Alternatives to SpectroCoin
Compare SpectroCoin alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to SpectroCoin in 2026. Compare features, ratings, user reviews, pricing, and more from SpectroCoin competitors and alternatives in order to make an informed decision for your business.
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Nexo
Nexo
Nexo is a premier digital assets wealth platform designed to empower clients to grow, manage, and preserve their crypto holdings. Our mission is to lead the next generation of wealth creation by focusing on customer success and delivering tailored solutions that build enduring value, supported by 24/7 client care. Since 2018, Nexo has provided unmatched opportunities to forward-thinking clients in over 200 jurisdictions. With over $7 billion in AUM and $320 billion processed, we bring lasting value to millions worldwide. Our all-in-one platform combines advanced technology with a client-first approach, offering high-yield flexible and fixed-term savings, crypto-backed loans, sophisticated trading tools, and liquidity solutions, including the first crypto debit/credit card. Built on deep industry expertise, a sustainable business model, robust infrastructure, stringent security, and global licensing, Nexo champions innovation and long-lasting prosperity. -
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YouHodler
YouHodler
YouHodler is a fintech company bridging the gap between traditional finance and crypto. We are dedicated to providing secure and innovative financial solutions to customers from over 100 countries The platform offers a secure multi-currency wallet supporting major cryptocurrencies and fiat currencies, including BTC, ETH, XRP, EUR, USD, and CHF. Users can access advanced trading tools to optimize their market strategies, get cash for liquidity without selling their assets, and earn rewards through yield accounts. These services enable YouHodler’s customers to: - Get cash for more than 50 coins as collateral. LTV up to 90%. Bank and credit card withdrawals - Exchange cryptocurrency and fiat with real-time execution prices and low fees - Earn up to 20% annually on your crypto and get payouts every week. YouHodler's Cloud Miner lets you earn real Bitcoin effortlessly without using your device's power.Starting Price: Free -
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BitLoan
HyperPay
Benefit from a low interest rate and a quick online borrowing process. Simply pledge your crypto assets and borrow funds in stable coin. The borrowers pledge their crypto assets as collateral, such as Bitcoin and select their preferred loan terms and interest rate. The lenders invest USDT/CNYT funds into BitLoan markets and set their preferred loan matching criteria, such as loan terms and rates. Our platform will match a borrower’s request with multiple lenders’ funds, and borrowers can get the funds instantly. Secure loans at rates generally lower than those offered by other platforms. A speedy application process with a few tabs on your phone. Get funds without selling your favorite crypto asset. When the prices of collateral are rising, the amount of the repayment won’t change, Simply repay and redeem your pledged assets. -
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MoneyToken
MoneyToken
Crypto-backed loans & asset management, instant financial services powered by blockchain. The problem with the crypto market has been obvious for some time - spending cryptocurrency today prevents holders from profiting on future growth in asset value; those who buy low need to hold on to their investments in order to benefit from selling high. This is where MoneyToken steps in. The MoneyToken platform allows you to borrow liquid funds instantly based on the current value of your cryptocurrency asset holdings. You take out a crypto loan, collateralized with more volatile assets such as Bitcoin or Ethereum - and in return you receive an agreed loan amount in a stable currency. And after repaying the loan you receive your whole collateral back; even if the collateral has increased in value multiple times. With MoneyToken you are able to get money for your immediate needs and save your crypto position, all at the same time. -
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APX Lending
APX Lending
APX Lending provides secure crypto-backed loans that allow clients to borrow against their Bitcoin or Ethereum without selling their assets. Clients can access CAD or USDC loans with competitive interest rates, loan-to-value ratios up to 60 percent, and flexible terms from 3 to 60 months. Collateral is held with BitGo in insured, segregated cold-storage wallets and remains fully visible to borrowers on-chain. APX operates with CSA exemptive relief in Canada and maintains FINTRAC and FinCEN registrations. The platform uses real-time LTV monitoring, supports personal and business loans, and offers a simple cost structure with no origination or management fees. Most loans are funded within 24 hours of collateral being received.Starting Price: 10,000 CAD -
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Inlock
Income Locker
Inlock is a blockchain and smart contract based lending platform to enable crypto-assets to be used as a collateral. Inlock is founded by a technology and Fintech oriented team. Our goal to build up solutions for various use-cases between traditional and crypto-asset based financial world. INLOCK is a totally independent FinTech service provider, without any connections to big-banks or credit companies. INLOCK represent the new wave of future’s financial services. Get cryptocurrency backed instant loan or earn interest with large-scale bonuses. Looking for steady returns despite the uncertain market situation? INLOCK is a USDC stablecoin based lending platform, where you can also earn interest (high yield) on your Bitcoin, Ethereum, Litecoin or other coins! You can lend your crypto with as high as even 8% annual interest, with weekly payment and compound interest. Using your Bitcoin, Ethereum, Litecoin or other coins as collateral, you can get a stablecoin loan quickly. -
