PRESENTATION OF THE FCP

OBLIGATORY AURORA SECURITY

PREPARED BY

15 Juin 2021

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 PRESENTATION OF
NSIA ASSET MANAGEMENT

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 General Presentation

Subsidiary of a large regional financial group

F Subsidiary of the NSIA Group held by NSIA PARTICIPATION, NSIA FINANCE, and NSIA BANK

Solid Social Capital

C Public Limited Company with a Board of Directors with a capital of one (1) billion FCFA

CREPMF Approval N N

A
YES YES

Agreed in 2018 as an asset management company on the A

B
A
A
P
A
N R
financial market of the UEMOA under number SG/2018-02 N
YES
A
Q
U
E
IT
CI
P
FI 2 A
N 0 IT
A % O
N N
C S
E 4
3 5

Act Management 5
%
%

G Offers cutting-edge expertise in creation and management of

Collective Investment Schemes in Securities
(UCITS).
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 Mission and Values

Building the future

Bâtr, Preserve and Improve the financial future of our clients

Shape the market

Providing the most innovative and reliable solutions and services in
response to the needs of our customers

Financial leadership
Provide leadership in investment matters and reflection
durable

Act with integrity and respect

Always act with integrity and respect towards our clients and each other.
towards others
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 Our Products

We offer a differentiated product range aimed at generating returns.

superior placements and sustainable growth for our clients. Our services
include notably:

Creation of UCITS
1 Nous créons et structurons des OPCVM obligataires, actons, à Risque ou diversifiés à
global vocation and attractive yields intended for institutions and the general public;

Structure of Employee Savings Plans

2 We structure Employee Investment Funds (FCPE) or Plans
Company Savings Plan (PEE) offering a complementary retirement option for employees
or group of people;

3 Investment Management
Nous investssons le capital de nos clients en utlisant des stratégies actves
through discretionary, systematic, and specialized solutions.

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CHOOSE A INVESTMENT
FLEXIBLE, SECURE AND
RENTABLE
AURORA SECURITY

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 Discover AURORE
SECURITY

AURORE SECURITE makes your savings profitable by investing in secure placements.

mainly listed on the BRVM market:

FCP Aurore Security

Type of fund: FCP Bond Fund
Investment strategy:
Minimum 90% in Obligation
Risk level: Almost none
Recommended Investment Duration: 5 Years Minimum

Objectf:
Generate a stable and secure yield in main investment
on the bond market of the WAEMU.
The objective of the fund is to generate an average return of 6.5% and to
outperform its benchmark.

Fraisdegestion:1,25% Fraisdegestion:0,75% Fraisdegestion:0,75%

Subscription fee: 1% Subscription fee: 1% Fraisdesouscription:1%
FraisdeRachat:1% FraisdeRachat:0,5% FraisdeRachat:1% 7
 A completely secure investment

AURORE SECURITE is a fully secured investment built at more than

90% of receivables secured by guarantee funds:

1 Bonds issued by the member states of the WAEMU.

2 Good of treasures

3 Corporate Obligations

4 Common fund for the disposal of receivables

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 A flexible and accessible investment

Benefit from a flexible investment, suitable for all budgets:

Accessible to all types of investors;

No minimum investment amount;

No minimum investment duration;

Withdrawal possible at any time within 48 hours;

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 Professional management of your investment

Take advantage of the technical skills of our in-house experts in management.

portfolio, complemented by close monitoring of the investments made by the fund:

Formation of a structured and diversified portfolio;

Implementation of advanced portfolio management techniques;

Mastery of the economic environment of the stock market;

Close monitoring of your investments

 Fully optimized investment option

Maximize the net profitability of your savings with a tax-exempt vehicle that
revenues are continuously reinvested:

Totally added value

defiscalized for all types
of the investor
Reinvestment and
automatic recapitalization
from the FCP revenues

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SUPERIOR PROFITABILITY
TO THE PRODUCT CELL
SAVINGS
TRADITIONAL

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 Comparison DAT- FCPAURORE SECURITY

AURORE SECURITE should generate profitability well beyond that of the products.
the most profitable traditional savings such as DAT:

1 Aurore Sécurité is tax-exempt while the interest credited on the DAT is

imposed by the IRC

Interest generated on Aurore Sécurité is automatically capitalized.

2 simple interest is credited on the DAT.

The yield of the DAT depends on the capital invested compared to that offered by Aurore.
Security is the same regardless of the amount invested

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 IRC Grid

Below is the tax bracket for corporate tax according to Article 193 of the general tax code.

