Perfios

Will banks ever lend to people without bank accounts? NBFCs are already doing it — but there’s more to the story. In this reel from the #FinTeractionPodcast, Anish Chowdhary, CBO at IBDIC, breaks down: • Why NBFCs can lend without accounts • How Account Aggregator frameworks give lenders deeper visibility into repayment patterns and risk • Why bank accounts still matter for deposits and fund flows It’s a delicate balance between financial inclusion and responsible lending, and technology is making it possible to bridge that gap. Watch the full podcast here: https://lnkd.in/gYpPFix4 #FinTeraction #Perfios #LendingInnovation #AccountAggregator #BFSI

Anydesk on a VKYC call? We’ll catch it. We’ve caught it before, and we’ll catch it anytime it appears on screen — instantly sending a real-time warning or disconnecting the call, as you choose. A lot of people are trying this during VKYC calls these days, but with our VKYC, it’s never getting past you. Want to try? Drop us a note - https://lnkd.in/gKPGu8Fb

What happens when 𝐈𝐨𝐓, 𝐀𝐈, 𝐚𝐧𝐝 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 come together? You get a world where your wearables track your health, premiums adjust in real time, and prevention becomes as important as protection. In this clip from the #FinTeractionPodcast, Anish Chowdhary, CBO at IBDIC, explains how health data, insurance actuarial models, and digital infrastructure could converge to: 📍 Reduce financial risk for insurers and individuals 📍 Incentivize healthier lifestyles 📍 Transform the way we think about health coverage This is a glimpse into the future of personalized, tech-driven insurance. Watch the full podcast here: https://lnkd.in/gYpPFix4 #FinTeraction #DigitalInsurance #IoT #AI #Insurtech #HealthTech #BFSI #InsuranceInnovation #Wearables

India isn’t just building roads — it’s building 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐡𝐢𝐠𝐡𝐰𝐚𝐲𝐬. In this reel from the FinTeraction podcast, Anish Chowdhary, CBO at IBDIC (Indian Banks' Digital Infrastructure Company), explains why India’s digital infrastructure could be as transformative as America’s physical highways in the ’60s and ’70s. 📈 From UPI’s success to the Bharat mission, the focus is clear: • Build the backbone • Enable innovation • Keep stacking growth on top of it 🎙️ Hosted by Sridhar Narayan at Perfios, this discussion reframes India’s digital journey as not just a tech story — but an economic growth engine for decades to come. #FinTeractionPodcast #Perfios #IBDIC #DigitalIndia #UPI #IndiaStack #BFSI #EconomicGrowth #IndiaDigitalStory

𝐖𝐡𝐚𝐭 𝐢𝐟 𝐞𝐯𝐞𝐫𝐲 𝐝𝐞𝐬𝐤 𝐢𝐧 𝐲𝐨𝐮𝐫 𝐁𝐅𝐒𝐈 𝐞𝐧𝐭𝐞𝐫𝐩𝐫𝐢𝐬𝐞 𝐡𝐚𝐝 𝐚𝐧 𝐢𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐭 𝐀𝐈 𝐩𝐚𝐫𝐭𝐧𝐞𝐫? One that reasons, recommends, and responds in real time across risk, underwriting, customer retention, trade finance, and claims. 𝐏𝐞𝐫𝐟𝐢𝐨𝐬.𝐚𝐢 𝐣𝐮𝐬𝐭 𝐦𝐚𝐝𝐞 𝐭𝐡𝐚𝐭 𝐩𝐨𝐬𝐬𝐢𝐛𝐥𝐞. Catch our CTO Sumit Nigam in conversation with Financial Express (India) as he introduces our 𝐆𝐞𝐧 𝐀𝐈 𝐈𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐜𝐞 𝐒𝐭𝐚𝐜𝐤. This is Perfios' leap in AI-first innovation that promises up to 3𝐱 𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐢𝐯𝐢𝐭𝐲 for financial institutions. We haven’t simply layered AI instead 𝐫𝐞𝐢𝐦𝐚𝐠𝐢𝐧𝐞𝐝 𝐁𝐅𝐒𝐈 workflows from the ground up. Now live with: • 𝗖𝗼𝗺𝗽𝗮𝘀𝘀: A self-learning, domain-tuned GenAI assistant for every team • 𝗗𝗮𝘁𝗮 𝗜𝗻𝘁𝗲𝗹𝗹𝗶𝗴𝗲𝗻𝗰𝗲 𝗕𝗿𝗶𝗱𝗴𝗲: Multilingual, multimodal document orchestration at scale • 𝗣𝗿𝗶𝘀𝗺: Unified GenAI interface to plug any LLM securely into enterprise workflows • 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗹𝗮𝗶𝗺𝘀 𝗔𝗱𝗷𝘂𝗱𝗶𝗰𝗮𝘁𝗶𝗼𝗻: Fine-tuned LMs for instant diagnosis validation & FWA detection These solutions aren’t experiments, they’re 𝐛𝐚𝐭𝐭𝐥𝐞-𝐭𝐞𝐬𝐭𝐞𝐝 internally and now ready to power real transformation across 1000+ 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬 in 18+ 𝐦𝐚𝐫𝐤𝐞𝐭𝐬. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐧𝐨𝐭 𝐭𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐍𝐨𝐰. 🔗 Explore here: https://lnkd.in/gt8rw5jC V.R Govindarajan Sabyasachi Goswami Sumit Nigam Krishna Chaitanya B