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Arch
Arch
Arch Lending offers crypto-backed loans that enable digital-asset holders to unlock liquidity without selling their holdings. You can pledge Bitcoin, Ethereum, or Solana as collateral, receive funding in fiat USD or USDC, pay no credit check, access funds usually within the same day, and avoid asset rehypothecation. Your collateral remains in qualified custody and is never lent out or otherwise deployed. From an APR starting at around 9.50 %, loans feature flexible terms (up to 24 months), optional pay-down or roll-over, and the ability to increase your borrowing as your collateral appreciates. The platform emphasises trust and security, stating that the business model does not make use of the client’s assets and all collateral is held one-to-one in secure custody. Arch aims to support both individual and institutional borrowers, with specialist services for “private wealth” clients and bespoke institutional lending. -
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MyConstant
MyConstant
Let your idle assets work for you with MyConstant. Our current interest rates are up to 14% APY for USDC & USDT, up to 4% APY for BTC & ETH, and up to 7% APR for USD lending. No investing fees. Free withdrawals. 24-7 customer support. Or borrow against 73+ cryptocurrencies from just 6% APR. Get the cash or crypto you need instantly without having to sell your portfolio. Your crypto is securely stored and returned to you when you repay. Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk, MyConstant is designed to protect them both. Crypto collateral helps protect your investments from borrower defaults. Withdraw any amount in USD for free, straight to your bank account. Enjoy instant access to your funds or the choice of three fixed terms. No call centres, no automated messages, just real people ready to help you. As long as you have the collateral to back your loan, you’re always approved.Starting Price: Free -
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Matrixport
Matrixport
Matrixport offers crypto financial products made simple and accessible. Earning interest should be easy. Up to 30% annualized interest rates; multi-currency and multiple tenors available. Up to 6% APY, withdraw at your convenience, and hourly compounding. At present, the funds are mainly invested in Matrixport's self-operated Collateralized Loans, Zero-interest Loans, Spot Leverage Product, and Credit Funding, among others. The security measures are different according to the various asset classes. Matrixport also offers spot trading with zero commission. Borrow USDT or USDC to buy crypto, express bullish view on BTC/ETH/BCH/LTC price outlook. Borrow BTC, ETH, or BCH to sell, express bearish on BTC/ETH/BCH/LTC price outlook. Loans: Instant approval, borrow whenever you need, and start spending right away. Lower your financing costs with our competitive interest rates. Price index referenced from mainstream exchanges and reliable platforms, fair and transparent. -
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Goldfinch
Goldfinch
The protocol makes crypto loans without crypto collateral. This is the missing piece that finally unlocks crypto lending for most people in the world. The Goldfinch community makes loans to companies around the world, starting with emerging markets. Goldfinch expands access to capital in emerging markets where crypto can truly empower financial inclusion. By incorporating the principle of trust through consensus, the Goldfinch protocol creates a way for borrowers to show creditworthiness based on the collective assessment of other participants rather than based on their crypto assets. The protocol can then use this collective assessment as a signal for automatically allocating capital. By removing the need for crypto collateral and providing a means for passive yield, the protocol dramatically expands both the potential borrowers who can access crypto and the potential capital providers who can gain exposure. -
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Helio
Helio
All the best deals on crypto finance. Finance from 4% p.a, LTV up to 75%. Interest accounts up to 10% p.a. We do the hard work. With 6 lenders, personalised support and loans funded within 24hrs. Apply below. Earn interest on cryptocurrency and US dollar stablecoins from our host of partners. Apply for an instant cryptocurrency backed loan. Get same day approval and lock in your terms. Transfer your collateral to our unique secure storage address. We then transfer Fiat currency straight into your bank account. Make monthly repayments or no monthly payments at all. At the end of your term, finalise your loan and receive your cryptocurrency back or refinance your loan. -
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Debifi
Debifi
Debifi is a non‑custodial, Bitcoin‑backed lending platform that lets borrowers tap into institutional‑grade liquidity without relinquishing control of their coins. Built by Bitcoiners, it uses a strict three‑of‑four multisignature escrow system, keys are generated on a separate device, never held by Debifi, and distributed among borrower, lender, and trusted third‑party signers, to ensure maximum transparency and eliminate collateral rehypothecation. Users connect through a lightweight app to create dedicated escrow addresses on Bitcoin’s blockchain, initiate loan contracts, and manage repayments directly with lenders. Debifi aggregates global liquidity providers to offer flexible loan terms from short‑term funding to five‑year stablecoin or fiat loans, with customizable loan‑to‑value ratios and competitive, risk‑adjusted interest rates. Institutional lenders benefit from over‑collateralization, a tiered margin‑call system, and automatic liquidations.Starting Price: Free -
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NFTfi
NFTfi
