FINTRAIL

🔍 Are your financial crime controls keeping pace—or falling behind? Our latest audit benchmarking analysis revealed some persistent challenges across fintechs and financial institutions. One major theme for smaller firms? Policies and controls not evolving fast enough. 🚩 Many firms are still applying default EDD to all PEPs, despite regulatory updates. 🚩 Sanctions screening controls remain a weak spot, with firms struggling to document a clear risk-based approach they apply. 🚩 Fraud risk assessments aren’t keeping up, especially as new APP fraud reimbursement rules raise the stakes. These gaps can leave firms vulnerable—not just to regulatory scrutiny, but also to financial crime risks that evolve faster than static controls. ℹ️ At FINTRAIL, our independent audits don’t just flag issues—they provide tailored, actionable solutions that help firms strengthen their AFC programmes before risks turn into regulatory findings. 📊 Read our 2024 audit insights here: https://lnkd.in/eVdP-jHS 💡 Learn more about FINTRAIL’s audits: https://lnkd.in/eqidHtqx #fincrime #compliance #sanctions #fraud #audits

Sanctions compliance is evolving rapidly, and financial institutions must keep pace with shifting geopolitical risks and regulatory expectations. Are your sanctions screening controls ready for what’s next? Join this upcoming webinar hosted by FINTRAIL and Lynx Tech to learn more about: ✅ Geopolitical Insights: Understand how current global events influence financial sanctions and compliance requirements ✅ Regulatory Challenges: Identify the key hurdles financial institutions face in navigating changing sanctions regulations ✅ Enhanced Screening Strategies: Learn practical approaches to upgrade your sanctions screening systems using advanced technologies 🔗 Register Now: https://lnkd.in/eHd6wyzC Hear from industry experts, including: 🎤 Emil Dall, Head of Sanctions, FINTRAIL 🎤 Alyssa I., Head of Product – AML, Lynx Tech 🎤 Meredith Beeston, Financial Crime Compliance Director, ClearBank 🎤 Nicole L., Principal Compliance Officer, 2LOD Sanctions Advisory, Danske Bank #sanctions #sanctionsscreening #fincrime #compliance

And that’s a wrap on FFECON25! 🎬🚀 What an incredible event—450+ attendees, 150+ regulated financial institutions, and a packed agenda of expert-led discussions tackling some of the most pressing financial crime challenges today. As consultants and practitioners ourselves, we know how critical it is to stay ahead of evolving risks. That’s why FFECON was designed to deliver actionable insights—from high-risk banking and fraud prevention to sanctions and crypto compliance, every session reflected the real challenges financial crime teams are facing right now. A huge thank you to our clients, attendees, speakers, and our fantastic sponsors for making this event such a success. It was an honour to bring the FinCrime community together once again! At FINTRAIL, we provide end-to-end support for your financial crime compliance programme—so if FFECON25 sparked ideas or raised challenges your team is facing, we’re here to help. Let’s keep the conversation going, reach out to us anytime! #FFECON25 #FinancialCrime #FinTech #RiskManagement #Compliance

🚨 𝐅𝐚𝐢𝐥𝐮𝐫𝐞 𝐭𝐨 𝐏𝐫𝐞𝐯𝐞𝐧𝐭 𝐅𝐫𝐚𝐮𝐝: 𝐀𝐫𝐞 𝐘𝐨𝐮 𝐑𝐞𝐚𝐝𝐲? The Failure to Prevent Fraud Offence comes into force on 1st September 2025, bringing new obligations for firms to demonstrate reasonable fraud prevention procedures. But what does that really mean in practice? Join James Nurse (Managing Director, FINTRAIL) and Arun Chauhan (FICA) (Director, Tenet ) for a short, practical session where they'll cover: 🔹 A breakdown of the new offence and what it means for businesses 🔹 How to assess whether your firm falls within scope 🔹 What ‘reasonable’ fraud prevention procedures look like 📅 Wednesday 19 March | 🕒 10 AM GMT 🔗 𝐑𝐞𝐠𝐢𝐬𝐭𝐞𝐫 𝐡𝐞𝐫𝐞: https://lnkd.in/ent-sdf6 Whether you’re deep into preparations or just starting to assess your next steps, this session will provide valuable insights to help you stay ahead. #FinancialCrime #FraudPrevention #Compliance #Fraud #Fintech