𝗟𝗼𝘆𝗮𝗹𝘁𝘆 𝗶𝘀𝗻’𝘁 𝗱𝗲𝗮𝗱 — 𝗶𝘁’𝘀 𝗷𝘂𝘀𝘁 𝘀𝗺𝗮𝗿𝘁𝗲𝗿. Anish Chowdhary, CBO at IBDIC, dives into what really drives loyalty in today’s digital economy. 💡 It's not tech that broke loyalty. It's awareness. Informed customers. Endless choice. And that’s not a problem — it’s an opportunity. An opportunity for customer-centric brands to win not just wallets, but hearts. Hosted by our CBO, Sridhar Narayan, this conversation challenges conventional thinking around loyalty, digital, and how trust is built in the fintech world. Watch the full podcast and rethink what your brand stands for: https://lnkd.in/gYpPFix4 #finteractionshorts #Perfios #FutureOfFinance #CreditGrowth #TechTransformation #IndiaGDP #SystemThinking

“𝗪𝗵𝗮𝘁’𝘀 𝗴𝗼𝗶𝗻𝗴 𝘁𝗼 𝗵𝗮𝗽𝗽𝗲𝗻 𝗻𝗲𝘅𝘁?” - That’s the wrong question. In this snippet from our #FinTeraction episode, Anish Chowdhary, CBO at IBDIC, unpacks what BFSI leaders should be focusing on instead: 🔹 The shift in consumer expectations 🔹 The pace of technological disruption 🔹 And why businesses stuck in "rear-view" thinking are bound to miss the turn From unpredictable market dynamics to the digital wave crashing over traditional BFSI models, this one’s a wake-up call for leaders still clinging to yesterday’s playbook. Watch the full podcast here: https://lnkd.in/gYpPFix4 #finteractionshorts #Perfios #FutureOfFinance #CreditGrowth #TechTransformation #IndiaGDP #SystemThinking

We don’t just need more credit. We need credit that works — for the people, and for the system. In the latest episode of #FinTeractionPodcast, Sridhar Narayan sits down with Anish Chowdhary, CBO at IBDIC (Indian Banks' Digital Infrastructure Company), for a bold conversation on India’s financial transformation. 🚀 From tech bottlenecks to capital inefficiencies, they unpack the very foundation of India’s credit engine — and what it will take to scale it 6X in the next decade. Here’s a glimpse of what they cover: 🔹 What credit-to-GDP really signals about India’s financial health 🔹 Why system-level thinking is the missing link in digital infra 🔹 What needs to change in how we design tech and policy 🔹 Why institutional behavior matters more than we admit 💡 If you’re building the future of India’s financial stack — this is the episode you can’t miss. 🎥 Full episode out now. Watch, reflect, build: https://lnkd.in/gYpPFix4 #FinTeraction #Perfios #FutureOfFinance #CreditGrowth #TechTransformation #IndiaGDP #SystemThinking

India doesn’t just need more credit — it needs a better way to build it. In the latest episode of the #FinTeractionPodcast, we explore the real levers behind India’s financial future — beyond the buzzwords. Here’s what we get into: - Why consumer demand and technology are reshaping the game - How most businesses fail by not thinking in systems - What it means for a $3 trillion economy to chase a $15 trillion dream - Why our capital problem isn’t just availability — it’s efficiency This conversation isn’t about next quarter. It’s about the next decade. Stay tuned for the full episode dropping today at 5 pm — this one’s for the thinkers, the builders, and the future-ready. #FinTeraction #Perfios #FutureOfFinance #CreditGrowth #TechTransformation #IndiaGDP #SystemThinking

This is for the legal fraternity⚖️! Our self-service portal — Perfios HUB — now offers instant access to Litigation & Criminal Reports via a simple prepaid model. Just enter the company or individual name, make a quick payment, and get the report delivered to your inbox. 📄 Each report includes: - Case details across 3,500+ courts & 14,000+ police stations - Order copies & next hearing dates - Case metadata (type, stage, act/section, parties involved) - Court, judge & advocate details - Historical & ongoing case insights No delays. No dependencies. Just fast, 100% trusted data — exactly when you need it. Get your report here - https://lnkd.in/g_S2D5D4