Put your NFT assets up as collateral for a loan, or offer loans to other users on their non-fungible tokens. Put any ERC-721 token up for collateralization. Other users can now offer you a loan. If you accept a loan, the ETH gets paid out from the lenders account to you, and your NFT gets locked in the NFTfi smart contract. Once you repay the loan the asset will be transfered back to you. If you don’t pay back the total repayment amount before the due date, the asset will be transferred to the lender. Small, short term loans to other people can offer attractive returns. Make sure you understand the assets you are offering loans on, and are happy to accept the collateral if the lender defaults. -
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Nuo
Nuo Network
The non-custodial way to lend, borrow or margin trade crypto assets. Instantly borrow ETH or ERC20 tokens from debt reserves by staking collateral in our smart contract. No Platform Fees. Create a debt reserve & earn interest on your crypto assets every single day without any hassle. Cancel Anytime. We currently support ETH, DAI, MKR and 8 ERC20 tokens on the debt marketplace. Every loan disbursed is fully backed by a collateral in the smart contract. Users can borrow long & short term loans at preferred rate of interest & tenure. All transactions delegated to the contract & executed post order matching. Password encrypted private key for signing transactions along with other wallets. Off-chain architecture ensures high speed and low latency margin trading. Fully decentralised using smart contracts. All transactions verifiable on-chain. No Intermediaries. No hidden fees. -
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Torque
Torque
Torque is a powerful DeFi platform for borrowing assets with indefinite-term loans and fixed interest rates. Get an instant, crypto-backed loan with no KYC or credit checks. With fixed interest you always know what you’re paying. When volatility strikes, we keep your loans collateralized with minimal liquidation, only to bring collateral 10% above margin maintenance. We take decentralization seriously. Get a loan with no verification, KYC/AML or credit checks. Your keys, your coins, your loans. Always. Control your keys and assets with our non-custodial solution. Our smart contracts have been audited by leading blockchain security auditors ZK Labs and Certik. We work with industry-leading oracle providers to tackle the unique security challenges associated with oracles in a decentralized environment. 10% of the interest paid by borrowers goes to an insurance fund used in the event that undercollateralized loans are not properly liquidated. -
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TRASTRA
TRASTRA
A Crypto Debit Card with IBAN Account to receive EUR. Pay with cryptocurrencies or Euros at over 46 million merchants worldwide. The Best App to buy and manage cryptocurrencies. Purchase cryptocurrencies with your bank card or a bank transfer with Zero fees. A secure multi-currency wallet. Functionally, the difference between regular debit cards and crypto debit cards is barely distinguishable, and the TRASTRA debit card issued by Visa proves it. Visa cards that feature crypto wallets are now widely available and offer the same services as regular banking debit cards, but with the highly sought-after option to make purchases with crypto, use crypto as payment for services, and get payouts in fiat without the need to stop by the bank. -
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Nostra Finance
Nostra
Lend, borrow, swap, and bridge your crypto in one app. Pre-stake your STRK and use your nstSTRK across Starknet, Ethereum L1, and other L2s. Boost your crypto earnings by lending and borrowing against your collateral. Easily swap your crypto via AVNU at the best price. Deposit your crypto into liquidity pools to earn swap fees and yield. Securely move your crypto quickly between Starknet and 20+ blockchains. Nostra market allows you to securely lend and borrow your crypto without needing a trusted third-party. Simply deposit your crypto for lending and earn interest. Isolate the risk of borrowing exotic assets from your other holdings. The amount of collateral liquidators can take is limited by how much your position is underwater. Liquidations can occur without liquidators having to repay the debt straight away. Prevent your collateral from being borrowed to minimize liquidity risk. Ring fence your assets across up to 255 multi-accounts with no need to hold separate private keys. -
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Delio
Delio
Delio-Providing Bithumb lending, deposit, Bitcoin mining, Coinness Live Delio is providing leading financial service of virtual assets. Lending (cryptocurrency guaranteed loan), Bithumb x lending. You can borrow virtual assets or cash with virtual assets as collateral. If you are using an exchange wallet such as Bithumb or a general cryptocurrency wallet, you can borrow your exchange wallet as collateral. Now, you can receive cryptocurrency secured loans such as Bitcoin secured loans and Ethereum secured without sending the secured virtual assets to the lending company, but just keeping them directly in your wallet. Delio service is also available on Bithumb Exchange. Deposit your virtual assets and earn money. You can deposit your own cryptocurrency and receive a stable monthly income. -
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Liquidium
Liquidium
Liquidium is a decentralized Bitcoin lending protocol where users can borrow BTC against Ordinals, Runes, and BRC-20 tokens, and lend BTC to earn up to 380% APY. Borrowers can secure Bitcoin loans using their digital assets as collateral, with inscriptions safely locked in a Discreet Log Contract (DLC) until repayment, ensuring a secure and fast process. Lenders provide BTC and earn interest; if the borrower repays, the lender receives the BTC plus interest, and if not, the lender receives the collateral. All transactions are natively secured on the Bitcoin blockchain, with no wrapping or bridging, just Bitcoin. Liquidium's non-custodial escrows use DLCs to securely store collateral during a Bitcoin loan. It supports borrowing and lending against Bitcoin assets like Ordinals, Runes, and BRC-20 tokens. Lend your BTC and earn interest; each loan is secured by an inscription in a Bitcoin DLC. -