The last two sessions of the day were filled with interesting perspectives and gave us all plenty to ponder on! ⚖️ 𝐖𝐡𝐚𝐭 𝐀𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐇𝐚𝐩𝐩𝐞𝐧𝐬 𝐖𝐡𝐞𝐧 𝐘𝐨𝐮’𝐫𝐞 𝐒𝐚𝐧𝐜𝐭𝐢𝐨𝐧𝐞𝐝? A deep dive into the real-world impact of sanctions—from daily expenses to legal challenges—with first-hand insights into what happens when an individual fights to get off the list. 🔞 𝐀𝐝𝐮𝐥𝐭𝐬 𝐎𝐧𝐥𝐲 – 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐭𝐡𝐞 𝐀𝐝𝐮𝐥𝐭 𝐄𝐧𝐭𝐞𝐫𝐭𝐚𝐢𝐧𝐦𝐞𝐧𝐭 𝐒𝐞𝐜𝐭𝐨𝐫 An eye-opening discussion on the real risks, regulatory challenges, and opportunities in providing financial services to an often-misunderstood industry. To close the day, our CEO Robert Evans took the stage for closing remarks, thanking our brilliant speakers, engaged audience, and incredible sponsors for making FFECON25 such a success. 🎉 Now… onto the networking reception! 🍸 After a full day of insights and debate, it’s time to grab a drink and connect with peers. 📸 𝐊𝐞𝐞𝐩 𝐚𝐧 𝐞𝐲𝐞 𝐨𝐮𝐭 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐩𝐡𝐨𝐭𝐨𝐬 𝐚𝐧𝐝 𝐢𝐧-𝐝𝐞𝐩𝐭𝐡 𝐭𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬 𝐟𝐫𝐨𝐦 𝐞𝐚𝐜𝐡 𝐬𝐞𝐬𝐬𝐢𝐨𝐧 𝐢𝐧 𝐭𝐡𝐞 𝐜𝐨𝐦𝐢𝐧𝐠 𝐰𝐞𝐞𝐤𝐬 👀 A 𝐡𝐮𝐠𝐞 𝐭𝐡𝐚𝐧𝐤 𝐲𝐨𝐮 to everyone who attended—FFECON exists because of this community, and we can’t wait to do it all again next year! #FFECON25

The insights keep coming at FFECON25! Here’s a look at some of the latest sessions tackling crypto risk, fraud trends, and the evolving compliance landscape. 💡 𝐓𝐮𝐫𝐧𝐢𝐧𝐠 𝐑𝐢𝐬𝐤 𝐢𝐧𝐭𝐨 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 – 𝐋𝐞𝐯𝐞𝐫𝐚𝐠𝐢𝐧𝐠 𝐂𝐫𝐲𝐩𝐭𝐨’𝐬 𝐓𝐫𝐚𝐧𝐬𝐩𝐚𝐫𝐞𝐧𝐜𝐲 𝐟𝐨𝐫 𝐄𝐧𝐡𝐚𝐧𝐜𝐞𝐝 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 Crypto may be labelled high-risk, but our speakers challenged that perception—highlighting how its inherent transparency can potentially strengthen compliance and provide better risk insights for financial institutions. 🛡️ 𝐅𝐫𝐚𝐮𝐝 – 𝐀𝐫𝐞 𝐖𝐞 𝐋𝐨𝐬𝐢𝐧𝐠 𝐭𝐡𝐞 𝐁𝐚𝐭𝐭𝐥𝐞? Fraudsters are evolving fast—are financial institutions keeping up? This panel explored whether firms are truly addressing the full spectrum of fraud risks, how mandatory reimbursement rules are shifting the fight against APP fraud, and where budgets should be focused for maximum impact. It’s been a packed day so far, and there’s still more to come! #FFECON25 #FinancialCrime #CryptoCompliance #FraudPrevention #RiskManagement

