Rachel Sandoz

✅ Tax clarity in a click: Our experts decode future developments of BEPS 2.0 and VAT for you. Find out what's in store for Swiss businesses and why it matters: https://go.ey.com/4eWSIrA #BEPS #TaxCompliance #VATUpdate

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Attention Swiss Residents! Do You Hold a Pillar 3a? 🚨 As the year wraps up, it’s time to make sure you’re taking full advantage of the Swiss Pillar 3a tax benefits. If you already have a Pillar 3a account, contributing before mid-December can significantly reduce your taxable income and help you save more for your future. ⏰ Why act now? Maximize your tax savings for 2024. Boost your retirement security. Avoid missing the year-end contribution deadline. If you’re unsure how much to contribute or haven’t yet opened a Pillar 3a account, there’s still time to act. Speaking with an adviser can help you tailor a strategy that fits your financial goals. 📖 Read our latest article here to understand how you can make the most of this opportunity. Take control of your savings before the year ends—your future self will thank you! 💼 #SwissFinance #Pillar3a #TaxSavings #WealthManagement #YearEndTips This post is prepared for information purposes only and should not be interpreted as investment advice nor is it an invitation by MWC Group to any person to buy or sell any investment. MWC Group has based this post on information obtained from sources it believes to be reliable. Manentia Wealth Consulting Group Limited is licensed and regulated by the Malta Financial Services Authority (MFSA) under the Investment Services Act to provide investment services as Portfolio Manager and under the Insurance Distribution Act to act as Enrolled Insurance Broker. Manentia Wealth Consulting Group Limited is a subsidiary of Manentia Wealth Consulting Group AG (Swiss company registered number: CHE-116.117.306). https://lnkd.in/d2-PEEKY

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🌐 Stay in the know with what's new in your industry! Swipe ↔️ for our upcoming events & sign up: https://go.ey.com/40owCsW 🔍 Topics covered in the events: - Updates on the latest tax developments and their impact on central Swiss companies. - The latest Swiss ESG updates for FY24 reporting. - Current trends in ESG and sustainable finance, and more! Pick the events that interest you and book your spot now. #SustainableFinance #ESG #TaxStrategy

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The Swiss 3rd Pillar: A Key to Tax Savings and Retirement Security 💼 The 3rd pillar in Switzerland is a crucial component of the Swiss pension system, offering individuals a unique opportunity to optimize their retirement savings while enjoying significant tax benefits. Why Invest in the 3rd Pillar? 1. Tax Savings: Tax Deductible Contributions: Contributions to a 3rd pillar account (Pillar 3a) are tax-deductible up to a certain limit each year. For 2024, the maximum deductible amount is CHF 7,056 for those with a pension fund and CHF 35,280 for those without​ (Fincash)​​ (INDmoney)​. Reduced Taxable Income: By contributing to your 3rd pillar account, you effectively lower your taxable income, leading to immediate tax savings​ (Religare Broking)​. Tax-Free Growth: The funds in your 3rd pillar account grow tax-free, allowing your investments to compound more efficiently over time​ (INDmoney)​. 2. Retirement Security: Supplementary Income: The 3rd pillar provides additional income to supplement the first (AHV/AVS) and second (occupational pension) pillars, ensuring a more comfortable retirement​ (Fincash)​. Flexibility and Control: You have control over how your 3rd pillar funds are invested, whether in savings accounts, investment funds, or life insurance products​ (Religare Broking)​. Early Withdrawal: In certain circumstances, such as buying a home, starting a business, or permanently leaving Switzerland, you can access your 3rd pillar funds early​ (Fincash)​​ (INDmoney)​. How to Get Started: Open a 3rd Pillar Account: Choose from various financial institutions offering Pillar 3a products, including banks, insurance companies, and investment platforms. Determine Your Contribution: Decide how much to contribute annually, up to the maximum deductible limit, to maximize your tax savings. Select Investment Options: Depending on your risk tolerance and investment goals, choose from a range of investment options, including savings accounts, equity funds, and mixed portfolios​ (Fincash)​​ (INDmoney)​. Monitor and Adjust: Regularly review your 3rd pillar investments and adjust your strategy as needed to stay aligned with your retirement goals. Investing in the 3rd pillar not only secures your financial future but also provides immediate tax benefits, making it an attractive option for anyone planning for retirement in Switzerland. This LinkedIn account is for informational and learning purposes only and does not offer investment advice. #VicInvestmentClub #3rdPillar #RetirementPlanning #TaxSavings #SwissFinance Sources: Credit Suisse - 3rd Pillar UBS - Pillar 3a Swiss Life - Private Pensions

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The Swiss Federal Tax Administration (SFTA) has issued a clarifying update that offers substantial relief to domestic companies involved in M&A transactions as intra-group intermediaries. In this Swiss Tax Alert, our experts summarise the official promulgation published by the SFTA on 1 November 2024 and explain how it removes some key uncertainties and reduces the tax burden for Swiss M&A participants Learn more here: https://okt.to/Fv6QDh #AMon #SwissTax #SFTA #Transactions #Mergers #Acquisitions

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🔔 Important Update: Swiss Tax Payment Interest Rates The Swiss federal tax authorities as well as most cantonal tax authorities have published their interest rates on outstanding tax payments. Overall, a reduction in the interest rates for compensatory (negative), remunerative (positive) and late interest payments in 2025 compared to 2024. This could impact your financial planning of your personal taxes. 💡 Key Takeaways: 🔹 Interest rates have changed on overdue tax payments - potentially impacting costs. 🔹 Review your tax liabilities to avoid unexpected charges. 🔹 Consult with your tax advisor to ensure you're aligned with the new rates. Stay ahead and plan wisely! #SwissTax #InterestRates #TaxUpdate

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The Swiss Federal Tax Administration (SFTA) has released an important update that provides significant relief for local companies acting as intra-group intermediaries in M&A transactions. In this Swiss Tax Alert, our experts summarise the official promulgation from the SFTA on 1 November 2024, detailing how it addresses certain uncertainties and lessens the tax obligations for Swiss participants in M&A deals Discover more here: https://okt.to/FHG8TP #SwissTax #SFTA #Transactions #Mergers #Acquisitions

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Despite a challenging start in 2024, M&A activity in industries and services is expected to recover towards the year-end. Our report provides valuable insights to help you make informed decisions in this evolving landscape. 🔗 Download our latest report on the Swiss I&S M&A market on our website: https://lnkd.in/eBRhQEGc #IandS #MandA #ValueCreation #PwCdeals

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📈 Switzerland has increased its VAT rates to sustain public services and adapt to economic changes. Discover the reasons behind this move and its impact on the economy and daily life in our latest article! ✍️: Sayo Yonis 📷: depositphotos #SwissVAT #TaxPolicy #EconomicImpact #VATIncrease #SwitzerlandEconomy #VATRates #TaxChanges #SwissTaxSystem

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Exploring Tax Incentives for New Businesses in Switzerland The Swiss business landscape shows promise for new ventures in 2024, especially with lucrative tax incentives awaiting exploration. Tax incentives at present give a compelling narrative for supporting business growth: 📈Competitive Tax Environment Switzerland's varying corporate tax rates across cantons offer a competitive edge, with rates as low as 11.9% to 12.3%, enticing businesses to establish their base. 📊 R&D Deductions Incentivizing innovation, Switzerland allows deductions of up to 150% on qualifying R&D expenses, fostering technological advancements and growth. 📑Startup Tax Holidays Cantons like Vaud provide up to ten years of tax exemption for startups, alleviating financial burdens during the crucial early stages. 📌Patent Box Regime With preferential tax treatment, the patent box regime encourages companies to capitalize on income generated from patented inventions, promoting creativity and investment. 🌐Special Economic Zones Economic zones like the Swiss Crypto Valley in Zug offer tailored tax conditions, propelling innovation in specific industries. Just as strategic adaptations drive the business profits, businesses can count on Sigtax tax planning serrvices to leverage tax incentives for maximum benefits. Get in touch today!

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🌟 Year-End Planning For Families in Switzerland: How Säule 3a (Pillar 3a) Fits Into Your Family's Financial Strategy 🌟 As we approach the end of the year, many Swiss resident families are taking advantage of Säule 3a contributions to optimize their tax efficiency and build long-term financial security. But have you considered how this ties into your broader family governance strategy? Why Säule 3a Matters for Family Governance: 🔹 Tax Efficiency for Wealth Building By contributing to Säule 3a, you reduce your taxable income today while securing tax-advantaged growth for tomorrow—a fundamental step in preserving and growing your family's wealth. 🔹 Structured Savings for Stability Disciplined contributions foster financial resilience, ensuring resources are available to meet future needs or unexpected challenges. 🔹 Flexibility for Key Life Milestones Whether it's buying a home, supporting a family business, or planning for retirement, Säule 3a funds offer flexibility for major family goals while staying aligned with tax regulations. 🔹 A Tool for Intergenerational Planning Incorporating Säule 3a into your financial plan creates a seamless pathway for wealth transfer, supporting the next generation in a way that reflects your family’s shared values. 🔹 Strengthening Family Governance Structures Effective family governance isn’t just about managing wealth—it’s about creating a roadmap for shared decision-making, succession planning, and value alignment. Säule 3a is a piece of this puzzle, ensuring financial decisions today align with your family's long-term vision. 💡 Tip: The contribution deadline for Säule 3a is December 31. Maximize your contributions now (up to CHF 7,056 for employees with a pension fund in 2024) to make the most of this opportunity! Self-employed individuals without a pension fund can contribute up to 20% of their net income to pillar 3a, with a maximum limit of CHF 35,280 for the year 2024. #FamilyGovernance #FinancialPlanning #Switzerland #Pillar3a #WealthManagement #TrustedGovernance