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CoinRabbit
CoinRabbit
Your cryptocurrency should work for you right now. Without waiting for the rate to rise to the desired level, without fear of losing it. We have created a solution that allows you to borrow crypto quickly and safely. Simply the best non-custodial cryptocurrency exchange service. Expand your customer offering, get additional income, engage your userbase, we will do the rest – with our easily integrated and streamlined crypto loan flow. We don't want you to lose your crypto, so we monitor your loan every moment of every day. If your loan reaches any of three limit zones, we will immediately notify you about it by email and SMS. Before or after you get your loan, our support team is always ready to help you and answer any of your questions. 24/7 live support is here up for you. Set up your loan using different collateral options, then confirm it with a phone and your payout USDT address where you want to receive funds.Starting Price: Free -
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Cryptopay
Cryptopay
Cryptopay provides easy access to the cryptocurrency world, allowing users to utilise all the benefits of a secure wallet. Buy BTC, ETH, LTC and XRP with your debit or credit card and relish the fair rates and low fees. The Cryptopay card links Bitcoin with traditional finances. It’s perfect for anyone involved in cryptocurrencies, and works with any point of sale terminal in the world which accepts major cards! Bring cryptos to your everyday life. Hold bitcoins securely in your Cryptopay account. Our system makes it easy to convert your cryptos into the supported fiat currencies: Euro, British pounds and US Dollars. Use this to secure your money against price fluctuations. With our card, you can pay in local currency all around the globe. Each cryptocurrency network has its own transaction fee. We charge 1% for the currency exchange. That’s it — no hidden fees or unfair costs. Take advantage of our instantaneous conversion and let your money go further. -
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CoinLoan
CoinLoan
CoinLoan helps you borrow, swap and grow your assets. We combine the best of traditional and novel finance to offer you both solid security and favourable terms. With zero deposit and withdrawal fees. Keep money safe at the certified custodian, covered by insurance. Get support fast CoinLoan experts standing by ready to help. Stay flexible your money is never frozen. Trust for a reason we're a licensed and regulated company. Get daily interest just for parking your assets. Forget about fees for deposit or withdrawal. Start in a minute and withdraw at any time. Don't sell promising assets. Get an instant loan against your coins. A collateral asset is the only requirement to start. Everything is just one click away. Get beneficial exchange rates. Pay no fees for deposits and withdrawals. Manage all your digital assets in five screens. Stay in touch with your account activity with instant push alerts.Starting Price: 1% loan fee -
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Squilla Loans
SQUILLA
Let your cryptocurrency work for you, licensed and regulated, instant loan, lend and borrow. Marketplace structure reflects actual supply and demand allowing our users to find the best terms for their loan and deposit. Collateral & money flow management automation makes interaction with our platform fast and easy. All loans issued on Squilla are collateralized. Low origination fees to make our borrowers happy. Security is our priority, that is we continuously perform security audits and penetration tests by industry leaders. 100% of the collateral is stored in multi-signature cold storage to ensure maximum security. We use military-grade security with 256-bit encryption to prevent malicious actors from accessing the platform. Fixed interest rates offered by Squilla Loans, protect the lender by locking in the rate they have been offered, even if the market goes down. Squilla Loans requires zero knowledge of decentralized finance protocols, and boasts a superior UX. -
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Wirex
Wirex
We give you the power to use your money, your way, on one borderless payment platform. Buy, store, exchange and spend your traditional or cryptocurrencies, anytime, anywhere. Your next-generation multicurrency travelcard. The Wirex Visa card automatically converts more than 12 digital currencies and traditional currencies at the point of sale, letting you seamlessly spend your crypto and multiple currencies in real life, anywhere Visa is accepted. Can your bank card do that? Finally, crypto and traditional currency accounts that put the power in your hands. Wirex lets you transfer digital and traditional currencies around the globe. Effortlessly send and receive payments for free, anywhere in the world. Your truly global account. Exchange digital and traditional currencies in-app or online, instantly - and because we`re the only company that offers OTC rates, you always get the best deal.Starting Price: 3% per transaction -
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Teller
Teller
Teller is a decentralized lending protocol that offers time-based, no-margin-call loans using any Ethereum asset or ERC-20/NFT as collateral, enabling borrowers to access liquidity for 1–30 days without being liquidated due to price fluctuations so long as they repay on time; collateral is placed in isolated escrow vaults and loans can be refinanced or extended based on prevailing offers. Lenders create custom loan terms and keep supplied funds in their own wallets, allowing them to make unlimited offers with the same capital while retaining control, and if a borrower defaults, liquidity providers have first refusal to liquidate and seize collateral. The system emphasizes safety and transparency with audited smart contracts (insured by Sherlock up to defined limits), and it supports isolated pools and perpetual-style structures to give users credit-like access to DeFi capital.Starting Price: Free -
