signature=f17dcbdd4f1f85a2be07e70ad8c33062,Forged Facsimile Signatures.

本文详细解读了Lor-Mar/Toto Inc.诉1st Constitution Bank案,探讨了银行是否应对客户账户上的伪造签名伪造支票负责。法院判决银行需承担责任,因为没有合同规定将此类欺诈风险转移给客户。

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摘要:

The article discusses the U.S. court case Lor-Mar/Toto Inc. v. 1st Constitution Bank which deals with the bank's liability for forged facsimile signatures. The plaintiff argued that the checks drawn on its account with the bank were not properly payable since they all contained its forged facsimile signatures. A court ruled that the bank is liable for the forged signatures because of the absence of an agreement shifting the burden of loss for such forgeries to the client.

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