Can a Rs 4.5-crore retirement corpus earn you Rs 4 lakh a month?
the economic times / Aug 22, 2026, 20:09 (IST)
For retirees looking to maximise their post-tax earnings, allocating a Rs 4.5 cr corpus into mutual funds is a viable option. Utilising a bucket strategy allows for an effective diversification across various fund types—liquid, debt, and equity—facilitating consistent income generation. This tactic not only mitigates tax exposure more efficiently than fixed deposits but also yields tax exemptions on capital gains.