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The members of the Asset Management Association Switzerland Platform “Management Companies” met and discussed important topics like “Financial Transaction Tax to Finance the 13th AHV Pension “, “Side Pockets”, “T+1” or “Transfer Tax for Real Estate Funds”, which were taken up in more detail informally over lunch. We welcomed our 20th member to the platform and are delighted about this addition as well as the popularity of the platform. We appreciate the time and effort each platform member put into preparing for the meeting and the valuable insights they shared. We make significant progress toward our goals, and we are confident we can succeed even more with your continued support. Thomas Schaerer, Sebastien Bugnon, CIWM, Silvia Karrer, Bruno Kurz, Birgit Ludwig, Kristine S., Daniel Spitzer, Andreea Stefanescu, Andre Ullmann, Robin van Berkel, Gregor Zemp, CIIA, Philippe Bens, Eugène Del Cioppo, Nicolas Di Maggio, Hans Frey, Martin Jufer, David Küttel, Ilan Mizrahi, Julian Reymond, UBS, Lombard Odier Investment Managers, Gérifonds, Swisscanto Fondsleitung AG, Generali Investments, AXA Investment Managers, Swiss Finance & Property Group, Vontobel, Solutions & Funds, Swiss Life Asset Managers, Luzerner Kantonalbank AG, J. Safra Sarasin, BlackRock, Schweizerische Mobiliar Asset Management, CACEIS, 1741 Group, Generali Investments, GAM Investments, Realstone, Fundpartner Solutions (Suisse) S.A.

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The Swiss Federal Tax Administration (SFTA) has released an important update that provides significant relief for local companies acting as intra-group intermediaries in M&A transactions. In this Swiss Tax Alert, our experts summarise the official promulgation from the SFTA on 1 November 2024, detailing how it addresses certain uncertainties and lessens the tax obligations for Swiss participants in M&A deals Discover more here: https://okt.to/A6CPc8 #SwissTax #SFTA #Transactions #Mergers #Acquisitions

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#SwissTax - The One Pager In its ruling dated June 6, 2024 (9C_135/2023), the Swiss Federal Supreme Court stated that proceeds from the reissuance of treasury shares recognized directly in equity do not constitute taxable income, but a tax-neutral capital contribution. Read the entire article authored by Marcel Fuchs. In English: https://lnkd.in/eFSF7GyT In French: https://lnkd.in/e_TrsJN2 In German: https://lnkd.in/eDVm4tY4

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🚨 New Pillar 3a Contribution Limits for 2025: https://lnkd.in/d8Qw3q2X The Swiss Federal Council has just announced an increase in the maximum tax deductions for Pillar 3a contributions, effective from 1 January 2025: 🔹 CHF 7,258 for those contributing to a 2nd Pillar (up from CHF 7,056) 🔹 CHF 36,288 for those without a 2nd Pillar (up from CHF 35,820) What does this mean for you? For the average worker, this could mean hundreds in additional tax savings and thousands more in retirement savings over time! 📈 Maximise Your Returns! Those investing wisely in their 3rd Pillar could see significant additional returns by retirement! 💰 📞 Schedule a free consultation with our independent experts and discover the best Pillar 3a options for you: https://lnkd.in/dTmZWFgx #IWP #Pillar3a #taxsavings #RetirementPlanning #financialadvice

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I am honored to step into the role of Head of Assurance at PwC Switzerland, following in the footsteps of Alex Astolfi, who has set a remarkable foundation over the past decade. Our latest edition of Disclose Magazine marks this transition and highlights the exciting journey ahead for our ASR business. In this issue, we focus on "Intelligent Business" and how companies can navigate the challenges of geopolitical uncertainties, climate change, digital transformation, and demographic shifts. 🔍 Highlights: •Alex’s insights on the evolving role of assurance in building trust. •Exploring the impact of AI and new technologies on auditing and risk management. •The importance of integrating tech advancements with human expertise to maintain quality and transparency. As we move forward, my vision is to leverage cutting-edge technologies while fostering a people-centered approach to drive innovation and uphold our commitment to excellence. #PwCSwitzerland #DiscloseMagazine #IntelligentBusiness #Assurance #Innovation #Trust

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Latest edition of our review of the M&A activity of small and medium-sized enterprises in Switzerland.

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Is your business taking full advantage of the participation deduction for tax savings in Switzerland? 🍫 Understanding this key tax benefit is crucial for optimizing your corporate tax strategy and enhancing investment returns. Learn more about how this deduction works, who qualifies, and the substantial savings it can offer in our latest article. 📌 Find the link in the comments below. Don’t miss out on this opportunity to maximize your financial efficiency! - #TaxStrategy #SwissTaxation #CorporateFinance #InvestmentPlanning #TaxSavings #Switzerland #BusinessOptimization #TaxPlanning

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👉 Getting started with Stewardship: Deep-dive on Governance & Stewardship Policies 👈 The Asset Management Association Switzerland (AMAS) and the Principles for Responsible Investment (PRI) are delighted to invite to the second roundtable on Stewardship. Join us for insightful roundtable discussions as asset managers or asset owners to engage in concrete insights on how to get started with stewardship! https://lnkd.in/eCcrSEZF

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