Embedded finance is changing quickly, creating new opportunities for revenue and partnerships, while also raising concerns around risk and compliance. Success in this space depends on working together—and that's what we'll be doing tomorrow morning. Our CEO, Oban MacTavish, will join Lia Cao, Aaron Byrne, and Will Sowell at Payments Forum to discuss how to improve operations in embedded finance and what the future might look like. We’re looking forward to this discussion with such an amazing group! Catch Oban on the main stage at 9:40 AM PST http://bit.ly/4ho8eNO #PaymentsForum #EmbeddedFinance #Fintech
Spade
Financial Services
New York , New York 1,731 followers
Enriched transaction data you can build on.
About us
Spade is the only transaction data enrichment solution backed by real data. We leverage our vast first-party data network to bring instant clarity and context to every purchase and payment—with precisely matched merchant, category, and geolocation details that empower you to build the next generation of financial technology.
- Website
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http://www.spade.com
External link for Spade
- Industry
- Financial Services
- Company size
- 11-50 employees
- Headquarters
- New York , New York
- Type
- Privately Held
- Founded
- 2021
Locations
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Primary
New York , New York, US
Employees at Spade
Updates
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Headed to San Francisco for Payments Forum next week? Let’s connect! Our CEO, Oban MacTavish, will take the stage with Lia Cao, Aaron Byrne, and Will Sowell to discuss the next wave of embedded finance - breaking down how banks and fintechs can manage risk, navigate regulations and unlock hidden profits in today's financial landscape. http://bit.ly/4ho8eNO 🗓️March 5, 2025 ⏰9:40AM PT Will we see you there? #PaymentsForum #EmbeddedFinance #Fintech
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Our CEO, Oban MacTavish, is featured in Episode 374 of the Leaders In Payments Podcast! 🎙️ In this episode, Oban breaks down how we’re reshaping the way card issuers use transaction data. With real-time merchant intelligence, we’re enabling smarter fraud decisions, optimizing payments, and improving rewards—all in under 50 milliseconds. Don’t miss it! Tune in to learn how Spade is transforming the payments landscape.
Episode 374 is now live! Spade is reshaping the way card issuers understand transaction data. In this episode, CEO Oban MacTavish breaks down how Spade provides real-time merchant intelligence that goes beyond just cleaning up transaction data. By integrating verified firmographic data and insights, they’re helping issuers make better fraud decisions, optimize payments, and improve rewards attribution - all in under 50 milliseconds. The result? More accurate data that drives real business outcomes. Listen anywhere you get your podcasts! #payments #fintech
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We’re thrilled to announce our partnership with Bilt Rewards, the pioneering loyalty program for home and neighborhood. With Spade, Bilt is enhancing its user experience with deeper insights into neighborhood spending—whether at your favorite coffee shop, grocery store, or fitness studio—helping users earn points where it matters most and unlocking even more personalized rewards. This is just the beginning of our partnership, and we’re proud to support Bilt as they expand their innovative rewards ecosystem, helping renters maximize value from their everyday purchases. Stay tuned for more. https://lnkd.in/eN2XYvpG #Bilt #Spade #merchantintelligence #merchantdata #payments #Paymentsinnovation #paymentsdata #data #innovation #partnership #rewards #renterrewards
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Powering the Future of Payments: Spade + Stripe Issuing Stripe Issuing customers can now tap into Spade’s industry-leading merchant intelligence—bringing enhanced transaction visibility with logos, names, locations, and categories to their payments experience. After a rigorous evaluation process, Stripe selected Spade to power this offering because of our accuracy, speed, and depth of data. Stripe’s customers have made it clear—access to rich merchant data is crucial for their next wave of payments innovation and we’re proud to provide the infrastructure to help bring these advancements to market! Learn more at https://lnkd.in/e9STvayQ or reach out to our sales team at [email protected]. #Spade #Stripe #Fintech #merchantintelligence #merchantdata #payments #Paymentsinnovation #paymentsdata #data #innovation #partnership
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Our CEO & Co-Founder, Oban MacTavish, is featured in Founders Everywhere! Check it out below, and thanks to Everywhere Ventures for spotlighting Spade's mission to power the future of finance with richer, more actionable data.
