What We Do at OnFinance AI? The finance world runs on information- but drowns in data. Every day, analysts spend countless hours digging through reports. Compliance teams race to keep up with regulations. Risk managers piece together credit assessments. We're changing that. Here's how: 1. The biggest headache in finance? Compliance. Most firms spend 60+ hours weekly just keeping up with regulations. We've cut that to under 10 hours. Our ComplianceOS doesn't just track rules - it understands them, automates evidence collection, and keeps you audit-ready. 2. Remember those market abuse scandals? They often started in trading floor conversations. Our voice monitoring system catches red flags in real-time across phone calls, chat messages, and even CCTV audio. It works in multiple languages and transcribes everything in under 10 seconds. 3. For investment banks, IPO documentation is a maze of red flags and compliance checks. Our DRHP tool spots everything from questionable capital structures to hidden related party transactions - automatically. 4. Picture this: An equity analyst who used to spend days creating company reports now gets them in 2 minutes with our NeoGPT Copilot. Not generic summaries - deep, cited analysis from over 100 sources. 5. Or a bank's credit team, who once took weeks building credit reports. Now? 7 minutes. Our risk management AI analyzes everything from cash flows to working capital, delivering 80-page reports that help banks make faster, smarter lending decisions. 6. As ESG becomes crucial, our latest tool helps firms track sustainability metrics and index compliance without drowning in spreadsheets. And there's so much more to come! Why should you choose us? - Total Data Control: All this runs on your premises or private cloud. No data leaves your servers. No compromises on security. - Hallucination-Free AI: Robust guardrails ensuring 100% factual insights. - Full Transparency: Comprehensive citations for every AI output. - Unmatched Cost Efficiency: Enterprise AI at 50x lower investment. We're not replacing human judgment. We're amplifying it. We're freeing up human minds to do what they do best - think strategically, make judgment calls, and drive business forward. Everything else? Let the AI handle it. Want to see it in action? Drop us a line at [email protected]
OnFinance AI
Financial Services
India, Middle East, US 11,342 followers
Agentic AI for compliance, risk and audit teams in the BFSI sector.
About us
OnFinance AI is building the future of regulatory intelligence with domain-tuned Generative AI for the financial sector. We develop explainable, secure, and regulation-aligned AI agents for internal teams at banks, asset managers, stock exchanges, and insurers. Our proprietary vertical LLM - NeoGPT, India's first BFSI-focused language model, powers over 70+ on-premises AI agents across 40+ regulator and governance domains (SEBI, RBI, NSE, BSE, FINRA, SEC, FCA, SAMA, MAS, NPCI, RBA, IRDAI, TRAI, FDIC, NSE Clearing Limited, AMFI, OSFI, FCAC, Financial Services Commission (FSC), Mauritius Revenue Authority (MRA), Registrar of Companies (ROC), Dubai Financial Services Authority (DFSA), Registrar of Companies (DIFC), Monetary Authority of Singapore (MAS), Inland Revenue Authority of Singapore (IRAS), Accounting and Corporate Regulatory Authority (ACRA), Cayman Islands Monetary Authority (CIMA), Department for International Tax). These agents cover: 1.) Compliance Automation: Including Circular Management, AML, KYC, broker/MFD/adviser compliance, Cybersecurity, employee trade surveillance, and more. 2.) Audit Intelligence: Clause-level assessments, control checks, internal audit readiness. 3.) Market & Conduct Risk Monitoring: Real-time tools for insider trading, market manipulation, and social media surveillance. 4.) Research Automation: For DRHP, ESG-BRSR, annual reports, earnings calls, and more. 5.) Credit Underwriting AI: Risk scoring and automated credit memos. Founded by BITS Pilani alumni and ex-HSBC, Barclays, WorldQuant, Nutanix professionals, we are backed by top investors like Silverneedle Ventures, IAN, LV Fund, Kunal Shah (CRED) and have been incubated by JioGenNext, T-Hub, PayU, IFSCA, and ICICI Bank. Milestones: - Featured in Forbes Asia 30 Under 30 (2024) - Recognized by Microsoft as an “AI First Mover” - Listed in Inc42’s Top 30 Hottest Startups - ISO 27001 & SOC 2 Type II Certified The Reinforced Podcast: https://thereinforcedpodcast.onfinance.ai/
- Website
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http://OnFinance.ai
External link for OnFinance AI
- Industry
- Financial Services
- Company size
- 11-50 employees
- Headquarters
- India, Middle East, US
- Type
- Privately Held
- Founded
- 2023
- Specialties
- Generative AI, Fintech SaaS, AI Copilots, Natural Language Processing, NeoGPT, Retrieval Augmented Generation, Large Language Models, Wealth Management, Banking, RLHF, Machine Learning, AMCs, Sales, Customer Support, Agents, Equity Research, Credit Underwriting, Compliance, Wealth Advisory, Agentic Workflows, AI Agents, Agentic AI, BFSI AI Agents, Agentic AI for Banks, and Agentic AI for BFSI
Products
Locations
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Primary
#677, 1st Floor, 27th Main, 13th Cross, HSR Layout
India, Middle East, US 560004, IN
Employees at OnFinance AI
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Samyak Jain
Founding AI Engineer @ OnFinance AI | IIIT Hyd CS
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Tushar Lunkad
Investor & Mentor
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Keshav M.
