Launch faster with a card issuing programme built to scale
From expense management to order fulfilment, Stripe Issuing allows you to easily create, manage, and grow a commercial card programme. Get started quickly and customise key details like card design and spend limits.
For fintech-focused businesses
Card programmes tailored to your needs
Process $1 or $1M with the same easy-to-use APIs. Our compliance-first card programmes are designed to help you get started quickly and support you as you scale.
Offer spend or charge cards
Build an expense management programme that allows businesses to spend on credit or with earned funds.
Build with compliance first
Rely on Stripe’s bank partners, experienced compliance team, and regulatory expertise as you build your product.
Earn revenue
With flexible pricing options, you can earn a share of interchange revenue from every purchase on your cards.
Build a financial hub
Simplify your infrastructure with our banking-as-a-service suite. Use Issuing with Stripe Treasury to offer accounts for storing, moving, and spending money.
Complete oversight
Customise your card programme
With dynamic controls and easy-to-use APIs, programmatically adjust every detail of your card offering. You can manage spend and fraud by setting spending limits, authorising a decision in real-time, blocking merchant categories, and confirming a transaction via SMS.
Power with credit
Cards with credit options Beta
Stripe Issuing streamlines the compliance workflows and banking relationships needed to launch a charge card. Customise individual credit limits and repayment schedules via our API, and use Stripe’s no-code and embeddable payment products to easily collect repayments.
Consistent brand identity
Branded physical cards
Design your own branded cards and card carriers. Our team will handle card production, fulfillment, and shipping to get physical cards to users within three days and virtual cards instantly.
Touchless transactions
Digital wallet support
Cardholders can load virtual and physical cards into their digital wallets to enable instant and secure access to funds, however they choose to pay – online, in-app, or in-store.
Talk to our team to get started
Build a programme to issue, distribute, and manage physical and virtual cards for your users.
Add money accounts
Enable users to hold funds, pay bills, earn yield, and manage cash flow alongside your cards.
Offer access to capital
Help your customers access the funds they need to accelerate growth with fast and flexible financing.