Sequoia Wealth Advisors

As the economic landscape shifts, companies are re-evaluating their supply chains in response to potential tariffs. Businesses that rely on overseas trade—whether importing components or selling internationally—face increased risks, while domestically focused companies remain less impacted. With earnings season in full swing, many organizations are openly discussing onshoring and reshoring as a strategy to mitigate risk. But it's not just about tariffs—labor costs, supply chain stability, and long-term feasibility all play a role in the decision-making process. For now, most companies are in wait-and-see mode, weighing the significant costs and complexities of shifting operations. The global trade environment remains uncertain, and no market is exempt from potential negotiations. 🔍 Will we see a major shift toward onshoring in the coming years, or will companies continue to hedge their bets internationally? Let’s discuss! Kristina Kuprina, CIMA ® Katie Lindfelt Sequoia Wealth Advisors #financialadvisor #economy #tariffs

Here's a stunning fact: Over 29 million forgotten retirement accounts hold nearly 1.65 trillion dollars in the U.S. With frequent job changes, it’s easy for retirement accounts to get lost. Left unattended, they can even be turned over to the state as unclaimed property. Here’s how to find them: 1️⃣ Check with past employers. HR or plan administrators can provide account details. 2️⃣ Search online tools like the National Registry of Unclaimed Retirement Benefits or MissingMoney.com. 3️⃣ Use state or federal resources to track unclaimed funds. 👍 Good news: The SECURE Act 2.0 has directed the Department of Labor to create a comprehensive, searchable database to make locating lost retirement accounts easier than ever. This tool is expected soon. If you or anyone you know has questions about potential missing retirement accounts, please don’t hesitate to contact us. #RetirementStrategy #401k #FinancialWellness #SecureAct

🌍 Understanding Geopolitical Instability: Why It Matters Now More Than Ever 🌍 The world is changing rapidly, and with it comes new challenges, shifting alliances, and economic uncertainty. 📉💡 In this video, we break down the key factors driving geopolitical instability and what it means for businesses, governments, and individuals alike. 🔍 What You'll Learn: ✅ The root causes of geopolitical tensions ✅ How global power dynamics are shifting ✅ The impact on economies and everyday life ✅ What to watch for in the future Kristina Kuprina, CIMA ® Katie Lindfelt Sequoia Wealth Advisors PitchHub

💡For many, this is annual bonus payment season. What are your plans for this year’s bonus? Before you start considering your home improvement projects, vacations, or other splurges, any time you receive a lump sum of money, it’s worthwhile to think about the following: 👉 Step 1: Pay Off High-Interest Debt Tackle credit card balances first—knocking out high-interest debt can help you manage those costly payments. 👉 Step 2: Boost Your Emergency Fund If you haven’t already, set aside 3-6 months of expenses to help pay for unexpected events. 👉 Step 3: Grow Your Wealth Evaluate your strategy with tax-advantaged retirement accounts. A financial professional can offer some guidance if you have questions. 👉 Step 4: Balance Multiple Goals Not sure where to start? One idea to consider is splitting your windfall. For example: ▪️ 50% to debt repayment ▪️ 30% to savings ▪️ 20% to long-term investments ✨ Every dollar you manage intentionally today may improve the outlook for your financial future. Don’t waste these opportunities. #SmartMoney #WealthBuilding #DebtFree #FinancialGoals #MoneyManagement

Healthcare costs can be one of the most significant and often unexpected expenses in retirement. The decisions you make today about your health might have a lasting impact on your financial and physical well-being. February is National Wise Healthcare Consumer Month, so what can you do? Think of yourself as the CEO of your health: 🔍 Ask questions about recommended tests and procedures. 📋 Research providers to see if they align with your needs. 💬 Have an open dialogue about costs—knowledge is power when it comes to navigating care choices. Taking a proactive approach to healthcare isn't just about saving money—it's about looking to receive the best care possible. Small steps today can lead to better health and financial confidence tomorrow. #HealthCarePreparation #RetirementWellness #SmartChoices #FinancialHealth

37% of the S&P 500 is dominated by 10 companies. #financialfreedom #financialadvisor #sequoiawealthadvisors

February is a time when emotions take center stage—whether it's about love, connection, or reflection. It's also a reminder that emotions play a huge role in how we manage our money. Many people spend weeks doing research before buying a car or major appliance but make hasty, reactive financial decisions during market turbulence. Why? Because money isn’t just about numbers—it’s about psychology. The Takeaway: Building wealth isn’t about chasing every last return—it’s about staying the course, even when the road ahead is uncertain or slippery. A well-crafted strategy acts as your map, helping you navigate icy patches while keeping you aligned with your long-term goals. #WealthBuilding #MoneyPsychology #FinancialSuccess #InvestorMindset

🚨 Here’s a scary fact: Between 2015 and 2021, the IRS identified and stopped 29 million suspicious tax returns and prevented $22 billion in fraudulent refunds. Furthermore, in April 2024, a massive data breach at National Public Data exposed 2.9 billion records, including 272 million Social Security numbers, names, addresses, and other sensitive details. Know the warning signs: ▪️ Calls/emails claiming to be the IRS ▪️ Demands for gift card payments ▪️ Threats of arrest or legal action ▪️ Requests for immediate personal information 👉👉 Remember: The IRS first contacts you by mail, not by phone or email. Act quickly if you suspect tax return fraud: ▪️ Contact the IRS Identity Theft Hotline: 1-800-908-4490 ▪️ File Form 14039 (Identity Theft Affidavit) ▪️ Place a fraud alert with credit bureaus For more information on safeguarding your tax identity, consider visiting the IRS Tax Scams page at https://lnkd.in/gU-iPH6c, or explore resources like the FTC’s Consumer Protection updates. This article is for informational purposes only. In addition to the action items above, we would encourage you to consult your tax, legal, and accounting professionals if you believe you are a target. #TaxSeason #FraudPrevention #FinancialSecurity #IdentityProtection

During National Cancer Prevention Month, we all recognize the profound impact cancer has on our communities and the power we hold to make a difference. The statistics are sobering, yet they underscore the importance of our collective efforts: ▪️ In 2024, an estimated 2,001,140 new cancer cases and 611,720 cancer deaths were projected in the United States, according to a 2024 report in the National Library of Medicine. ▪️ Early detection significantly improves outcomes: localized breast cancers have a 99% 5-year survival rate, compared to 31% for metastasized cases, according to a 2024 report by the American Cancer Society. These numbers represent not just statistics but also families, friends, and neighbors—many of whom we serve in our practice. Check out these proactive steps: ▪️ Schedule regular check-ups and screenings ▪️ Support loved ones undergoing treatment ▪️ Contribute to cancer research and patient support organizations As financial professionals, we understand the importance of preparing for the future. This month, let's extend that foresight to our health and the well-being of our community. #CancerPrevention #HealthAwareness #Community #MakeADifference

❤️ Even though we're financial professionals, we care about more than just the financial health of the families we serve. February is American Heart Month, and the 2024 statistics from the American Heart Association underscore the importance of an investment in our heart health: ▪️ Cardiovascular disease accounts for nearly one-third of all deaths globally. ▪️ Every 34 seconds, someone in the U.S. experiences a heart attack. ▪️ 80% of premature heart disease is preventable through lifestyle changes. Just as we advocate for proactive personal finance, we encourage you to stay vigilant with your heart health and prevention strategies. A strong heart is the foundation of a truly rich and fulfilling life. #AmericanHeartMonth #HeartHealth #HealthyLiving