💳 Every day, we swipe, tap, or insert our cards to make #payments. It offers us convenience and flexibility in managing our finances, but behind each transaction is a complex flow of data that banks need to process payments, detect fraud, and offer those sweet rewards programs we all love. Unfortunately, this data is often messy and outdated, making it hard for banks to understand where and how money is being spent. Spade is a #fintech company that enhances the quality of this data with real-time insights, helping financial institutions verify transactions faster, reduce fraud, and offer more personalized services. Oban MacTavish, co-founder and CEO, teamed up with Cooper Hart, and Tess Bloch, to power the future of #finance with superior financial data. Oban shares more about Spade and his journey in Founders Everywhere: https://lnkd.in/dydXCtZY cc Jenny Fielding, Scott Hartley, Conor Harbeck, Eileen McRae, Mikaz E., Becky Yang, Josh Hix, Katie Shea #FoundersEverywhere #EverywhereVentures #fraudprevention #payments
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We’re excited to announce that our CEO, Oban MacTavish, and CTO, Cooper Hart have been named to the Forbes 30 under 30 Class of 2025! This honor reflects two of our co-founders leadership and the dedication of the entire Spade team. Together, we’re making real-time merchant intelligence more effective and accessible for our trusted partners like Mercury, Corpay, Unit, and more. As we celebrate this recognition, we’re looking forward to continuing our mission into the new year. Congratulations, Oban and Cooper, and thank you to Forbes for this acknowledgement! Check out the full list here: http://bit.ly/41gxReb #ForbesUnder30 #Payments #merchantintelligence
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What an incredible time at Money2020! Our team at Spade is back from an exciting few days in Las Vegas: 🗣️ Our CEO and Co-Founder, Oban MacTavish, participated in a thought-provoking panel on the "Blame Game: Impact of Diffusion of Responsibility in Payment Systems." Alongside industry leaders Sophia Goldberg Ansa Ian Macallister Unit21 Lauren Crossett GTM Guild, he discussed challenges and collaborative solutions within the card ecosystem. 🍹 Our happy hour at Yardbird was a fantastic opportunity to unwind and connect with fellow industry professionals. Special thanks to our partners GTM Guild, april, Brico, and Voyantis. 📘Our case study with Mercury went live, highlighting how Spade’s real-time merchant intelligence can help create a best-in-class corporate card program. And of course, thank you to everyone who visited us at our booth! We loved connecting with so many of you. Couldn’t make it to Vegas? Reach out to our team at [email protected] to connect virtually. Tess Bloch, Patrick M. Tiedeken, Jacqueline Farmer, Hailey McCracken #money2020 #fintech #fraudprevention #payments
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New Case Study Alert: Mercury X Spade We’re excited to share our newest case study, highlighting how Mercury leveraged Spade’s real-time merchant intelligence to create a best-in-class corporate card program. ❗ The Challenge: Mercury needed rich, accurate transaction data to deliver key features for their card program. However, the poor quality of most transaction data made this type of innovation challenging. 🛠️ How We Solved It: Mercury partnered with Spade for real-time enriched transaction data. Spade matches each transaction to a verified merchant identity, adding key details like accurate categories, geolocations, and a consistent ID for each merchant across locations. This data enabled Mercury to enhance their card program for fast-growing businesses with precision and reliability. 📈 The Results: With Spade, Mercury’s team was able to build:: • Automated accounting tasks saving hours each month • Precise spend controls with advanced merchant and category locking • Seamless scalability from single users to large teams • A robust data foundation that supports Mercury’s product innovation ♠️Why Spade: • Industry-leading accuracy (>99%) ensuring clean, actionable data for Mercury’s teams • Unparalleled speed (50ms p99) supporting real-time decision-making with enriched data • Ongoing support and partnership enabling continued improvement and innovation 👉 Dive into the full case study to see how Spade supports Mercury in creating seamless, scalable financial products. https://lnkd.in/emYpDwRA
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Money 20/20 is here! Make sure to stop by booth #11705 or grab time with our team to learn how Spade’s real-time merchant intelligence can help you authorize more transactions, reduce fraud, and build more innovative card products https://bit.ly/40ctUXN And don’t miss the "Blame Game: Impact of Diffusion of Responsibility in Payment Systems" panel on Tuesday, 10/28 (10:05-10:35 AM PST on the Converge Stage) with our CEO Oban MacTavish http://bit.ly/3MIdFtu #money2020 #fintech #fraudprevention #paymentsindustry