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TrueFi
TrustToken
Meet TrueFi, the DeFi protocol for uncollateralized lending. Earn high yields on stablecoin loans and borrow capital without collateral. We’re proud to introduce TrueFi, a protocol for uncollateralized lending, and TRU, the native token used for staking and voting on loan requests. The goal of TrueFi is to bring uncollateralized lending to DeFi. This helps cryptocurrency lenders enjoy attractive, sustainable rates of return, while giving cryptocurrency borrowers predictable loan terms without requiring collateral. Importantly, all lending and borrowing activity on TrueFi is fully transparent, allowing lenders to fully understand participating borrowers and flows of funds engaging with TrueFi. Lenders (like you) add TrueUSD into a TrueFi pool to be used for lending, earning interest and farming TRU. Any unused capital is sent into the Curve protocol to maximize earnings. Borrowers (like OTC desks, exchanges, and other protocols) submit proposals to borrow capital from the pool. -
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Liquity
Liquity
Liquity is a decentralized borrowing protocol that allows you to draw 0% interest loans against Ether used as collateral. Loans are paid out in LUSD - a USD pegged stablecoin, and need to maintain a minimum collateral ratio of only 110%. In addition to the collateral, the loans are secured by a Stability Pool containing LUSD and by fellow borrowers collectively acting as guarantors of last resort. Learn more about these mechanisms under Liquidations. Liquity as a protocol is non-custodial, immutable and governance-free. Core to the ethos of Liquity, its product layer is just as decentralized as its smart contracts. All frontends are run by third party operators, who are incentivized to do so via LQTY rewards. Liquity was deployed as a complete system, set to run autonomously without human intervention. No one can change or upgrade the contracts and no one has special access.Starting Price: 0.5% Fee -
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dYdX
dYdX
The most powerful open trading platform for crypto assets. Open short or leveraged positions with leverage up to 10x. Trade on Margin and Perpetuals. Borrow any supported asset directly to your wallet. Use existing crypto holdings as collateral. Deposit funds to continuously earn interest over time. Variable interest ensures you always get market rate. View, manage, and close margin positions. Track portfolio performance over time. Trade with no counterparty risk. Remain in control of your funds of all times. dYdX aggregates spot and lending liquidity across multiple exchanges. Trade on margin with up to 4x leverage. Back your positions with any supported collateral. No sign up required. Start trading immediately from anywhere in the world. Powered by Ethereum Smart Contracts. Built and audited by the best. -
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Port Finance
Port Finance
Port Finance is a non-custodial money market protocol on Solana. Its goals are to bring a whole suite of interest rate product including: variable rate lending, fixed rate lending and interest rate swap to the Solana blockchain. The current variable rate product features variable interest rates based on supply & demand, cross collateral lending, and flash loans. Port Finance seeks to be the liquidity gateway for the Solana DeFi ecosystem through simpler user interfaces, lower collateral requirements, and adjustable liquidation thresholds based on volatility and liquidity. Port’s native token will enable users to participate in governance and share in protocol fees derived from all protocol products. -
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CoinCircle
CoinCircle
Buy, create, or earn crypto. We provide an end-to-end tokenization solution for creators & contributors: Compliant KYC/AML solution, compliant investor accreditation verification, digital asset marketplace, earn crypto daily, blockchain APIs & SDKs. Our decentralized cloud wallet currently supports Ethereum and all ERC-20 tokens (currently supporting nearly 3000 different tokens) and can be used across all your devices from a simple and secure web interface. Know the numbers in real-time. Analyze the market using our real-time interface and buy both presale and non-presale assets instantly. Earn interest on crypto sitting in your CoinCircle wallet, or borrow using the crypto in your wallet as collateral. Put the crypto in your CoinCircle wallet to work - simply qualify for our interest program, and watch your holdings grow! Our lending market is completely decentralized, so you can be sure your crypto is secure. -
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SWFT
SWFT
SWFT Lending is a pledged collateral lending service. Users can now borrow up to 1 million USD Tether (USDt) or 100 Bitcoin (BTC) in just a few seconds. It takes 2 steps to borrow on the SWFT app: 1) Select the amount of BTC or USDT, and 2) Choose the time period for the loan. The interest is charged in advance at a daily rate of 0.03% Soon, users will be able to issue their own loans to other SWFT Lending users. Staking lets you earn passive income on funds held in your SWFT Blockchain wallet. Users earn rewards for simply depositing and holding tokens on SWFT Blockchain. Make transactions and use your cryptocurrencies on SWFT Blockchain as you normally would, while earning rewards based on daily balances for each staking-supported coin. Sell your currency at a discount to increase its distribution and spread awareness. Group Coin can help you make exclusive token sales! Make peer to peer trades including fiat currencies. Currently available only for users in China. -