We’re halfway through FFECON25, and what a morning it’s been! 🔥 Packed sessions, thought-provoking discussions, and an incredible lineup of speakers tackling some of the biggest challenges in financial crime today. Here’s a look at what’s happened so far: 🎤 𝐒𝐩𝐞𝐜𝐢𝐚𝐥 𝐆𝐮𝐞𝐬𝐭 𝐏𝐫𝐞𝐬𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧: 𝐓𝐨 𝐂𝐚𝐭𝐜𝐡 𝐀 𝐒𝐜𝐨𝐫𝐩𝐢𝐨𝐧 An eye-opening deep dive into the criminal underworld of people smuggling, as Sue Mitchell and Rob Lawrie shared their gripping investigation into Europe’s most elusive trafficker. 🚢 𝐌𝐚𝐧𝐚𝐠𝐢𝐧𝐠 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐂𝐫𝐢𝐦𝐞 𝐑𝐢𝐬𝐤 𝐢𝐧 𝐚𝐧 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐞𝐝 𝐄𝐜𝐨𝐬𝐲𝐬𝐭𝐞𝐦 With FinTechs, banks, and embedded finance players more connected than ever, our panel explored how to navigate financial crime risks in a deeply integrated ecosystem—and whether we’re truly all in the same boat. 🌍 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐃𝐚𝐧𝐠𝐞𝐫 𝐙𝐨𝐧𝐞 – 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐇𝐢𝐠𝐡-𝐑𝐢𝐬𝐤 𝐂𝐨𝐮𝐧𝐭𝐫𝐢𝐞𝐬 Geographic risk is rarely black and white. This session challenged traditional approaches, looking at how firms can balance financial inclusion with smart, risk-based decision-making. ⚖️ 𝐋𝐚𝐰𝐟𝐮𝐥 𝐛𝐮𝐭 𝐀𝐰𝐟𝐮𝐥 – 𝐍𝐚𝐯𝐢𝐠𝐚𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬 𝐨𝐟 𝐂𝐨𝐦𝐛𝐚𝐭𝐢𝐧𝐠 𝐄𝐱𝐭𝐫𝐞𝐦𝐢𝐬𝐦 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 When does financial crime risk intersect with freedom of expression? Our panel tackled the murky world of extremism financing, the challenges of defining risk appetite, and the practical steps firms can take to stay ahead. 👉 𝐔𝐩 𝐧𝐞𝐱𝐭: 𝐓𝐮𝐫𝐧𝐢𝐧𝐠 𝐑𝐢𝐬𝐤 𝐢𝐧𝐭𝐨 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲: 𝐋𝐞𝐯𝐞𝐫𝐚𝐠𝐢𝐧𝐠 𝐂𝐫𝐲𝐩𝐭𝐨'𝐬 𝐓𝐫𝐚𝐧𝐬𝐩𝐚𝐫𝐞𝐧𝐜𝐲 𝐟𝐨𝐫 𝐄𝐧𝐡𝐚𝐧𝐜𝐞𝐝 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞. Keep following for more updates! #FFECON25 #FinancialCrime #Compliance

🚀 FFECON25 is HERE! 🚀 The FINTRAIL team is ready for an action-packed day of insights, discussions, and catching up with the community as FFECON25 kicks off in London 🙌 . If you’re attending, stop by the FINTRAIL stand and grab some merch—we’re also running 1-1 drop-in sessions all day, offering guidance on your compliance challenges. Come and talk to us! #FFECON25 #FinancialCrime #FinTech #Compliance

How does the FINTRAIL team wind down after an intense week of FFECON25 planning? By spicing things up with a Mexican cooking class, of course! 🌮🍹 From tackling tacos to perfecting pico de gallo, we swapped risk assessments for recipe testing and compliance for chimichangas. Safe to say, our teamwork skills are just as strong in the kitchen as they are in the world of financial crime! #FINTRAIL #TeamBuilding #FFECON25 #CookingUpCompliance #SpicingUpFinancialCrime

The FINTRAIL team had the pedal to the metal in 2024—helping a wide variety of clients strengthen their financial crime controls. We saw rising demand for assurance reviews, sanctions support, and risk assessments, and expect these trends to continue as firms navigate increasing regulatory complexity. 📊 Check out our key predictions for 2025 below—and take a peek at some of the projects we worked on last year 👇