Apply for Personal Loan

Get up to ₹5 lakhs directly in your bank account by applying for Fibe's quick online Personal Loan. Benefit from affordable interest rates alongside instant approval. Say goodbye to lengthy waits with our easy and personalised online application journey. Experience the convenience of accessing funds smoothly through our streamlined process.

Personal Loan Online
30 Mn+
App downloads
7 Mn+
Loans given
26,000+ Cr
Money disbursed
8,000+
Partner tie-ups

Calculate your Personal Loan EMI

Skip the manual calculations. Use the Fibe's Personal Loan EMI Calculator to accurately determine your monthly instalments within seconds. Just enter the loan amount, tenure and interest rate. Within seconds, the calculator will determine your EMI.

1,45,000
14
12
Your monthly instalment:
13,019
Total interest
11,228
Principal amount
1,45,000
Total amount
1,56,228

How to apply for Personal Loan?

You can get a quick personal loan online with Fibe in super simple and quick steps.

Fibe personal loan and instant cash loan app
  • Registration

    Download the Fibe App or register on our official website and provide a few basic details to initiate the application process.

    Fibe personal loan and instant cash loan app
  • Get instant approval

    You can complete the verification by uploading some basic documents and get approval in minutes.

    Fibe personal loan and instant cash loan app
  • Funds in minutes

    Select the amount you want and the money will be transferred directly to your bank account within minutes.

    Fibe personal loan and instant cash loan app

Types of Personal Loan

Fibe personal loan and instant cash loan app

Loan for Wedding

Plan your dream wedding with Fibe’s Wedding Loan.

Loan for Travel

Give in to wanderlust with our Travel Loan.

Loan for Home Renovation

Give your home a makeover with our Loan

Vehicle Loan

Get yourself a brand-new set of wheels with our Auto Loans.

Loan for Education

Fulfil your various educational needs with our Loan for Education.

Medical Loan

Get the quality healthcare you deserve with our loan for Medical Emergencies.

Consumer Durable Loan

Bring home best-in-class electronics with our Loan for Electronics.

Processing Fees and Charges for Personal Loan

Our online personal loan interest rates apply only for the number of days you use the loan amount. We don’t levy any pre-closure fees and there are no annual charges or renewal fees. Additionally, we have no hidden fees. All these features make us an affordable and reliable provider amongst others.

Here’s our detailed fee structure.

Fee type & Charges
Personal Loan rangeUp to ₹5 lakhs
Rate of intereststarting from 16% p.a. on reducing balance basis
Processing feesstarting from 2% of loan amount plus GST
Tenure6 - 36 Months
APRstarting from 18%
Bounce charges₹500 + GST
Late payment charges₹500 + GST or 3% of the loan amount, whichever is higher as per the overdue amount
Stamp duty0.1% of the loan amount
Mandate rejection charges₹250 + GST
Pre-closure chargesNil

Benefits of Personal Loan from Fibe

Here’s a look at the benefits associated with when you avail loan from Fibe:

No restrictions on usage
No restrictions on usage
Loans can be used for any purpose like medical treatment, home renovation, etc.
Collateral-free loans
Collateral-free loans
While applying for a personal loan, you don’t need to provide any type of security
100% Digital journey
100% digital journey
No long forms or paperwork, just upload soft copies of the documents and get instant approval
Affordable interest rates
Affordable interest rates
Fibe offers attractive interest rates on personal loans, even to new credit customers
Borrow multiple times
Borrow multiple times
Repay your previous loan, anytime with 0 pre-closure charges and get the next one, the very next day
Flexible repayment
Flexible repayment
Get cash up to ₹5 lakhs & repay at a tenure ranging from 3 to 36 months
Cash in bank
Cash in bank
Get the funds directly in your bank account within less than 10 minutes of loan approval
Secure app
Secure app
With ISO 27001 certification and PCI DSS app-based journey, getting instant cash is easy and secure

Personal Loan Eligibility Criteria

Qualifying for an online loan from Fibe is pretty simple, thanks to our easy-to-meet eligibility criteria. Refer to the list to check your eligibility. If you match the eligibility criteria, you can then download Fibe’s App or log on to our website and apply for the loan in minutes.

Age
Age
19 Years to 55 Years
Minimun In-Hand Salary
Minimun In-Hand Salary
25,000 per Month
Resident
Resident
A resident of India
Check eligibility now

Documents required to avail Personal Loan

The application process to get a loan from Fibe is 100% digital and requires minimal documentation. Submitting the required documents enables us to process your loan and disburse funds faster.

Below is the list of documents that are necessary for a personal loan application:

A Selfie
A Selfie
A clear picture of yours with proper lighting
Identity Proof
Proof of Identity
Passport/Aadhaar card/ PAN card/driver's license
Address Proof
Proof of Address
Passport/rent agreement/ utility bills/voter’s ID
Proof of Income
Proof of Income
Bank statements/salary slips for the last 3 months

Choose Personal Loan by amount

FAQs on Personal Loan

You can get a personal loan instantly using the Fibe app or the official website. All you have to do is fill in a few personal details of yours and check your eligibility. After this, submit the necessary documents and enter the loan amount you wish to borrow to avail of the instant personal loan online.

View more FAQs

Personal Loan Blogs

Explore all blogs
Fibe personal loan and instant cash loan app

The cool new vibe to finance!

Download the Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere

Here's what our customers think of us!

Fibe personal loan and instant cash loan app
Fibe starsFibe starsFibe starsFibe starsFibe stars
Instant loan in minutes
I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!
Shubham Pawan Profile

Subham Pawar

Fibe personal loan and instant cash loan app
Fibe starsFibe starsFibe starsFibe starsFibe stars
Quick and easy
The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.
Shilpi Mukherjee Profile

Shilpi Mukherjee