Jeremy Miller

Crafting a compelling offer isn't just about price; it's about making your bid stand out in a competitive market. As mortgage experts, we've seen firsthand how a strong offer, backed by pre-approval and favorable terms, can tip the scales in your favor and secure your future home. Need a pre-approval? Contact us today. #NeoHomeLoans #strongoffer

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If you're looking for a good real estate agent, here are key traits to look for: 1. They educate you: A good agent explains each step of the home buying process so you’re always informed. They should be patient, not pushy. 2. They don’t make decisions for you: Your agent presents options, empowering you to make the best decision for your family. 3. They know when to bring in experts: A good agent isn’t threatened by bringing in inspectors, lenders, or attorneys when needed. 4. They specialize: Your agent has expertise in specific areas and property types. They can’t be all things to all people. 5. They’re full-time professionals: A good agent is dedicated to serving you, not just working part-time. 6. They have strong contacts: Leverage your agent’s relationships with local lenders, inspectors, and other professionals. 7. They have time for you: A successful agent ensures they have enough time to meet your needs. Now that you know what to look for, take the time to find an agent who will truly prioritize your needs. Looking to buy a house or refinance? Leave a comment or DM me. #RealEstateAgent #HomeBuyingProcess #PropertyTypes #FullTimeAgent #TopServiceProviders #BuyAHouse #Refinance #FindTheRightFit #RealEstateTips #HomeBuyingAdvice #LUM #LevelUpMortgage #MortgageBroker #Arizona #Indiana #ArizonaRealEstate #IndianaRealEstate #ArizonaRealtor #IndianaRealtor

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Home Sales Slump, Move-Up Buyers Challenged The boost in February home sales gave potential buyers hope the market was recovering. However, the spring did not bring us the active season we expected. Sales of existing homes have fallen, and limited inventories persist. Some potential move-up buyers are now looking to other solutions. What About Renovating? Homeowners with growing family needs are weighing out the pros and cons of renovating their existing home or buying a larger house. Here are some ideas to expand the living space of an existing home. Build an addition Convert an attic, basement, or garage into a living space Build a room over the garage Add a second story Add an Accessory Dwelling Unit (ADU) What About Financing? Home owners should examine all options before proceeding into a renovation. Obviously, this is not a good time to put large purchases on credit cards. Other options to consider are: Home improvement loan Home equity line of credit (HELOC) Cash-out refinance Government loans As a mortgage professional, my goal is to help people make educated decisions when it comes to home financing. I can provide borrowers with detailed analyses of various loan options, and find the right loans to meet their short- and long-term goals. Give me a call if you – or anyone you know – has need of a professional mortgage consultant.

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Why Choosing the Right Brokerage Can Make or Break Your Real Estate Career 🏚️ After hosting the Real Estate Excellence Podcast for over 3.5 years and interviewing more than 220 top-performing real estate agents, one truth has become abundantly clear: the brokerage you choose matters—immensely. For new agents, this decision is often the most critical step in building a thriving real estate career. Yet, too many join brokerages without proper due diligence, leaving them ill-equipped for the challenges of this demanding industry. 🔑 The Importance of Brokerage Culture and Support A great brokerage isn’t just about branding or commission splits. The best brokerages add real value by offering: Culture: A supportive and collaborative environment where everyone wins together. Coaching and Mentoring: Hands-on guidance to help you navigate the complexities of real estate. Training: Continuous skill development to stay competitive. Agent Support: Resources to help you deliver excellence to your clients. One guest who truly exemplifies the power of the right brokerage is Holly Carroll. Holly’s journey is nothing short of inspiring—she went from being Miss Canada Tourism and a successful international model for 17 years to becoming a top-performing real estate agent in Muskoka, Canada. Now, as the Managing Director at TheAGENCY, Holly thrives in a brokerage that aligns perfectly with her values. She speaks passionately about her love for The Agency—a global luxury real estate brokerage (www.theagencyre.com)—and its culture of caring, collaboration, and shared success. In her words, the agents at The Agency support one another like family, creating an environment where everyone has the tools to succeed. 🚩 Red Flags to Avoid New agents often make the mistake of: Not Speaking with Multiple Brokerages: Failing to compare options can lead to missing out on vital resources and support. Skipping Conversations with Top Agents: Successful agents at prospective brokerages can offer invaluable insights into what’s needed to succeed. Overlooking Training and Mentorship: Real estate is a tough business, and going it alone is rarely a recipe for success. If you’re serious about your career, take the time to evaluate your options. Ask tough questions. Seek out a culture that aligns with your goals. 💡 Insights from the Podcast The Real Estate Excellence Podcast is dedicated to helping professionals like you make informed decisions and elevate their careers. For more insights and inspiring stories, including Holly Carroll’s, visit www.tracyhayespodcast.com and follow Real Estate Excellence on Facebook, Instagram, and YouTube.