Engg @ Onfinance AI | Full Stack Developer | Winner SIH'24 (DRDO) | Google DSC Lead 23'
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Anuj Srivastava
Co-Founder, CEO at OnFinance AI | Forbes 30U30 Asia | AI Agents for BFSI Regulatory Compliance, Audit and Risk | BITS Pilani Goa
Updates
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SEBI Mandates Digital Accessibility for All Regulated Entities. In a landmark move, SEBI has made digital accessibility mandatory for all regulated entities, ensuring that online platforms are inclusive, user-friendly, and accessible to everyone, including persons with disabilities. This is more than just compliance — it’s about creating equal access, improving user experience, and building a truly inclusive digital ecosystem in India’s financial markets. Inclusive. Compliant. Future-Ready. #SEBI #DigitalAccessibility #FinancialInclusion #Compliance #AccessibilityMatters
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OnFinance AI reposted this
Hiring: AI Sales Manager Location: Mumbai We at OnFinance AI are looking for a sales professional who’s worked closely with banks, NBFCs, mutual funds, exchanges, or regulators, and is excited about how AI is starting to reshape the financial sector. The ideal candidate has led enterprise sales in the BFSI space and is comfortable managing long, consultative deal cycles across senior stakeholder groups. You’ll be working alongside our product and solutions teams to bring our AI Agents into real production workflows across compliance and risk functions. Application link in the comments.
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OnFinance AI reposted this
🚀 𝐈𝐧𝐝𝐢𝐚’𝐬 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐋𝐚𝐧𝐝𝐬𝐜𝐚𝐩𝐞 — 𝐖𝐡𝐨’𝐬 𝐖𝐡𝐨 𝐎𝐟 𝐓𝐡𝐞 𝐌𝐨𝐧𝐞𝐲 𝐆𝐚𝐦𝐞! From loan disruptors like 𝐊𝐫𝐞𝐝𝐢𝐭𝐁𝐞𝐞, 𝐒𝐭𝐚𝐬𝐡𝐟𝐢𝐧 & 𝐈𝐧𝐂𝐫𝐞𝐝, to investment game-changers like Groww & Smallcase, and insurtech pioneers like Acko & Digit — India’s fintech scene is booming with ambition and innovation. The best part? Banking is getting redefined too — think 𝐂𝐑𝐄𝐃, 𝐉𝐮𝐩𝐢𝐭𝐞𝐫, 𝐏𝐡𝐨𝐧𝐞𝐏𝐞, 𝐚𝐧𝐝 𝐑𝐚𝐳𝐨𝐫𝐩𝐚𝐲 taking on legacy players with tech-first solutions. These powerhouses aren’t just funding dreams — they’re reshaping how 1.4 billion Indians spend, save, insure, and invest every single day. 📈 Which sector are you betting on for the next big fintech leap? 💰 P.S. For more insights, download our latest report - "𝐒𝐭𝐚𝐭𝐞 𝐎𝐟 𝐈𝐧𝐝𝐢𝐚𝐧 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐑𝐞𝐩𝐨𝐫𝐭 𝐇𝟏 𝟐𝟎𝟐𝟓, 𝐈𝐧𝐟𝐨𝐜𝐮𝐬: 𝐀𝐈 𝐑𝐞𝐰𝐢𝐫𝐢𝐧𝐠 𝐈𝐧𝐝𝐢𝐚’𝐬 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 𝐏𝐥𝐚𝐲𝐛𝐨𝐨𝐤": https://4-2.co/3Uk20Vn Scripbox | Stable Money | FinbotsAI | INDmoney | smallcase | Property Share | Screener | Pazcare | RenewBuy | Insurity | Nova Benefits | Loop #Fintech #StartupEcosystem #DigitalIndia #LendingTech #InvestmentTech #Banking #Insurtech #Inc42 #finance #AI #startups #Indianstartups #IndiaAIMission
