The Ministry of Finance has issued guidelines for regularizing irregular National Small Savings schemes accounts. Six main categories were identified, including irregular NSS accounts, PPF accounts for minors, multiple PPF accounts, NRIs' PPF account extension, minor's small savings schemes, and SSA opened by grandparents.
Currently favorable FD rates make it an excellent time to invest before RBI's anticipated rate cuts. The article provides a list of the top 5 banks offering the highest FD returns for different tenures. Experts advise investors to seize this moment to lock in the attractive interest rates.