Suros Capital

New case study: fine wine collection helps property developer fund renovation works A fine wine collector, with outstanding property bridging finance, required a top up loan of £125,000 to complete property development renovations. While the client needed funds quickly, selling their wine collection wasn’t an option, as it was considered a long term investment. In order to facilitate this extra funding quickly, the client was able to access a further loan secured against their wine collection. The client was introduced by a bridging finance broker who had read about how we can use a client’s luxury assets, such as fine wine, can be used to finance a loan. We were able to advance the loan of £125,000, the client required, secured by wine from such vineyards as Romanee Conti, Petrus and Clos de Tart Grand Cru Monopole, among others. After the wine was inspected in a bonded warehouse, we were able to complete the deal within 72 hours. Thanks to their acquisition of fine wine, the client was able to finance the funds they required. Read more in The Intermediary today. https://lnkd.in/gStwY_7t #LuxuryAssets #BridgingFinance #SpecialistLending #AssetFinance #AssetBackedLending #BridgingLoan #FineWine #WineFinance #WineLoan #WineCollector #WineInvestment

The Pre-Owned Luxury Watch Market Just Had Its Best Quarter in 3 Years Swiss watchmakers are raising prices - and it's having ripple effects across the secondary market. According to Morgan Stanley research, recent retail price hikes - driven in part by a new 31% tariff on Swiss watch imports to the US, set to take effect in August unless a trade deal is reached - are expected to push more buyers toward pre-owned options. This comes as the pre-owned market begins to stabilise after years of decline. WatchCharts data shows that prices for pre-owned watches fell just 0.3% in Q2 2025 - the slowest rate of decline in over three years. Read more in Business Insider and Hodinkee. https://lnkd.in/eeX_J-_Z https://lnkd.in/dHpWRQBW #LuxuryWatches #PreOwnedWatches #Rolex #PatekPhilippe #Cartier #WatchMarket #SwissWatches

A faster alternative to short term finance Short term finance has always prided itself on providing money quickly. Yet the reality is often rather different. Compared to traditional first charge lending, products like property bridging may seem quicker - but under strict regulatory rules around creditworthiness, ability and intent to repay, and the need for property valuations, the journey from enquiry to completion typically takes six to twelve weeks. At Suros Capital, we do things differently. Our focus is solely on the luxury asset a client wishes to use as security. Once it's been valued by our experienced appraisal team and moved into one of our specialist storage facilities, the loan amount is transferred immediately to the client’s account. Funding available up to £2 million No credit checks or impact on affordability Completion in less than 72 hours To learn more about our offering or to introduce a client to us, get in touch with our Business Development team today. https://lnkd.in/d-v5nCb #AssetBackedLending #BridgingFinance #SpecialistLending #AssetFinance #BridgingLoan #ArtLending #ArtFinance #ArtLoans

Why more investors are leveraging their luxury assets At Suros Capital, we've helped popularise luxury asset lending - enabling clients to unlock finance of up to £2 million against watches, jewellery, handbags, gold, fine art, and more. What is generally not so well known is that over the long term, many of these assets have significantly outperformed other markets. Categories such as watches, fine art, and handbags have seen substantial value growth. Gold, in particular, has proven especially resilient, rising over 200%, outperforming both the FTSE 100 and the S&P 500’s 167% return over the past 10 years. Rather than selling, many of our clients choose to retain their appreciating luxury assets and access short-term liquidity by leveraging them. We can usually lend 70% against the value of gold in the form of bullion, jewellery, or coins. Recently, we supported a property developer who required fast working capital to complete a residential renovation. Traditional bridging finance couldn’t deliver the funds quickly enough - so the client used their gold bullion to secure a £100,000 loan from us. Their planned exit strategy is the sale of the property, with redemption expected in three to four months. To learn more, contact our business development team at [email protected] or visit www.suroscapital.co.uk. #AssetBackedLending #BridgingFinance #SpecialistLending #AssetFinance #BridgingLoan

Brokers missing sales opportunities by not asking about client assets Our recent research highlights that many brokers and advisers may be missing out on deals by not exploring a client’s full range of assets during the fact find. Too often, the focus remains on property and bank accounts, while assets such as fine art, watches or luxury cars are overlooked - despite their potential to be used as security for short term funding. This is a missed opportunity, particularly given the high level of luxury asset ownership among wealthy individuals. Ray Palmer, Director, says, “It’s vital to get a complete picture of a client’s financial position. Advisers should not shy away from asking about luxury assets - it could be the key to securing finance.” Read more in the Financial Reporter. https://lnkd.in/eRJbSpxn #SurosCapital #AssetBackedLending #BridgingFinance #SpecialistLending #AssetFinance #BridgingLoan