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Existing Home Sales (March 2024): After hitting their highest level in a year in February, sales of existing homes slipped 4.3% in March. However, sales are still at their second highest level since last May as NAR’s Chief Economist, Lawrence Yun, confirmed they’re “rebounding from cyclical lows.” The rise in first-time buyers and multiple offers also suggests demand remains ahead of the spring buying season even in the face of elevated mortgage rates. #homesellers #homesales #realestate #mbshighway #mbssocialshare #mortgagemarketnews #mortgageintheknow

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Found the perfect lot, but not yet ready to build? How about a Lot Loan? Can I finance bare land? How do these work? How will my down payment on my lot be applied to my future Construction loan? What if I pay cash for my lot? How do private party notes on my lot affect a future construction loan? All great questions. I have answers to these and more for those who wish to take the journey to a new custom home. #customhome #residentialbuild #lotloan #constructionloan

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3 Ways Home Buyers Can Outsmart High Mortgage Rates! This is the time to buy investment properties.. Rates are high, Competition still high because inventory so low. Rates still high and competition low is very low probability .. Lower rates and high competition is highly probable. Which one makes more sense to BUY something now? Wondering how you can make it happen? TEXT 949-867-1157

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Today on T̠H̠E̠ M̠O̠R̠E̠ Y̠O̠U̠ K̠N̠O̠W̠ I̠N̠ E̠S̠C̠R̠O̠W̠, lender friends, I’m talking to 𝐘𝐎𝐔! 🫵🏼 If you’ve got even a little common sense, 🤣, I’m sure you know that one of the most common questions we get in the closing room from buyers is "𝓌𝒽ℯ𝓃 𝒶𝓃𝒹 𝒽ℴ𝓌 𝒹ℴ ℐ 𝓂𝒶𝓀ℯ 𝓂𝓎 𝒻𝒾𝓇𝓈𝓉 𝓂ℴ𝓃𝓉𝒽𝓁𝓎 𝓅𝒶𝓎𝓂ℯ𝓃𝓉?" I mean, wouldn’t that be your most important question to!? And I know, you’ve probably told them 17 times up until this point, but, when they’re parked in my closing room, memories seem to fail because of stress, anxiety, nervousness, & everything in between. So they frequently forget. I know you as Loan Officers can’t change your document process, but, I’m thinking it may be a good idea and follow up touch point for you, to send them the 𝐅𝐢𝐫𝐬𝐭 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐋𝐞𝐭𝐭𝐞𝐫 shortly after their signing, that way they don’t have to dig through their emails for the documents they previously eSigned! 🤩 I’m just here to help you look good. It’s my job! 👍🏼 Tag a lender below 👇🏼 who needs to know this important tidbit! #escrow #escrowofficer #idaho #idahome #realestate #realestateinvesting #realestatelife #realestateagent #realestatetips #realtor #realtorlife #realtors #tip #education #learn #learning #teach #share #info #themoreyouknow #buy #buyer #buyers #work #business #working #womeninbusiness #mortgage #mortgagebroker #loan Melanie Cormier Stevie Wright

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