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Vauld
Vauld
Vauld aims to provide its users with a customer-centric banking solution leveraging blockchain. We intend to treat your cryptocurrencies as a separate asset class and offer services that ensure technologies based on the blockchain are usable as of today. Our asset-backed lending and borrowing platform currently support Bitcoin, Ethereum, XRP, BAT, XLM, USDT, USDC, BUSD, TUSD, and DAI. Earn the industry’s highest interest rates on major cryptocurrencies. Interest is calculated daily, and paid out weekly on all your tokens. Withdraw any amount at any time while you earn interest. Opt-in to fixed deposits to earn higher interest rates. Opt-out with zero penalties. Interest earned is compounded every week or at the end of the fixed deposit term. Take a low interest loan against your existing crypto assets. Trade on a deep order book with all our supported tokens. Buy and Sell Crypto With INR At The Best Rates In The Market. -
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Loandisk
Loandisk
Cloud based lending software that is secure and easy to use. Manage all your customer loans and repayments in one place. Spend less time doing admin work and more time growing your business. View loan details including repayments, loan terms, loan schedule, collateral, files, and comments. You can also print loan statements and schedule for your borrowers. Set loan fees, grace period, and penalties. See a snapshot of the loan on one page. You can even Send SMS to the borrower. Create savings account for your borrowers and add transactions such as deposits and withdrawals. You can also print savings statement and give this to the borrower. The system will automatically add interest to the savings account depending on your savings product.Starting Price: $30 per user per month -
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SmartPay
CoinSmart
SmartPay by CoinSmart is a best-in-class cryptocurrency payment processing and settlement solution. SmartPay is the easiest way for businesses to accept and send crypto without market risk and technical know-how, by providing guaranteed exchange rates, instant fiat conversion, fast settlements and low transaction fees. SmartPay enables merchants to unlock the power of cryptocurrency as a cost effective and efficient way to collect payment, issue invoices, pay suppliers, and process customer pay-ins and outs while eliminating chargebacks and allowing access to new markets and customer bases. Features: - Email Invoicing - Real time crypto payments with instant conversion to fiat currency - Crypto wallets - holding crypto or auto-selling to fiat currency - Buy/Sell crypto - Crypto withdrawals and settlements to external wallet addresses - Fiat withdrawals and settlements in traditional bank accounts - APIs for easy integration -
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Club Swan
Club Swan
Digital payments platform for crypto and traditional currencies combined with concierge services saving you up to 40% on travel, shopping, and experiences. Buy and sell crypto from our inventory with one simple low rate and quick wallet to wallet transfers. A flexible alternative to your bank with no account fees. Bank transfers and fees starting at 0.5%***. Spend 150+ traditional currencies with Club Swan prepaid card. Save precious time and money. Use your Club Swan virtual assistant for your travel needs. Exclusive events, VIP dining and much more. Buy and sell 9 different crypto currencies, including: Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Tether (USDT), BAT, Paxos (PAX), USD Coin (USDC) and EOS from our inventory. One simple rate for buy and sell. No hidden margin built into our prices. Quick and simple wallet to wallet transfers.Starting Price: $35 per month -
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EQIFI
EQIFI
Earn, borrow, and pay with crypto, easily and securely. EQIFi is the only decentralized finance platform backed by a leading digital bank. Earn up to 70% annual interest on crypto deposits, with free withdrawals. Pay online or withdraw cash from 1 million ATMs worldwide. Borrow in seconds using crypto as collateral, from 0.1% interest a year. The safeguards you'd expect from a bank, without hidden costs or red tape. We have created products you can comfortably use both at home and on the move with absolute peace of mind. We bring the familiarity and reliability of traditional banking to the world of DeFi. Investing on autopilot. Pick your risk profile and we'll do the rest. Earn up to 70% interest a year, compounded daily. The first interest-bearing digital wallet for crypto assets. Make a deposit, sit back, and watch the money rolling in. No lengthy forms or hoops to jump through. Pick a fixed or variable interest rate, or switch between the two as needed. -
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EasyFi
EasyFi
Multi chain layer 2 money markets with structured lending products to accelerate liquidity deployment at remarkably lowest cost & unimaginable fast speed. Multi chain layer 2 money markets with structured lending products to accelerate liquidity deployment at remarkbly lowest cost & unimaginable fast speed. Dynamically curated money markets consisting multiple collateral assets empowers you to choose among more assets. Proprietary algorithms empowers credit scoring by TrustScore for a privacy preserved borrower's evaluation to offer more loans at zero collateral. More rewards against staking your assets on dedicated LP farming module to mobilize liquidity & incentives. More chances to grab tokens of upcoming high quality vetted projects just by holding EZ. More avenues to farm multiple assets as rewards by staking EZ and providing liquidity to money market pools. -
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0xProcessing
0xProcessing
