Matt Cooksey

Gather round ye seekers of mortgage enlightenment, for I, Loan Officer Horton, present The 10 Commandments of Mortgage!! 📜🏠 Go forth, armed with these commandments — share them with all who seek homeownership! 🏠 If ye seek a printed copy, comment below or contact me! 👇🏻 #mortgage #MortgageLender #10Commandments #FunFriday #funnyvideo #mortgagememes #realestatememes #realestate #realestateinvesting #mortgagebroker #homebuying #HomeBuyingTips #homeownership

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🏡 Discover the Perfect Loan for Your Dream Home with Sun West.🌟 With a wide array of loan options, Sun West makes it simple to find the perfect fit for your unique needs. Choose from FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM Loans, and more — all tailored to ensure a seamless and rewarding home buying experience. 📲 Call me to learn more! Nothing Is Beyond Reachᵀᴹ 👉 AngelAi.com Consumers with a Reverse Mortgage can lose their home if they fail to comply with the loan terms, which include, among other terms, paying property taxes, homeowners insurance and HOA dues (if applicable) on time, maintaining the subject property as their primary home, etc. Being High Risk Loans, Non Conforming Jumbo, and Non-QM loans may include higher interest rates, closing costs, interest-only periods or prepayment penalties. #fha #va #usda #reversemortgage #hecm #conventionalloan #homeequity #sunwestmortgage #mytruehome #wegetyou #mortgage #loans #homeloans

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The first step in solving a problem is admitting there is one. So let’s call it what it is: The mortgage industry has changed, and many of us—loan officers, branch managers, and companies—are just spinning our wheels, doing what we've always done, hoping it will start working again... It won’t. So, what should we do? There is a path forward in this new environment, but it requires a fundamental shift in how we do business. Each of you reading this is capable of making that shift, but the real question is: Are you willing? I am here to chat when you are ready. #Mortgage #innovation #growth

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Commercial loans

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The Mortgage Bankers Association released their Mortgage Application Data for the week ending 10/4 showing that overall application volume decreased by 5.1%. Applications to Purchase a home were flat for the week and up 8% year over year. Refinances decreased by 9% from the previous week but were 159% higher compared to one year ago. #TEGfcu #TEGmortgage #Homebuying #Homefinancing #Rates

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Is debt consolidation the right strategy for you? Check out mtb.com/debt-consolidation to see if you meet the criteria that will help you determine if debt consolidation will work for you.

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Is debt consolidation the right strategy for you? Check out mtb.com/debt-consolidation to see if you meet the criteria that will help you determine if debt consolidation will work for you.

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Read this story, which also has a video, about the latest trends in new build homes.

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🐱🥷 As a Catman and Mortgage Ninja, keeping your home’s value strong is a mission I’m passionate about! Here’s how you can do it, too. 🔧 Think of home maintenance like a cat’s daily grooming— it's vital for keeping things in top condition. Fix those small issues like leaky faucets or chipped paint before they turn into bigger problems. 🌳 Curb appeal is everything, just like a cat’s sleek appearance. A tidy lawn, fresh flowers, and a welcoming entrance can make your home stand out on the block. 💡 Upgrade with precision, just like a ninja strikes with purpose. Focus on high-value areas like the kitchen or bathroom for the best return on investment. 🎨 Neutral colors are the way to go—just like a cat’s natural elegance. They make it easier for potential buyers to imagine themselves in your space. 🤔 Have any tips or questions on keeping your home’s value high? Drop them in the comments! #HomeMaintenance #HomeValue #HomeImprovement #RealEstateTips #HomeOwnership #PropertyValue #HouseMaintenance #InvestInYourHome #HomeCare #CurbAppeal #MortgageNinja #Therealjoeperry #Therealjoeperryhomeloans #Mortgagejedi #Catmanjoe

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📊 Your credit score: the key to financial freedom. From mortgage rates to insurance premiums, it influences more than you might think. Learn how to master it with Ruoff's guide to understanding and improving your credit score. #Ruoff

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Exciting news in the mortgage world! 🏡 The recent report from HUD reveals that the FHA served over 790,000 people in 2024, making significant strides toward accessible homeownership. With 82% of FHA loans going to first-time buyers and substantial support for seniors and borrowers of color, the FHA is truly making a difference. This is a must-read for anyone in the housing market! What are your thoughts on these trends? 💬 Read the full report to learn more! https://ow.ly/LfaS50UfZOp

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🌅😊Kickstart your Monday with positive thoughts! They set the tone for your entire week. Watch yourself grow stronger and live a more fulfilling, happier, and healthier life.🌟💪 #OMEGAMortgage #MachelleMortgageMiracleWorker #MondayMotivation #PositiveVibes #StrongerEveryDay #HealthyMindset #HappyLife #MondayMindset

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If you are a retail or correspondent mortgage officer and have not considered the benefits of working as a mortgage broker, do yourself a favor and read this post about NEXA Mortgage and their progressive perspective on compensation in our industry. Many of you out there have built very successful businesses and careers by creating the majority of your production through your own efforts rather than relying on the company you work for to provide you with leads. If this is you, then you should give a long look at making this move for yourself. Stop letting the company you work reap the benefits of all of your hard work and efforts and instead keep that money in your pocket and use it to further grow your business or accomplish other financial goals. There is a reason brokers are the fasting growing segment of the mortgage industry, and there are MULTIPLE reasons why NEXA is the fastest growing company. Read the below and reach out to me for more details about why NEXA Mortgage may be the right fit for you. #nexamortgage #NEXA #Nexa100 #brokersarebetter #younglendinggroup

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💼 DSCR Loan: No Income Documents Needed Are you an investor looking for a hassle-free loan process? Our DSCR Loan program requires no income documentation! Perfect for seasoned investors or those just getting started. Contact me today at 404-372-4888 to learn more! #OMEGAMortgage#MachelleMortgageMiracleWorker #DSCRLoan #InvestmentProperty #NoIncomeDocs #RealEstateInvesting #HassleFreeLoans #SecureYourFuture #RealEstate #InvestorFriendly #LoanOptions #PropertyInvestment

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As a loan officer, a challenging market can bring an array of difficulties, but it also has many benefits! Watch the full video to find out how mortgage professionals should be digging into their experience and skills to their benefit in a hard market.

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With rates falling, you may be able to reduce your #MortgagePayments. Click the link for refinance resources – including product options, a savings calculator, and loan officer guidance http://spr.ly/6045gShDx

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