Paraplanners' Assembly

🔍 After years on the sidelines of retirement planning, annuities are making a comeback. But because annuities were out of fashion for so long, it's hardly surprising that plenty of paraplanners lack recent exposure to them. Basically, we could all benefit from brushing up on annuities couldn't we? And that's why, at our next online Assembly at 1pm on Wednesday 16th April 2025, we'll be joined by annuities expert Andy Powell DipPFS Chartered MCSI from Standard Life UK. In just one lunch hour, you'll learn: – The basics: how annuities work – The difference between pension annuities and purchased life annuities – How innovations like fixed-term annuities can fit your client’s plan – Enhanced terms and why honesty about health conditions is vital Andy will also share examples of cases to help illustrate how different options plus disclosure of health conditions can combine to positively influence outcomes for retirement income – practical examples and insights to take away from this Assembly and apply when considering client cases straightway. Interested? Follow the link to save your spot: https://bit.ly/3F34gMy #paraplanning #paraplanners #learnfixshare

From April 2025, the rules determining who pays UK inheritance tax are changing. Instead of the complex domicile rules, a new ‘long-term residency’ test will decide whether someone’s worldwide assets fall into the IHT net. Discover what’s changing in this Paraplanners' Assembly episode with Utmost’s international technical sales manager, Steve Sayer. He explores how the new rules could affect clients in a range of scenarios – whether they’re UK residents planning to retire abroad or people returning home after years overseas. Using worked examples, Steve demonstrates how changes affect trust planning, and explains when trusts might shift between excluded and relevant property status. He also touches on the implications of pension death benefits becoming subject to IHT from 2027. Who is this Assembly for? Whether you’re already dealing with cross-border IHT planning or want to understand how these changes might create new planning opportunities, this session is a great way to get to grips with the new framework. What are the learning objectives? By the end of this podcast, you'll understand the post April 2025 changes to: 🔸 Inheritance Tax (IHT), and 🔸 The taxation of non domiciles 🔸 How trusts can help to mitigate IHT liabilities 🔸 Discuss and explain these with a client in a clear and concise way 🔸 Apply this knowledge to appropriate, individual, client scenarios Want to learn more? Then tune in now, simply search Paraplanners' Assembly on your favourite podcast provider. #IHT #NewTaxYear #TaxYear #Changes #April #taxation #paraplanners #financialwealth #podcast

📣 GOING LIVE IN 10 MINUTES! Join us online at 1pm when M&G's Les Cameron will be talking pensions, death and taxes. It's sure to be IHT-tastic! To join in, save your spot by following the link now. https://bit.ly/3EKMzBf #paraplanning #paraplanners #learnfixshare

Have you subscribed to our monthly newsletter? It covers everything every paraplanner could need to know about Assembly. Want to add yourself to our mailing list? Follow this link ➔ https://bit.ly/40l0F3b #stayinformed #paraplanning #newsletter #paraplantogether #community

What will be the likely changes to the liability, reporting and payment of IHT on pensions from April 2027? And what can paraplanners do now so you, your firm and its clients are ready when the reforms go live? Join us online at 1pm on Wednesday 19 February 2025 when M&G’s head of technical, Les Cameron, will explore what the changes could mean for paraplanners. Save your spot now  ➜ https://bit.ly/40UMBxT #learnfixshare #paraplanning #iht

What will be the likely changes to the liability, reporting and payment of IHT on pensions from April 2027? And what can paraplanners do now so you, your firm and its clients are ready when the reforms go live? Join us online at 1pm on Wednesday 19 February 2025 when M&G’s head of technical, Les Cameron, will explore what the changes could mean for paraplanners. Save your spot now ➜ https://bit.ly/4hOfZfL #learnfixshare #paraplanning #iht

New! In our latest podcast episode, Jonathan Hall from Scottish Widows shares the protection essentials that every paraplanner needs to know. It’s your chance to brush up on your protection knowledge. Plus, if you follow the links in the show notes, there’s one hour CPD available too. Listen on Acast now ➜ https://bit.ly/3EmhpQf Or search for Paraplanners' Assembly on your podcast app. (And make sure to like, follow or subscribe.) #learnfixshare #paraplanning #paraplanners

⏱️ THIS IS YOUR 10 MINUTE TIMER! ⏱️ Grab yourself a notepad 📓 and a cuppa 🍵 and join us at 1pm for ''A guide to protection essentials for paraplanners". https://bit.ly/4gjtjaO

We all occupy our place in a neurodiverse world. But if the way we think is plotted on a spectrum, most of us would be considered 'neurotypical'. Yet plenty of us - at least 1 in 10 in the UK - function, learn and process information differently from the neurotypical. So we may be neurodifferent but, despite thinking differently, we're expected to adapt and succeed in a world that's geared towards neurotypical people. Inspired by a post and thread at The Big Tent, we invited consultant and founding director of About Consulting Group, Jon Dunckley to join Richard to talk about neurodifference and paraplanning. In a really absorbing, practical and illuminating hour, Jon - who is autistic - offers insights and ideas that will be invaluable to you if you're neurodifferent, or work with, live with or know people who are. Listen and find out why this is our post popular podcast episode to date! https://bit.ly/3WBsVO8

For our very first online Assembly of 2025, we asked whether we'd absolutely definitely seen the back of all the corrective legislation, clear-as-mud HMRC guidance, and lifetime allowance (LTA) limbo that paraplanners, advisers and clients endured for long periods over the previous two years. So for those who wanted to be certain where things stood, and confirm that the LTA saga was definitely over, James Jones-Tinsley from Barnett Waddingham and Transact's Brian Radbone joined us to put us all straight – once and for all. Over one lunch hour, James and Brian offered their insights on all the corrections, clarifications and considerations that you could possibly want to know when it comes to the lifetime allowance. Paraplanners came armed with questions and comments to share in the chat and tuned in to hear what our experts — and paraplanners like them — learned from the saga of the LTA abolition. Listen and follow us on your favourite podcast provider - search Paraplanners' Assembly. #ParaplannersAssembly #LifetimeAllowance #LTA #Paraplanners #Podcast