Corporate Tax Rate Schedule

Duration Individual Company
Less than 1 year 13,50% 16.50%
Between 1 and 3 years 10% 10%
Between 3 and 5 years 5% 5%
More than 5 years 1% 1%
 Rate Schedule

Example of DAT rate grid on the banking network

DAT rate grid

Amount Less than 12 Less 3 years 5 Years More than 5 years
Less than 10 million FCFA 2.25% 3.25% 3.75% 4.25%
Between 10 million and 100 million FCFA 3.50% 3.50% 4.00% 4.50%
Between 100 million and 250 million FCFA 3.65% 3.75% 4.50% 5.00%
Between 250 million and 500 million FCFA 3.65% 3.75% 4,50% 5.00%
Between 500 million and 1000 million FCFA 3.65% 4.00% 5.00% 5.50%
Between 1000 million and 1500 million FCF 3.80% 4.25% 5.50% 5.75%
More than 1500 million FCFA 3.80% 4.25% 5.50% 5.75%

Expenses borne by the fund

Costs borne by the employer
Expenses borne by the employee
 FCP Vs DAT: Difference in income

The table below compares the profitability of a fixed-term deposit to the expected profitability on
Aurore Security over the next 30 years.
Investment: Initial capital 500 million FCFA + monthly cost 2.5 million
Aurore Rate: 6%
DAT Rate: According to the rate grid
Duration of Placement 1 year 3 years 5 years 10 years 15 years 20 years old

Total Investment 530 000 000 590 000 000 650 000 000 800,000,000 950,000,000 1,100,000,000
INVESTMENT IN A BOND MUTUAL FUND AT AN AVERAGE RATE OF 6%
Fund Performance 6.00% 6.00% 6.00% 6.00% 6.00% 6.00%
Capital Net in FCP 561 832 006 697 172 226 849 722 278 1 321 445 226 1 957 728 796 2 815 979 987
SAME INVESTMENT IN A DAT
DAT rate 3.65% 3,75% 4.50% 4.50% 4.50% 4.50%
Brut Capital 530,000,000 590,000,000 650,000,000 800 million 950 000 000 1 100 000 000
Interest Generated over the period 18 751 875 61,171,875,129,093,750 291,937,500 488 531 250 718 875 000
Corporate Tax Rate 13.5% 10.0% 5.0% 1.0% 1.0% 1.0%
Amount of the IRC 2,531,503 6 117 188 6 454 688 2,919,375 4,885,313 7,188,750
Capital Net DAT 546 220 372 645 054 688 772 639 063 1 089 018 125 1 433 645 938 1 811 686 250
Net Yield Tax 3.06% 3,02% 3.52% 3.13% 2.78% 2.53%
SURPLUS OF RETURN OF THE FCP 15 611 635 52 117 539 77 083 215 232 427 101 524 082 859 1 004 293 737
% Of Gain 2.86% 8.08% 9.98% 21.34% 36,56% 55,43%

Over a 15-year investment period, Aurore security will generate more than
450 million in revenue that a DAT
 FCP Vs DAT: Graphical representation

Comparison of FCP - DAT placement

6 billion

5,000,000,000

4 billion

3,000,000,000

2,000,000,000

1,000,000,000

-
0 5 10 15 20 25 30

Capital Net in FCP Capital Net DAT

The longer the investment period, the greater the loss of earnings from the DAT.
The comparison with FCP Aurore Sécurité is significant.
OUR OTHER OPTIONS
INVESTMENT

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 OTHER INVESTMENT OPTIONS

We offer a complete range of mutual funds for all types of clients: Individuals
physical, SME, large company, institution...
NSIA Diversified FCP FCP Aurore Opportunity
Type of fund: Diversified FCP Type of fund: FCP Acton
Flexible investment strategy: Investment strategy:
- Maximum 70% Obligation - Minimum 70% in Acton
- Maximum 70% Obligation

Objectf: Objectf:
The flexible strategy of NSIA Diversified mutual fund Increase long-term profitability by
ASSET MANAGEMENT promotes a management mainly investing in stocks
active funds in order to adjust its listed on the BRVM market.
investments according to the situation of The purpose of the fund is to generate a
stock market. minimum yield of 12% and
The objective of the fund is to generate a outperform its BRVM Composite index.
minimum yield of 9% and of
outperform its benchmark.
Processing fee: 1.25% Digestive fees: 1.5%
Fraisdesouscription:1% Subscription fee: 0.5%
FraisdeRachat:1% FraisdeRachat:0,5%
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GrandThank you
N S IAAS S E T MANAG E M E N T