How Art Secured Lending Unlocks Liquidity in the Art Market As highlighted by Entrepreneur Middle East, art secured lending is becoming an increasingly powerful tool for collectors to access capital without having to sell. https://lnkd.in/dNTei7Yu [email protected] #ArtLending #ArtFinance #FineArt #ArtCollecting #ArtAuction #ArtInvestment #ArtInvesting #ArtCollector #ArtMarket #ArtMarketNews #ArtLoans #SurosCapital #AssetBackedLending

With the first quarter of 2025 behind us, luxury asset-backed lending continues to grow, even as broader economic conditions impact luxury asset valuations. According to the latest Knight Frank Luxury Investment Index (KFLI) 2025, the overall luxury asset market declined by 3.3% in 2024. While jewellery, watches, and coins saw a modest 2% increase, fine art (-18%) and fine wine (-9%) experienced declines. Rather than selling into a soft market, many high net worth individuals are borrowing against their collections to raise liquidity. At Suros Capital, we have seen a similar trend. We have seen corresponding rises in enquiries from brokers’ clients to make use of their collections to fund other purchases or investment opportunities. If luxury asset lending is of interest to you or your clients, please get in touch with our business development team at [email protected]. https://lnkd.in/fvjga6H #BridgingFinance #SpecialistLending #AssetFinance #BridgingLoan #LuxuryInvestments #LuxuryWatches #WealthManagement #ArtLending #ArtFinance #TheWealthReport2025 #KnightFrank

Inherited heirlooms kept safe from sale with our lending solution. We recently provided £165,000 in finance to a client facing an imminent inheritance tax bill. With a collection of Cartier jewellery, Fabergé pieces, and artworks by Andy Warhol and Damien Hirst, they were considering selling part of the collection to cover the cost. Instead, working with their wealth manager, we assessed the collection and provided the full funding they needed - within 72 hours. This case highlights how clients can leverage the value held in their luxury assets without having to sell. Read more in https://lnkd.in/evFfNYMY The Intermediary #LuxuryAssets #BridgingFinance #SpecialistLending #AssetFinance #InheritanceTax

Have Rolex and Patek Philippe Prices Finally Found a Floor? After months of uncertainty in the pre-owned luxury watch market, we may be seeing the first signs of stabilisation. According to WatchCharts, Rolex prices rose slightly in February - marking the first positive movement for one of the Big Three brands (Rolex, Patek Philippe, and Audemars Piguet) since September 2024. With Watches & Wonders just around the corner, historical trends suggest we could see further momentum in the secondary market. The lead up to the event has often driven increased interest, particularly for Rolex, as collectors speculate on potential model discontinuations and new releases. Read more in WatchPro. #LuxuryWatches #PreOwnedWatches #Rolex #PatekPhilippe #WatchMarket #WatchesAndWonders

Short term lending set for another strong year in 2025 The latest figures from The Bridging & Development Lenders Associations show that bridging completions grew to a new record of £2.3bn in Q4 2024, representing a 28.6% increase on the previous quarter. This helped drive a 14.4% increase in the size of overall loan books, which have now exceeded £10bn for the first time, reaching £10.3bn. According to an EY report, 39% of borrowers turned to bridging loans in 2024 due to mainstream mortgage delays, while 62% said ‘speed of execution’ was their top priority. Yet, while bridging finance is quicker than traditional mortgages, the average completion time is still 47 days – far from the ‘fast finance’ promise. For those clients with luxury assets such as jewellery, fine art, watches, luxury and classic cars and fine wine, can ensure that their need for short term funding can be expedited within a few days because once the security asset has been valued and authenticated we can lend up to £2 million against adequate security without additional checks. Contact us at [email protected] for more information about luxury asset lending. Bridging loan originations - https://lnkd.in/eQEaSbmf Bridging loan completion times - https://lnkd.in/eKzfGYjz Speed of execution - https://lnkd.in/emKi_5DW #BridgingFinance #SpecialistLending #AssetFinance #BridgingLoan #AssetLending #AssetBackedLoans #FinanceSolutions