0xProcessing is a secure crypto payment gateway with 4+ years of reliable service that allows businesses to accept payments in over 50 popular cryptocurrencies. We offer: - Multiple processing options: Crypto processing, Web3, Static wallet, Recurring payments, Crypto-Fiat withdrawals - Free Volatility Risk Control System that swiftly converts crypto currencies into stable coins or other e-coins, eliminating the market volatility risks - Extensive selection: 50+ cryptos, 13+ networks, 18 stablecoins - Dedicated development team and personal manager for tailored support - Dashboard with detailed analysis on all account transactions, including individual monthly report on profitability for each client - Affiliate program with transparent distribution, high partner commissions and a lifetime payment from the affiliates - Swift integration, minimal fees, and unwavering confidence in your transactionsStarting Price: $0 -
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Gleec
Gleec
All of Gleec’s products integrated, creating an ecosystem full of benefits for our customers. Gleec Coin is a utility coin that finds its main use as the native coin of Gleec Ecosystem, a digital ecosystem powered by blockchain technology. Spend your Gleec Coin, BTC and others wherever Visa is accepted. Providing convenience without abusive fees. With the Gleec Top-Up Visa Card, you can spend your Gleec Coin, BTC and others at more than 50 million merchants worldwide. Order your virtual or physical card and instantly top-up with your digital assets, all at your Gleec Card Wallet app. After this, spend your crypto anytime, anywhere. Download the app and discover our high limits, low fees options. -
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Lava
Lava
Lava enables users to borrow U.S. dollars using their Bitcoin holdings as collateral without needing credit checks, heavy documentation, or selling their crypto. Users can access loans starting from as little as $100 and up to $1 billion, with fixed low interest rates beginning at around 5%. The platform offers instant funding, supports global bank-off-ramps, and promises that your Bitcoin assets remain in your control, no rehypothecation, no trading out your coins. Built on institutional-grade infrastructure used to secure over $100 billion in assets, Lava emphasises self-custody, strong security controls (multi-party approvals, biometric protection, whitelisted addresses, inheritance support), and encrypted user privacy. It also provides additional services such as zero-fee Bitcoin purchases, a stablecoin (LavaUSD) backed 1:1 with USD-denominated reserves at regulated financial institutions, and a rewards card offering up to 5% BTC back on purchases.Starting Price: Free -
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Morpho
Morpho
Morpho is a permissionless, non-custodial lending protocol operating on Ethereum and Base, designed to provide secure and efficient on-chain loans. It enables users to earn interest by lending and borrowing digital assets through a secure, immutable infrastructure. The platform offers features such as Morpho Vaults, which continuously optimize allocations and allow users to select strategies that align with their risk levels. Borrowers can provide collateral to access any asset, benefiting from reduced borrowing costs, higher collateralization factors, and zero fees. Morpho also supports curators and businesses by enabling the deployment of customizable vaults and markets, fostering scalability, and leveraging the ecosystem's brand and distribution. Developers can build custom lending use cases using Morpho's flexible infrastructure, maintaining full control over code, risk, and fees. The protocol emphasizes security, having undergone over 25 audits to date. -
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Coinbase Card
Coinbase
A Visa debit card, funded by your Coinbase balance. The easiest, quickest way to spend your crypto worldwide. A Visa debit card that makes crypto as spendable as the money in your bank, powered by your Coinbase account balance. Ready to use in millions of locations around the world. Pay with contactless, PIN or withdraw cash from any ATM. World-class security as standard. Two-step verification, instant card freeze and plenty more to keep your card secure. Choose which crypto to pay with through the app. It takes just a few seconds to switch between bitcoin, ethereum and more. Spending summaries, transaction receipts, and instant notifications. The Coinbase Card app makes it easy to manage your spend on the go. -
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LENDperfect
SysArc Infomatix
LENDperfect is a comprehensive loan origination and management software solution developed by SysArc Infomatix. Scalable and fully integrated, this corporate lending solution includes workflow, risk analysis, and document management that increases growth opportunities for both banks and lenders. Built-in functions include internal and external credit scoring and rating systems, risk rating and analysis, pricing tools, draw management, collateral management system, financial engine, and more. LENDperfect is an end-end loan processing software that automates the entire lending process right from loan origination, loan management until closure with ease. LENDperfect is a mature, internet-based, end-to-end software solution, specifically built for processing agri, retail & corporate loans. It understands and effectively handles the intricate needs of bankers and financial institutions. Designed for network integration, LENDperfect easily interfaces with core processing systems.Starting Price: $50000 one-time payment -
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Stripe Capital
Stripe
