Alfredo Rosing

Esta cita acerca de la toma de decisiones de "BE 2.0 (Beyond Entrepreneurship 2.0): Turning Your Business into an Enduring Great Company", de Jim Collins, es clave para seguir formando equipos: "The key is to know which situation you are in, not to have a bias for “always fast” or “always slow.” You need to be good at both. The right decision made in the wrong time frame is a bad decision. Empieza a leer este libro gratis: https://a.co/gLNXYo3

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https://lnkd.in/dkwZbzb7 “People are very anxious, inquiries overflowed our communication channels and we are overwhelmed,” Daniel Tillard, president of Banco Nacion, the country’s largest state-owned lender, said in an interview. The bank announced it will disburse some $4 billion of mortgages over the next four years to 40,000 potential home owners. The last time banks issued home loans was between 2016 and 2018, during former President Mauricio Macri’s administration. The amount of real estate purchased with mortgages increased sixfold. But the demand pushed the average price per square meter 27% higher in dollar terms, a trend that could be repeated, according to Federico Gonzalez Rouco, an economist Buenos Aires-based Empiria Consultores. __________ Economics 101. The last time they had mortgages it pushed up prices big time. What do you think will happen with real estate prices with Milei? Boom! #BuenosAires #Argentina #realestate #BuySellBA

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📌 Browse our #smallbusiness workshops this week: SBA Funding Options and Resources for Small Businesses Cómo aprovechar el poder del Marketing Digital de forma sencilla y efectiva Review Your Options, Maybe Start Your Own B's White Label 101, Start your own brand from home Grow Your Business and Increase Sales Through Exporting There's still time to register ↓ https://lnkd.in/gMQZNse7

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It’s time for yet another property highlight “10X Boca Raton” Wanna invest in our new properties with Grant? Text “INVEST” to 305-407-0276 CardoneCapital.com Text to invest 305-407-0276 You can INVEST with your IRA/401k. Call or text to see if you qualify #CardoneCapital #realestatetips #MultifamilyInvesting #realestateinvesting #billionaire #grantcardone #10x #realestatetips #millionairementor #wealthcreation #wealthy This is not an offer; offers will be made only by means of the Regulation D Offering Documents (available at https://lnkd.in/g9YqipZS) or the Regulation A Offering Circular (available at https://lnkd.in/eYH39xSs), either of which may be updated or amended from time-to-time with the most recent Offering Circular or Offering Documents. The Regulation D offering under Rule 506(c) is for accredited investors only. For our current Regulation A offering(s), no sale may be made to you in this offering if the aggregate purchase price you pay is more than 10% of the greater of your annual income or net worth (excluding your primary residence, as described in Rule 501(a)(5)(i) of Regulation D). Different rules apply to accredited investors and non-natural persons. Before making any representation that your investment does not exceed applicable thresholds, we encourage you to review Rule 251(d)(2)(i)(C) of Regulation A. For general information on investing, we encourage you to refer to www.investor.gov. The acquisition of any property identified in this communication is subject to various contingencies and may not be consummated. Past performance is not an indication of future results. Investing involves risk and may result in partial or total loss. Prospective investors should consider carefully investment objectives, risks, charges and expenses, and should consult with a tax, legal and/or financial adviser before making any investment decision. For additional information, visit https://lnkd.in/eed7KWVz

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Bloomberg Línea highlights the growing influence of #LatinAmerican investors and a shift from just residential investment to commercial real estate investment. Bravo to Katian Castro for securing this story! 🌟 Latino investors, particularly from Argentina, Brazil, and Colombia, are increasingly targeting #SouthFlorida's commercial real estate market, drawn by the region's economic stability and cultural ties. Despite challenges like high costs and limited availability, sectors such as multifamily, industrial and retail properties remain highly attractive. Will this trend continue with an increased investment from LATAM in CRE vs. residential? Read more here: https://lnkd.in/esb9QwZ3 Levy Public Relations & Events Jessica Levy Tomas Sulichin Ana Trias

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Banks play a pivotal role in bolstering economies, serving as the backbone that supports growth and stability. This is especially true for Puerto Rico, an island whose economy is witnessing a resurgence, particularly in the tourism and manufacturing sectors, including pharmaceutical and biosciences. The retail sector also broke record associated with the economic resurgence. Given the role Banks play in Puerto Rico to facilitate this growth by providing essential funding for businesses, enabling expansion and innovation special attention must be given to the financial sector. Bank loans for construction, expansion and investment are vital for fostering a favorable investment climate, attracting both domestic and international investors drawn by the island's strengthening sectors. Particularly important when it comes to real estate development. Here we are witnessing a significant growth in the luxury sector and to the surprise of some with great success. This has only fueled desire from investors to be part of this expansion.

