Best Virtual Terminals

Compare the Top Virtual Terminals as of October 2026

What are Virtual Terminals?

A virtual terminal is an online tool used to process payment transactions. It connects customers to a secure payment gateway and enables merchants to accept credit card payments from anywhere, any device. Virtual terminals are especially useful for businesses that do not have access to physical checkout equipment or lack the resources to set up traditional methods of processing payments. These terminals provide a convenient alternative when dealing with customers who prefer online transactions rather than face-to-face interactions. Compare and read user reviews of the best Virtual Terminals currently available using the table below. This list is updated regularly.

  • 1
    Computop Paygate
    Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.
    Starting Price: $29 per month
  • 2
    Mollie

    Mollie

    Mollie

    Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.
    Starting Price: €0.25 per transaction
  • 3
    CDGcommerce

    CDGcommerce

    CDGcommerce

    CDGcommerce provides professional merchant services with a focus on always putting our merchant’s best interests first. We provide solutions that reduce the risk, lower the cost and simplify the process of accepting payments on your website, in-store or on the go. With CDG, you are a name – not just a number. We value each and every merchant relationship regardless of whether you are a brand new startup or process millions of dollars. You’ll get to know our dedicated staff on a first name basis and they will get to know you and your business. If you are accepting credit cards via website or virtual terminal, CDG offers a free gateway that will fit your needs and remove a layer of unnecessary fees. If you operate from a brick and mortar location, we can offer a free terminal placement program that will future proof your equipment. We believe transparency, control, security and helpful team members are crucial to keeping you focused on what you do best - growing your business!
  • 4
    PaymentCloud

    PaymentCloud

    PaymentCloud

    Here at PaymentCloud Merchant Services, we provide credit card processing for businesses of all types. From Fortune 100 companies to small, local storefronts, ecommerce or retail, and all levels of risk, we can support each and every business. We have a robust toolset of integrations with nearly any platform, shopping cart, and CRM, unified fraud detection software, and chargeback mitigation tools that allow you to reduce your risk and amplify your reward. Talk with one of our dedicated account managers to get personalized care and a real person every single time. PaymentCloud lays the foundation businesses need to thrive. With 50+ years of combined experience within the payments industry, we look forward to paving the way to your business’ success. Free cost comparison. Seamless setup. Chargeback and fraud prevention. Hundreds of integrations. Low risk and hard to place industries accepted.
  • 5
    KORT

    KORT

    KORT Payments

    We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions.
  • 6
    Authorize.Net
    Repeat business should be quick and easy. Card on file simplifies returning customers’ checkout experience so they can purchase your products with fewer clicks instead of re-entering payment info. And storing payment information on our secure servers reduces your security liability. Your customers make purchases in person, on computers and on their mobile devices, and we offer solutions to support the evolving payment landscape. Authorize.net enables you to process payments in any way that works for your business, whether it’s through your website, mobile app, or manual transactions. We make it easy to accept credit cards and help ensure you get paid. It’s that simple. Browse our list of integration partners and find the best solution for your business. Integrate a simple, one-time payment button. It's perfect for donation forms.
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