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Please join us in welcoming Bhoomika P Masoor to the team as a Founders’ Office Intern at OnFinance AI! Bhoomika is a recent grad from RV College of Engineering, and brings with her a mix of curiosity, initiative, and creative energy. From research-led projects to building LLM-based tools, she’s already shown a strong instinct for solving real problems and learning fast; just the kind of person we love having around. Outside of work, Bhoomika is a trained Bharatnatyam dancer and an avid Carnatic music enthusiast. We’re excited to have her on board and can’t wait to see the impact she’ll create with the team and beyond. Welcome aboard, Bhoomika!
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OnFinance AI reposted this
Join OnFinance AI as our next Compliance Officer (Location: Bangalore) We’re on a mission to simplify compliance for India’s leading financial institutions, and we need a compliance officer in our expert team who can keep us ahead of RBI, SEBI, IRDAI, and other regulatory expectations. What you’ll do: 1. Track new circulars, guidelines, enforcement actions, turning them into clear, actionable problem statements for the AI agents 2. Partner with product, engineering, and client‑facing teams to embed “compliance by design” across everything we ship 3. Guide internal audits and proactively flag gaps before regulators do What skills you must have: 1. Proven experience in a regulated bank, AMC, NBFC, insurer, or RegTech firm 2. Deep working knowledge of multi‑regulator frameworks (RBI, SEBI, IRDAI, etc.) 3. A knack for translating complex regulations into business‑friendly language and processes Why OnFinance AI? - Work with a fast‑growing team already trusted by leading exchanges, AMCs, banks, NBFCs and more - High ownership, direct impact, and a collaborative culture that moves quickly Application link in the comments.
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OnFinance AI reposted this
Hiring: Compliance Officer 📍 Location: Bangalore We’re looking for an experienced Compliance Officer with a strong understanding of regulatory frameworks across RBI, SEBI, IRDAI, and other financial regulators. The ideal candidate has worked in or around regulated institutions and is comfortable interpreting regulatory developments, policies, and circulars. This role will involve working closely with cross-functional teams to ensure that our offerings remain aligned with current regulatory expectations and industry best practices. Application link in the comments.
