Mark Kashar, CLU®, ChFC®, CLTC

Your wealth management plan should protect your assets and support your long-term goals against potential financial storms - DOES YOURS❓❓❓ https://hubs.ly/Q02vNgHq0 #houstonretirementplanning #pension #rothira #401k #retirementsavings

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Who doesn't want more choice and more flexibility?!?! Find out what's missing from your retirement plan and learn about our comprehensive, holistic approach to financial planning https://hubs.ly/Q02F7rHz0 #houstonretirementplanning #pension #rothira #401k #retirementsavings

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If you’re still using outdated tools to tackle Social Security planning, you’re leaving value on the table — for you and your clients. Advisor Controls’ Social Security Pro is reshaping how financial advisors approach retirement decisions. By modernizing complex calculations and insights, it allows advisors to maximize benefits without the headache. This is the future of Social Security planning—precise, efficient, and built for today’s retirement landscape. Why settle for less when the stakes are this high? https://lnkd.in/eUcPt-WK #FutureOfFinance #AdvisorControls #SocialSecurityPro

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As you approach retirement, ensuring that you have a solid financial plan in place is essential for a secure and stress-free transition. Retirement is a time for celebration and relaxation, but without careful preparation, common mistakes can jeopardize your savings and quality of life. In this blog, we’ll walk you through the seven biggest pitfalls to avoid as you approach retirement, empowering you to make informed decisions for a bright future. https://lnkd.in/gQtaqyRf #retirement #financialplan #pitfalls #bentoakcapital #retirementplanning #wealthmanagement

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Many of you might not be aware, but I have been on the advisory board of Income Lab for the last several years. Financial planning in the mid 90's is what separated me from the competition. What I found so interesting over the years is that the Monte Carlo "Probability of Success" seems to gamify clients to wanting a better score, which ultimately leads to underspending in most cases and leaving some potential dreams on the table. Income Lab's dynamic spending output is a game changer and (in my opinion) is the next phase of true retirement planning. I think it could also separate advisors that use it from the competition in the modern age of wealth management. The team at Income Lab continues to roll out features on a regular basis like this one. If you haven't already, give the software a demo. I think you will find the output refreshing and a paradigm shifter for your clients...

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In case you missed it: At American Society of Pension Professionals and Actuaries' 2024 Annual Conference, we showed plan administrators how to map a path to simplifying retirement plan administration and navigate toward better outcomes for all. Inspira Financial partners with retirement services providers and plan administrators to ensure the long-term financial health of retirement plans and their participants. From automatic rollovers to plan termination services, we relentlessly pursue better outcomes for all. The path to simplified retirement plan management: https://lnkd.in/dNMpd9sm #ASPPA

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Are your clients prepared for a secure retirement? Many people look back with regrets about their financial decisions, including not saving enough or failing to consider lifestyle factors before leaving the workforce. This year’s Transamerica Center for Retirement Studies report highlights the biggest regrets cited by retirees, such as wishing they had started saving earlier and reflecting more deeply on their post-retirement lifestyle. Encourage your clients to think about their ideal retirement lifestyle and help them create a plan that aligns their financial goals with their dreams. Read more in this ThinkAdvisor article to improve your guidance and support for a more secure retirement for your clients: https://loom.ly/mmfJsKI #Retirement #RetirementPlanning #FinancialFreedom #FinancialPlanning #FinancialAdvisor #PersonalFinance #Investing #WealthManagement #IFCNationalMarketing

DOES THE 4% RULE REALLY HOLD UP?! Dive into this rule a little deeper in this article and consider whether it’s right for you https://lnkd.in/g3yHb5hy #houstonretirementplanning #financialadvisor #financialplanning #retirementincome

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Did you know? Retirement delays can significantly impact your company’s bottom line. By working with a retirement plan advisor, business owners and employers can take action to mitigate these costs and help employees reach a timely retirement. #BusinessPlanning #401k #RetirementPlanning #Colorado

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🔍 Are you prioritizing your clients' holistic financial health? In this episode of the Young CPA Success Show, Adam D. Koós, CFP®, CMT®, CEPA emphasizes the need for proactive relationship-building between CPAs and financial advisors. They discuss the importance of transparency, ethical behavior, and how to navigate the emotional side of financial decision-making for clients. 🎧 Catch the full episode here: https://lnkd.in/gJxKgfhk 💬 How do you ensure your clients are receiving comprehensive financial guidance? Share your experiences in the comments! #FinancialGuidance #CPA #YoungCPASuccessShow

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📢 Advisors, are your clients ready for retirement? Less than one in five Americans regularly meet with a financial advisor to discuss retirement. Now’s the time to act. By offering personalized, holistic advice, you can help clients close the gap between their savings and future goals. Let’s elevate the retirement conversation. Read more about why regular advisor meetings matter: https://lnkd.in/e_Zk5vK9 #RetirementPlanning #FinancialAdvisors #HolisticAdvice #FutureCapital #FinancialWellness

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Excellent news for both employers and employees. Lower fees mean higher retirement savings, giving more secure financial future for employees while enhancing the attractiveness of employer-sponsored plans. The 401(k) Advisor Fee Study by Employee Fiduciary highlights how fiduciary-grade investment advice reduces plan costs, benefiting retirement savings. Analyzing fees from 1,109 advisors, the study found fiduciary advisors charge less than the national average. With the DOL Retirement Security Rule, all advisors must follow fiduciary standards, eliminating conflicts of interest and prioritizing client welfare. https://lnkd.in/emQ2s22a

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UPCOMING WEBINAR 🎥 The great tax sunset is (likely) coming as current tax brackets are expected to change at the end of 2025. Are you prepared to diligently guide your clients through this potential transition? fpPathfinder has created a TCJA Sunset Provisions Comparison Guide to help advisors navigate important conversations with clients about how their tax planning needs might change. Join us for a webinar with Holistiplan where we'll discuss the real-world applications of this new guide, as well as how to leverage the fpPathfinder and Holistiplan integration. Register now & get the TCJA Summary Guide for free ➡️ https://buff.ly/3UkOule

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YOU ARE LOOKING FORWARD TO RETIREMENT ... ... BUT WHAT IF YOU NEED LONG-TERM CARE? Discover what to ask, what to consider, and how to plan in this comprehensive whitepaper https://lnkd.in/gsCpqtQe #longtermcare #houstonretirementplanning #pension #rothira #401k #retirementsavings

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National 401(k) Day is September 6th! Do you know that annuity policies can be funded using a portion of these qualified assets? Let’s talk about your financial goals and the value of annuities for asset growth and protection for greater confidence in retirement.

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