Matthew White DipPFS CeMAP

Ready to achieve your financial goals and secure an optimal future? Here's your guide to finding the best financial advisor in Cheshire and making the most of your partnership: 🔍 Finding the Right Advisor: - Qualifications: Ensure your advisor holds essential accreditations and has expertise in relevant areas such as mortgages. - Experience: Look for a track record of success, read our client reviews. - Charges & Fees: Understand fee structures upfront, as every broker is different. - Communication Style: Seek an advisor who communicates clearly and is responsive to your questions and concerns. - Accessibility: Clarify communication channels and expected response times to ensure a smooth working relationship. - Personal Connection: Find someone you feel comfortable with, as you'll be sharing sensitive financial details. 💼 Getting the Most out of Your Advisor: - Communicate Clearly: Clearly articulate your financial aims and concerns, and provide timely updates on any changes. - Ask Many Questions: Don't hesitate to ask anything that aids your understanding of financial plans and recommendations. - Embrace Frank Conversations: Be open about your total financial picture, including assets, debts, expenses, and estate plans. - Commit to Consistent Meetings: Schedule regular reviews to stay on track with your financial goals and milestones. - Implement Recommended Next Steps: Take action on the recommendations provided by your advisor to make progress towards your goals. - Weigh Pros and Cons: Discuss the advantages and disadvantages of different financial strategies to make informed decisions. 🤝 Use our guide to find a trusted advisor who can help you navigate your financial journey with confidence: https://buff.ly/3PGWLNz Ready to take the next step? Reach out with any questions! #mortgages #mortgageadvice #mortgagebroker #remortgaging #womeninbusiness #cheshire Your home may be repossessed if you do not keep up repayments on your mortgage. This firm does not charge a fee for mortgage advice.The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK

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Looking for Financial Advice? Tread carefully… Financial planning is not just about setting goals and keeping clients updated on their progress. It is about making sure every aspect works in the client’s best interest. Charges and investment returns have a direct impact on results, so settling for high charges and/or poor performance can seriously damage a clients objectives. That is why selecting the right adviser is so important. When speaking to an adviser, ask yourself: is this adviser independent, or are they working for a restricted company like SJP or True Potential? If it’s the latter, it could be time to lace up your trainers and start jogging. Considering whether the adviser is restricted... If they are, find out what those restrictions are and in what areas they apply. Does this matter to you? This is crucial because some advisers are not allowed to advise on key areas like inheritance tax planning, specific income tax strategies, or may only offer a very limited range of investment options. If they avoid answering these questions, you should avoid them. Next, ask about their costs. Make sure they are upfront and clear about how much they charge, whether in pounds or percentages. Go further by asking about the total annual costs, not just their fees. Compare these with other advisers to get a comparison. If it feels expensive or vague, it might be time to put those trainers on again. When it comes to investments, ask about their approach. For example, if they say something like, “We offer investments from our own brand range, they are really good!” it is a red flag to me. If they cannot clearly explain fundamental concepts like asset allocation or why different people need different strategies, then it is definitely time to run. Investment philosophy is another key area to explore. A good adviser should be able to explain why they might recommend a low-cost tracker fund or why active investments might work better for your specific situation. Personally, I believe in combining these approaches because no two clients are the same. Each has unique timeframes, risk appetites, and planning needs. Advisers who promote only a tracker fund, in my view, are taking a risky shortcut. Choosing a financial planner is not something to rush. If you want advice without hidden catches or restrictions, look for an Independent Financial Adviser (IFA). Better still, compare Chartered IFAs, they operate at the highest professional standards. Do not let glossy brochures or big-brand names like SJP and True Potential sway you. Do your research, ask them tough questions, and make sure your adviser is working for you and not just their company.

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We specialise in providing high quality, professional financial advice and the know-how to grow your business. Make 2025 the year you achieve the growth goals for your business! 🚀 #BusinessSupport #Loans #Cashflow #CommercialFinance #SouthWest #BusinessGrowth #FinanceSolutions #SmallBusiness

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So, why are we better than other mortgage advisers? Well, for starters, we know our stuff when it comes to self employed people like you. 💼 We get how you get paid, so we can hook you up with the right lenders who will see your income in the best light. No fancy lingo or number bombs here - just straight talk and clear advice on what you need to do. We're not here to make things confusing - we're here to make things happen for you. #selfemployedlife #mortgagepros #justlikefamily 🏡💸

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Do you know how your pension is invested and what fees you are paying? Being better informed about what is happening to your money can make a real difference to your retirement. Find out more here: https://lnkd.in/e4tHhZzs

Equity release experts can provide brilliant advice, but if they can't offer guidance on anything else, then the advice is limited. Working with a professional who is trained not only in equity release but also in a wide range of financial products ensures that the advice you receive is not restricted. Always ensure your broker can discuss alternative solutions and weigh them against equity release (and vice versa) to allow you to make the most informed decision.

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With asset finance a large part of our business we can help your clients with asset finance needs. If you are a mortgage broker and want to know that your client will get looked after and not “stolen” from you, we assist numerous mortgage brokers with their clients asset finance needs. Yes we are also mortgage brokers and no we will not poach your clients to obtain their business. We will do commission splits and all communication is clear and transparent with broker and with their client. We are also one of the few brokers in the country that can finance Supercars, prime movers and vehicle fleets. We have lenders not on aggregator panels who we have direct accreditation with via our ACL that will find the right solution for your clients needs. Don’t refer your asset finance clients to a faceless online lender. We will work with you and your clients while making it very clear to your client that they remain your client. Our reputation and track record speaks for itself. Together we will keep on #gettingitdone Bmoney Finance

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Stop thinking financial advice is expensive. A good financial adviser should only take you on as a client if there is benefit for using them. Of course, you need to see the value in their expertise, but trust me, they know a lot more than 'Dave from down the pub'! #financialplanning #moneymanagement #tax

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Want to know a major benefit of financial planning. Especially for business owners and senior executives in 40s Hint it's not setting up pensions or investment. Check out video and if something you want to create for yourself please get in touch. NOT YOUR TYPICAL IFA WEALTH BEYOND NUMBERS #Worktolive #csuite #seniorexecutives #businessowners #directors #thinkingenviroment

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Want to know a major benefit of financial planning. Especially for business owners and senior executives in 40s Hint it's not setting up pensions or investment. Check out video and if something you want to create for yourself please get in touch. NOT YOUR TYPICAL IFA WEALTH BEYOND NUMBERS #Worktolive #csuite #seniorexecutives #businessowners #directors #thinkingenviroment

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As a self-employed individual, working with a mortgage adviser can be extremely beneficial when navigating the mortgage process. 🏠 A skilled adviser can accurately assess your income as a freelancer, contractor, or small business owner, helping you present your financial situation in the best possible light to lenders. 📈 They can also provide guidance on structuring your income for maximum tax efficiency while meeting lender requirements. By leveraging their expertise, you can increase your chances of approval and achieve your homeownership goals. #MortgageAdviser #SelfEmployed #TaxEfficientFinancing #FinancialGuidance #HomeownershipGoals 📊🔍

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