Consumers today expect fast, frictionless experiences—especially regarding financing. That’s why leading brands are empowering consumers with their own financial data to improve decision-making. Now, you can do the same with Passport—a powerful, white-labeled solution that helps you capture high-intent borrowers at the earliest stages of their homebuying journey. Here’s how Passport transforms consumer acquisition: ✅ Instant Borrowing Power Calculation – Capture direct-source bank data to assess income, assets, and cash flow in real time. ✅ Frictionless Digital Experience – Engage borrowers earlier by offering a seamless, consumer-friendly tool they trust. ✅ White-Labeled to Your Brand – Strengthen customer relationships by delivering a personalized experience under your own brand. By integrating Passport, you’re not just generating leads—you’re engaging verified, mortgage-ready borrowers and setting them on a faster path to homeownership.
FormFree®
Software Development
Athens, GA 5,624 followers
We are FormFree and we're opening the door to financial inclusion. #Passport #RIKI #FinancialInclusion
About us
FormFree helps lenders understand credit risk like never before with its patented Passport® product, which opens doors to more inclusive credit decisioning by revealing each customer’s true ability to pay (ATP®), and patent-pending Residual Knowledge Income Index™ (RIKI™), an innovative method for evaluating consumer creditworthiness based on residual income analysis. A HousingWire TECH100™ company, FormFree is based in Athens, Georgia.
- Website
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http://www.formfree.com
External link for FormFree®
- Industry
- Software Development
- Company size
- 51-200 employees
- Headquarters
- Athens, GA
- Type
- Privately Held
- Founded
- 2008
- Specialties
- Alternative Credit Data, Financial Inclusion, Risk Modeling, Risk Management, Technology, Blockchain, and FinTech
Locations
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Primary
Athens, GA 30605, US
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Athens, GA, US
Employees at FormFree®
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Brent Chandler 🙏
Founder & CEO @ FormFree® | Patented Blockchain Data Driven Intelligent Lending
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Andy Phillipson
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Heather Triscik, MBA
Finance and Operations Leader | Driving Transformation & Growth | Proven Track Record at Fortune 500 Companies, Nonprofits, and Startups
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Diane Capers
Sales Leadership | Business Analytics | Growth Strategies | Partnerships | Channel Strategies | Business Development
Updates
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🚀 WEBINAR: The Future of Lending Starts Now! 🚀 📅 Feb 7 | 1:00 PM EST https://lnkd.in/e3bKYvY5 Learn how Passport® + Ask Riki™ are leveling the playing field: 🔥 Debuting: Ask Riki™ 🔥 🚀 Instant ability-to-pay verification – no more bad leads 🚀 Faster approvals, fewer docs – close in record time 🚀 Expand your borrower pool – go beyond credit scores 🚀 Lower costs, higher conversions – every deal counts 🚀 AI-powered insights that interact with your data 🚀 Instant integrations to any CRM, POS, LOS 🚀 Rent Counter for real-time loan eligibility See it in action. Close more loans. Build lifetime clients. #fintech #mortgagelending #ai
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We are proud to share that FormFree has been named a HW Tech100 Winner for the 11th year! #mortgagelending #fintech #mortgage https://lnkd.in/ekyfq9id
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Today, we honor Dr. Martin Luther King Jr.’s legacy and timeless words. Let’s strive for fairness, inclusivity, and positive change—every day. #MLKDay #DoWhatIsRight #Equality #Inclusion
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We are THRILLED to announce our new partnership with Arrive Home to offer lender partners an alternative method to effectively measure a borrower’s credit risk and ability to pay. Learn more ➡️ https://lnkd.in/eBdFYixw #mortgage #mortgagetech
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What are the impacts of rental payments on #credit scores and #mortgage underwriting? Join Brent Chandler 🙏 and Urban Institute tomorrow @ 1:30 p.m. ET for a hybrid event that will showcase new findings on the impact of rent reporting on credit scores, discuss the changes needed to enhance the effective use of alternative data in the mortgage industry, and more. Register now: https://urbn.is/3B4BAkt #LiveatUrban
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For more than 100 years, on November 11, Americans have paused to express our gratitude for those, like our own Brent Chandler 🙏, who have served in the military. Today, we honor your service and sacrifice and offer you the thanks of a grateful nation.
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