Algbra Card
Algbra Card

Values that Drive Ambition

Algbra’s objective is to eradicate social and financial exclusion globally and to create a more sustainable society through our proprietary, values-driven financial technology and community-first approach. 

This approach is underpinned by a fundamental set of principles. We are people and planet first. 

Algbra exists to fulfil the financial sector's potential by leveraging the influence of finance and technology to create a society that is empowered, equitable and sustainable.

Algbra is for people who want more than just excellent financial services. Algbra is for those who want a new experience with finance. One that reflects their identity, values and lifestyles, and that empowers them in everyday actions. 

Join us on the journey to fairer, more ethical and transparent finance. 

We are not a bank. We are a movement.

Why we are different

We never hold your money in an unethical or high-risk manner.
We offer clear, accessible and interest-free products and services.
We put our values into action by giving back to our community, and working with them on social impact initiatives
We bring you into the equation through social and environmental impact tools embedded within the Algbra app.
We adopt a systematic approach to ethical finance, with a focus on equitable access to sustainable financial services.
We are from the communities we serve, and built Algbra with their needs and values in mind.

Algbra is the trading name of Algbra FS UK Limited, registered in England and Wales with company registration number 12629086 and registered address at 22 Upper Brook Street, London, England, W1K 7PZ.

The Algbra Account is issued by Algbra FS UK Limited, which is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 [FRN 952360] for the issuing of electronic money. Your electronic money is not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011.

The Algbra Card is issued by Algbra FS UK Limited, a Principal member of Mastercard International Incorporated. MasterCard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Algbra Ethical Saver Cubes are provided by Shoal Limited, registered in the UK with Companies House Number 13846154. Shoal is not regulated by the Financial Conduct Authority (FCA) nor by the Prudential Regulation Authority (PRA) for the provision of financial services and relies on appropriately regulated third parties to provide its services to you. The Sustainable Finance portfolio against which your savings are referenced and the membership of the Financial Services Compensation Scheme (FSCS) by virtue of which your Algbra Ethical Saver Cubes are protected are provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA.