Executive Research Leader
Rohan Kulkarni is Executive Research Leader for Industry at HFS Research, focused on healthcare and life sciences ecosystems. He is a leading voice on the enablement of AI in healthcare, health economics, and connect health ecosystems. He advises national and regional health plans, health systems, and life sciences on new products, services, and distributions channels.
"HFS expects health plans to stop owning core admin processing systems (CAPS) altogether and source these functions for outcomes through Services-as-Software™." — February 16, 2026
"HFS assesses that US hospitals are at risk of closure due to extreme financial distress, and care delivery must adopt AI strategically to survive the 21st century." — March 13, 2026
"HFS expects health plans to stop owning core admin processing systems (CAPS) altogether and source these functions for outcomes through Services-as-Software™." — March 17, 2026
"HFS finds that ~80% of health plans generate ~90% of their revenues through services and only ~10% through underwriting medical risk — the health plan business is now predominantly services-based." — December 3, 2025
My view of healthcare is framed in the quadruple aim of care: cost, experience, health outcomes, and equity. All the work that is done across the healthcare ecosystem must reduce the cost of care, enhance the experience of care for both patients and clinicians, improve health outcomes by shifting left toward prevention and wellness before delivering sickcare, and address equity, ensuring everybody irrespective of their station in life should have access to health and care.
— Rohan Kulkarni
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