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OnFinance AI reposted this
India’s $17B GenAI Gold Rush From code to content, speech to strategy, India’s generative AI ecosystem is booming. But the real revolution lies not just in what AI can do, but in what India can build on top of it. ---------- Why It’s Taking Off: 📈 Global GenAI market = $1.3T+ by 2032 📈 India’s opportunity = $17B+ by 2030 📈 90+ startups across code, content, voice, infra, and enterprise 📈 Deep talent + cost edge + local context = global advantage Key Startup Segments 🧑💻Code & DevOps Fluid AI, CodeMate® AI., Pixis Automating dev & deployment 💬Text & Chatbots Observe.AI, Phrase, Floworks AI copilots for sales & support 🗣️Voice & Audio Murf AI., gnani.ai, VoiceOwl Vernacular voice AI for Bharat 📹Video & Content RephraseAI, Beatoven.ai Video personalization & dubbing 🧠 LLMs & Infra Sarvam.ai, Krutrim India-first foundational models ---------- But Here’s What’s Not Working (Yet): ⚠️Output ≠ Outcome GenAI often creates something but not always the right thing. ⚠️ Tools like PowerPoint AI or ChatGPT-generated decks still lack layout nuance, brand tone, and hierarchy unless guided in detail. ⚠️ Prompt ≠ Intent Garbage in = garbage out. Most users don’t know how to prompt effectively. ⚠️ Without the right context or structured input, AI outputs generic or unusable content. ⚠️Limited Vertical Depth Many GenAI apps lack deep integration into workflows (e.g. legal, healthcare, B2B SaaS). They’re assistants, not yet replacements. ⚠️Hallucinations & Inaccuracy Especially in LLMs, AI still confidently gets facts wrong. Risky for sectors like fintech, education, or legal. ⚠️Data Privacy & IP Concerns Who owns the output? Is sensitive data truly safe in SaaS AI models? Legal frameworks lag behind GenAI adoption. ---------- White Spaces & Future Bets 👉AI for Bharat Indic LLMs & tools for 700M+ non-English speakers 👉Enterprise AI Co-pilots Custom AI tools tuned for verticals like BFSI, logistics, healthcare 👉AI Workflow Agents Beyond outputs—GenAI that acts (emails, deploys, updates CRMs) 👉Synthetic Media for SMBs Video, design, content at scale—for Tier 2/3 creators & sellers Prompt Engineering Layer ---------- 🌐 100M+ Indians to use GenAI tools by 2026 💼 GenAI could add $1.2T to India’s GDP by 2035 🎯 India has the chance to lead in application-layer innovation, not just infra India’s GenAI story is not about replacing humans it’s about amplifying them. But AI without direction is just noise. The real value lies in marrying intent + input + insight. 🔋 The next unicorns won’t just prompt AI. They’ll orchestrate it. #GenAIIndia #AIStartups #PromptToProfit #BuiltInBharat #FutureOfWork #SmartAIUse #AIWithImpact #IndiaBuildsAI Kroop AI hypergro InScript VideoDubber.ai UniDub Fluid AI Portkey CodeMate® AI Eizen Rocket (by DhiWise) TrueReach.ai Observe.AI Segmind SilcoFixPixis Kombai vPhrase Floworks KnorishExpertia AI LLMate Hyperleap AI Boltzmann Labs Eubrics Simplismart Wizr AI Rootle WorqHat
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OnFinance AI reposted this
In the last few months, India’s financial sector has faced over ₹91 crore in Reserve Bank of India (RBI) penalties. A closer look shows that these are not isolated incidents but repeating patterns, and the data proves it. The Compliance Metrics at a Glance: ✅ Total penalties imposed: ₹91.9 crore ✅ Number of penal actions: 97+ ✅ Average penalty per case: ~₹94 lakh ✅ Highest single penalty: ₹12.19 crore ✅ Entities with multiple repeat penalties: Several institutions faced 2–3 penalties each within months. ✅ Top 5 violation categories account for 60%+ of the total penalty amount. Where do these penalties come from? ❌ Missing or delayed interpretation of new RBI circulars ❌ Siloed or incomplete task tracking across departments ❌ Poor linkage to historical amendments and related regulations ❌ Weak evidence trails that don’t stand up during audits How ComplianceOS Solves This: ComplianceOS by OnFinance AI uses NeoGPT, India’s first BFSI-focused large language model, to function like your virtual compliance officer. Here’s how it tackles the exact gaps this data shows: 1. Circulars → Actionables Instantly: New RBI directions are read, broken down, and assigned to relevant teams within minutes. 2. Smart Task Management: Autonomous AI agents monitor deadlines and dependencies, reducing TAT by up to 70%. 3. Linked Regulation Library: Tasks are automatically mapped to historical amendments, nothing gets missed. 4. Continuous Audit Readiness: Evidence is collected in real-time, cutting audit prep time by 80% and ensuring robust gap detection. 5. Live Regulator Sync: Stay updated with every new circular, master direction, or amendment, no manual tracking needed. The ROI of Getting It Right: - Avoid crores in preventable fines - Save 50–100 hours per topic - Reduce manual compliance workload by 60+ hours per week - Boost confidence with real-time audit readiness and clear accountability In short: RegTech isn’t optional anymore, it’s the only way forward. Ready to turn these penalties into zero-risk compliance? Let’s connect, we’ll show you how ComplianceOS can future-proof your compliance function.
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