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Nu México Partners with OXXO to Expand Cash Deposits and Withdrawals Nu México has partnered with convenience store chain OXXO to enable over nine million Nu customers to deposit and withdraw cash in more than 22k OXXO stores nationwide starting in 2025. Withdrawals will begin on January 14, while deposit services are slated to follow in subsequent months. With this new collaboration, Nu will enhance its existing ecosystem built via Arcus by Mastercard and other retail alliances and surpass 30k physical points of contact for users across Mexico. Close to 45% of Mexican adults remain unbanked, according to the World Bank’s Global Findex Database. Although digital payments have grown substantially, fintech solutions have surged by nearly 300% over the last five years, and millions of consumers still depend on cash for daily transactions. By incorporating OXXO’s extensive footprint, Nu aims to lower barriers to financial services and foster greater trust in digital banking. “Cash is vital in everyday life,” remarks Ivan Canales, General Director at Nu México, “so ensuring people have an easy, familiar way to deposit and withdraw is essential for real financial inclusion.” Eduardo Velasco Garza, Director of Services at OXXO, adds: “We want to simplify consumers’ routine transactions offering Nu’s cash services directly in our stores takes us another step closer to bridging the financial gap.” Despite an uptick in digital adoption, many rural communities remain without traditional bank branches. OXXO, with locations in both urban and remote regions, delivers reliable access to financial touchpoints. “Merging digital banking with physical retail outlets helps customers feel more comfortable transitioning to new financial tools,” explains Sergio de la Torre, a fintech analyst at the University of Guadalajara (Universidad de Guadalajara). This blend of online and offline services allows users to retain the familiarity of cash while gradually embracing digital channels. -Broader Reach: As deposit services roll out post-January 2025, analysts predict a potential influx of additional features, like bill payments or peer-to-peer transfers -Competition & Innovation: Other fintechs and banks may respond by forging their own partnerships to rival Nu’s extensive coverage, possibly reducing fees for end users -Continued Digitalization: By supplying convenient cash in/out access, Nu addresses a persistent pain point for Mexicans skeptical of online-only services. Over time, this may accelerate adoption of complementary digital products Sources:Nubank David Vélez Edward Wible Cristina Junqueira Youssef Lahrech Guilherme Lago Vitor Olivier Jessica Paul Tulio Oliveira Fabiola Marchiori David Hannigan Jeremy Selesner Marcela Torres Córdoba Claudia Alva ✨ Roberto Vota Sergio Caraveo James Carlos Portela Peñúñuri Santiago Rivera Botero Christian Camilo Nieto Mariño Ana Laura Lozano Romero Marcela Edith Vega Garcia Ricardo Tamez Talavera Gustavo Neri Alfonso Salas

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🚨BREAKING NEWS! The much-awaited "Ley de Bases: claves sobre jubilaciones y pensiones blanqueo laboral y monotributo" just got the green light from the Diputados! Curious to know what changes with this new norm? Dive into the nitty-gritty in this must-read post! Click the link below to stay ahead of the game! https://ift.tt/dt3bwA5

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Check out #MirandaIntelligence's FinTech Chatter. Highlights: Plata – The Elon Musk of Mexican FinTech? Plata's license process took 677 days, longer than Revolut’s 657 days and slower than Openbank México’s 476 and bineo’s 467 days. It will probably take another year before Plata is ready to launch its bank in Mexico, when it will be able to offer deposit accounts and grow its personal loan and investment portfolio services. Still, the license approval is a triumph for Plata. Plata does not have the backing of a big global parent and had to deal with misunderstandings about its Russian roots, (the company is run by former Tinkoff top executives). Plata was founded by Baring Ventures, one of Tinkoff ’s original private equity backers and also investors in Kaspi.kz, Revolut, and other top FinTechs. (Oleg Tinkov, the Tinkoff founder who has no direct role in Plata, left Russia for good in 2022 following his outspoken criticisms of the invasion of Ukraine). Meanwhile, Plata’s credit card business appears to be doing well, and new functionalities (investing in US stocks and personal loans) have been added to the app. The company likely has around one million cards issued and raised at least US $250 million in debt this year, most recently raising an unsecured facility of US $55 million. Industry sources suggest its NPLs and cost of risk are lower than other credit card FinTechs. App downloads and web traffic consistently place Plata in the top five new digital financial platforms. Plata has a much lower first-fraud rate than its competitors, in part because you cannot get a Plata credit card without a visit from one of its ambassadors—although this likely comes with higher operational costs. So how has the relatively unknown Plata seemingly matched or in some cases outfoxed better financed fintechs (so far)? Tinkoff expertise in Russia. Tinkoff was the earliest and most successful FinTech in the world. Indeed, David Vélez from Nu has said in public that he took inspiration from Tinkoff. ⁠Engineering and data science approach. Plata has about 1,500 employees. Of the 500 in corporate, 350 are based outside Mexico (mostly engineers and data scientists, many with previous Tinkoff experience), and another 150 are based in Mexico. The company has another 1,000 local employees in operations in Mexico. ⁠Focus on Mexico alone. There are no competing management and tech demands. ⁠Hardcore, Elon Musk culture. Unlike some traditional banks or FinTechs it’s a full-on, work-from-office, 24×7 customer-centric culture.   Why bother to be a bank when FinTech Sofipos and banks are paying above CETES for deposits? Plata’s bet is that wholesale funding costs will come down from the low 20s% to near TIIE from being a regulated bank, its deposit product kicks in, and profitability becomes more apparent. In other words, while it’s costly to be a bank, it’s more costly not to be. https://lnkd.in/eGTCduCn

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Miranda Partners #Pulso de los Medios (December 2024) Censorship linked to Financial Woes at El Financiero? Speculation mounts over censorship allegations at the respected Mexican financial newspaper, heightened by the abrupt end of Pablo Hiriart's column. Meanwhile, the newspaper's Holding company allegedly defaults on payment due to Fox Sports, while still owes money to Nafinsa... HR Media Wins Audience Measurement Bid HR Media secures the contract to lead audience measurement in a move that reshapes Mexico’s ratings landscape. Programs Axed at Foro TV and Channel Once Beloved shows face the chopping block as two major broadcasters streamline their programming. TelevisaUnivision Instrumental in Trump’s Victory: WSJ A Wall Street Journal report suggests TelevisaUnivision played a pivotal role in Donald Trump’s increase in support from Hispanic voters.

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#TheCryptoRundown 258: "#Ethereum: The Kodak of the #Crypto Market" with Amberdata and Bill Ulivieri from Cenacle Capital Management, LLC is now available. Stream from your favorite #podcast platform or listen at https://lnkd.in/e-2emjJx #CryptoTrading $MSTR $MARA #bitcoin

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