Payfi (Techstars ‘23)

Do you wonder about your credit health? Discover how to check your credit report for FREE in Canada! Learn the simple steps to access your report from Equifax and TransUnion, spot potential errors, and protect yourself from fraud today! Read the full blog post here: https://lnkd.in/ef4Dh6Pa

How to Use a Credit Card Wisely—Dos and Don’ts Building and maintaining a solid credit score is vital for anyone who uses a credit card. Wise credit card use is key to securing financial opportunities, from favourable loan terms to lower insurance premiums. Here’s a rundown of essential Dos and Don’ts for effective credit card use. Dos Pay Your Balance in Full – Always pay your balance in full at the end of the month to avoid interest charges. Make Your Payments on Time! – Payment history accounts for 35% of your score, so never miss a due date. Keep Your Credit Utilization Low - Aim to keep your credit utilization ratio below 30% of your credit limit. Review Statements – Check your statements for any unauthorized charges or errors. Don’ts Don't Max Out Your Credit Limit – High balances impact your score negatively. Avoid Opening Multiple Accounts at Once – Too many inquiries can hurt your score. Don’t Ignore Fees - Be aware of annual fees, foreign transaction fees, and other costs associated with your card. Don’t Close Old Accounts - Closing old accounts can shorten your credit history and potentially hurt your score. NOTE: Credit cards are not the only way to build credit. If you want to learn more about building credit with your rent payments, signup at app.payfi.ca today! Read the full blog post here https://lnkd.in/em7FP_8j

Building a strong credit score isn’t just about paying on time or keeping your balances low. Another factor lenders care about is "your credit mix!" Want to know why it matters and how you can improve yours? Find out in our latest blog post. https://lnkd.in/e2VMTP4R Read more now!

We wish our friends at Payfi (Techstars ‘23) a huge congrats on being selected for the SoCal Black Tech Express program. Cheers! They're doing some great work in the tenant space to insure great tenants have a place to rent.

We wish our friends at Payfi (Techstars ‘23) a huge congrats on being selected for the SoCal Black Tech Express program. Cheers! They're doing some great work in the tenant space to insure great tenants have a place to rent.

We are excited to announce that we have been recognized and selected to join the third cohort of the SoCal-Canadian Black Tech Express program! As one of six BIPOC-owned Canadian startups heading to Los Angeles for #LATechWeek, we’re eager to share our journey and showcase how Payfi is revolutionizing the #PropTech space. We can’t wait to participate in the welcome reception hosted by the Consulate General of Canada in Los Angeles | Consulat général du Canada à Los Angeles and Expert Dojo in Santa Monica. Register here to join our CEO Seun Sanni at the reception: https://lu.ma/nn6myha9 #Payfi #LATechWeek #BlackTech #CanadianStartups #PropTech #BIPOCFounders #Innovation

We’re thrilled to be selected as part of the third cohort of the SoCal-Canadian Black Tech Express program!  As one of the 6 Canadian BIPOC-owned/led startups heading to Los Angeles for #LATechWeek, we're excited to showcase how PayFi is revolutionizing rent payments. We are looking forward to connecting with the amazing network in Los Angeles and building relationships with the BIPOC community and potential investors. If you're interested in learning more about our work in #proptech, you can request join our founder Seun Sanni at the reception here: https://lu.ma/nn6myha9 #Payfi #LATechWeek #PropTech #BlackTech #BIPOCFounders #CanadianStartups #BlackTechExpress #CanadianTech #Fintech #StartupLife Consulate General of Canada in Los Angeles | Consulat général du Canada à Los Angeles

Building credit is really hard and sometimes feels stagnant. This blog post addresses reasons why your credit score may not be growing and how to address each of them. https://lnkd.in/ekAUiMNp #Payfi #BuilldingCredit #Creditscore #Rentreporting #Howtogrowyourcreditscore

Paying rent is easily your biggest monthly expense as a tenant, yet it rarely contributes to your credit score. By reporting your rent payments to Equifax, Payfi can help you establish & strengthen your credit history. Read this blog post https://lnkd.in/eSfYu8Pa , to find out how rent reporting can impact your future as a tenant in the long term. #PayfiCa #Rentreporting #Howtobuildcredit #freecreditbuilding #RentPayment #creditcard #creditscore #creditreport

From Temporary to Permanent Resident: How Rent Reporting Can Help Your Journey When transitioning from a temporary visa to permanent residency, having a good credit score and financial track record can play a pivotal role. While no magic solution exists for immigration challenges, rent reporting can be a powerful tool to support your journey. Read this blog post https://lnkd.in/ensW_gyY to discover how rent reporting can help on your journey to permanent residency #PayfiCa #Permanentresident #CanadaPR #Canadatemporaryresident #RentReporting #Equifax #RoadtoPR #RoadtoPermanentResidency #Buildingcredit