Stripe Capital provides access to fast, flexible financing so you can manage cash flows and invest in growth. There's no personal credit check and no complicated application process. Eligibility is based on factors like your payment volume and history on Stripe. Funds typically arrive the next business day, directly into your Stripe account. Pay one flat fee that never changes. There are no compounding interest charges, collateral obligations, or late fees. Repayment is fully automated and adjusts to your daily sales. Stripe deducts a fixed percentage of your sales until the total owed is repaid. Select the amount that’s right for your business needs. The fee and repayment rate are set based on the accepted amount. After our team reviews your selection, the funds will be deposited into your Stripe account, typically the next business day. You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid. -
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Match2Pay
Match2Pay
Match2Pay is a multi-crypto payment processor and gateway designed to help businesses accept, manage, and convert cryptocurrency transactions securely and efficiently, supporting popular coins like Bitcoin, Ethereum, USDT, USDC and more across major networks with regulatory compliance and robust security features including 2-factor authentication and cold wallets for asset protection. It streamlines global crypto deposits, creates individual payment addresses for clients, offers flexible settlement options in crypto or fiat currencies with transparent conversion, and integrates with CRMs and cashiers via API for easy onboarding. Match2Pay provides detailed reporting tools, intuitive dashboards, enhanced transaction tracking, mass payout and CSV upload functionality, and precise wallet management to simplify daily financial operations and improve visibility. Additional updates include enhanced withdrawal verification, staking analytics, travel rule support for compliance. -
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Circle Yield
Circle
Allocate into a crypto-based investment that is fully secured by bitcoin collateral and earn higher yield compared to traditional bank rates and many fixed income markets. Circle Yield is built with USD Coin (USDC), the leading dollar digital currency. Your bitcoin collateral is kept safe with BitGo, a custodian with more than 400 institutional clients. Our partner is Genesis Global Capital. USDC is fully backed by cash and short-dated U.S. government obligations, so that it is always redeemable 1:1 for U.S. dollars. Each month, we publish attestation reports by Grant Thornton regarding the reserve balances backing USDC. Circle Yield is built with USD Coin (USDC), the leading dollar digital currency. -
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Lockr
Lockr Finance
Lockr is a platform to borrow against Bitcoin and Ether without spending it. Our best-in-class LTV ratio creates an easy way to use premium crypto assets efficiently. The Lockr crypto-backed loans are instant and guaranteed, you will receive your funds within a few minutes. The interest is to be accrued on a daily basis as per the funds borrowed enabling you to have liberty with your crypto. There is no lock-in for deposits. One can withdraw the funds at any time without having to pay any fees. Lockr works with an institutional grade custodian and all of Lockr’s data exchange happens through SSL and uses TLS 1.2. Apart from this, sensitive data is securely stored with AES-256 encryption. -
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SALT
SALT Lending
Our near real-time system reports your loan health (in Loan-to-Value ratio) through the life of your loan. We’ve created industry-leading tools, so you can stay informed and manage the risks or opportunities associated with your loan. With our real-time pricing updates for cryptoassets, you can get an accurate view of your entire portfolio in one place. Monitor your loan-to-value ratio and loan collateral details on the go. Create a secure PIN to quickly access your SALT account. Our platform keys are generated offline, stored offline, and transactions are signed offline. We drastically reduce cyber security threat by never exposing keys to a network-connected device. Our multi-signature process ensures that no single party can move your funds. Key encryption and layers of distribution secure your funds against both internal and external threats. Our safekeeping framework protects cryptoassets with people, processes, and technology. -
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IPOR
IPOR
One-click fixed rate lending and borrowing, DeFi yield management, interest rate derivatives, and benchmarks. Transforming liquidity fragmentation into intelligent DeFi yield optimization. Earn passive yield on your crypto assets, risk-adjusted to your preference and with no impermanent loss. Borrow against your crypto collateral and get the best rates on the market from fixed-rate products to leveraged borrowing. Powered by IPOR interest rate derivatives. Hedge, speculate, or arbitrage DeFi rates with DeFi interest rate swaps priced by IPOR's request-for-quote automated market maker. The IPOR Protocol fixes lending and borrowing rates using an interest rate swap with the liquidity pool as a contract counterparty. The trader determines whether they want to open a pay fixed or receive a fixed contract based on the current IPOR rate and their goals and market expectations. -
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Fire Protocol
Fire Protocol
FireProtocol and Polkadot share the similar features such as high scalability, high interoperability, high throughput. Based on ssubstrate, FireProtocol supports hundreds of mainstream crypto assets from leading Blockchains via our cross-chain hub, enabling cross-chain bridging between different ecosystems. Fire Protocol combines trading, lending and borrowing into one integrated platform, enhancing liquidity and improving liquidation process. Liquidity providers's shares on DEXes are accepted as collateral. Unlock unused LP tokens and improve capital efficiency. As an infrastructure for all leading DeFi protocols and DeFi users, FireProtocol provides the best-in-class trading services and cross-chain solutions. Liquidity providers’ LP shares on DEXes can also be used as collateral on Fire Protocol, unlocking unused LP tokens and improve capital efficiency.
