Alternatives to RewardPay

Compare RewardPay alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to RewardPay in 2026. Compare features, ratings, user reviews, pricing, and more from RewardPay competitors and alternatives in order to make an informed decision for your business.

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    QuickFee

    QuickFee

    QuickFee

    QuickFee (ASX: QFE) is a leading provider of payments, financing, and accounts receivable automation solutions for professional services firms, including 40% of the IPA Top 300 firms. Our platform is designed to streamline the Accounts Receivable process and accelerate revenue growth by integrating multiple online payment options and powerful invoicing tools within your practice management system. With QuickFee, firms can significantly reduce aging receivables, improve cash flow, and increase client spending. Clients can easily make payments using credit or debit cards, ACH/EFT transfers, or QuickFee's exclusive financing solution that allows them to spread payments over 3 to 12 months—while firms receive full payment upfront without incurring additional costs. Operating in the United States and Australia, QuickFee focuses on delivering scalable and affordable solutions backed by exceptional customer service.
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    Square POS
    Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform.
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    Square Payments
    Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on.
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    RingCentral RingCX
    RingCentral's RingCX is an AI-powered contact center solution designed to streamline customer support and enhance interactions. By integrating voice, video, and over 20 digital channels into a single platform, it enables agents to engage customers through their preferred communication methods. The inclusion of RingSense AI provides real-time insights, automates tasks, and offers assistance throughout the customer journey, improving both agent performance and customer satisfaction. With a user-friendly interface and straightforward deployment, businesses can implement RingCX within days. Pricing starts at $65 per user per month, which includes unlimited minutes and access to all core contact center features.
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    CCBill

    CCBill

    CCBill

    As an expert in online payments, you can trust CCBill to securely handle your transactions from any location in the world. Built to care for shoppers and merchants alike, CCBill continuously raises the online payment processing bar by instantly protecting personal buying data and providing expert around the clock support on behalf of over 30,000 internet businesses, each day. CCBill Pay is the quick, easy and instant way to pay online and on mobile. No need to take out a credit card at checkout with CCBill. CCBill Pay payment information is securely stored for use on any website that trusts CCBill. All it takes is one click. Instantly log in and securely pay with CCBill Pay. No need to take out a credit card at checkout. With CCBill Pay payment information is securely stored for use on any website that trusts us. All it takes is one click. No matter your industry, we can accept your online payments.
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    Rapyd

    Rapyd

    Rapyd

    Rapyd does for fintech what the cloud did for IT. By connecting companies to all the ways the world likes to pay, we power frictionless global commerce and create new opportunities for businesses and people. We built the world’s largest local payments network so you can focus on creating great customer experiences and unlocking new markets. Rapyd does for fintech what the cloud did for IT. Our Global Payments Network connects your company to all the ways the world likes to pay and the infrastructure to create your own fintech solutions, like ewallets, cards and financial services. With Rapyd, digital sellers in Latin America can accept cash. Online shoppers in Asia can pay with their favorite ewallet. And businesses can make payouts to companies and individuals anywhere in the world. With 900+ payment methods in 100 countries, you can open new markets, reach new customers, and create new opportunities anywhere.
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    BankCard USA

    BankCard USA

    BankCard USA

    BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants.
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    ProPay
    Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Quickly process credit card payments at low rates with a mobile card reader. Accept chip cards (EMV) and swipe cards. Manually enter card numbers if you aren’t near your card reader. Securely store a customer’s payment information to be charged for future purchases. Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage. Even more processing options are available with your ProPay account online. Access your funds with a ProPay Prepaid debit MasterCard. Quickly transfer funds to your bank account within the mobile app. Include sales tax and allow customers to add a tip to their order.
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    ccNetPay

    ccNetPay

    ccNetPay

    Whether you run a small business or a large corporation with high volumes seeking the lowest fees, accepting subscriptions or MOTO-based sales, or if you're a high-risk merchant in the gaming or adult industry, we will arrange and place you with the most competitive and trusted acquirer. Our goal is a long-lasting and secure payment solution for your business. We accept all legal businesses wanting to accept major credit cards on their websites and businesses that need a virtual terminal to process orders taken by phone/mail. With all our acquiring banks we can also place high-risk merchants. In general, your customers can and will spend more with a credit card than with cash or checks. Consumers recognize that a business that accepts credit cards is a legitimate business, one that the credit card associations have endorsed by allowing them to participate in the credit card system. We also arrange 3rd party accounts for offshore and international business.
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    CardX

    CardX

    CardX

    When consumers pay with a credit card or debit card, your institution receives 100% of its billed amount. CardX collects the service fee and pays all transaction costs, so you get every dollar you’re due. In Government and education, most payment providers haven’t kept up with the times. Intelligent Rate is powered by our patent-pending technology that determines card type and cost of acceptance in less than a second. The result is a forward-thinking payment solution that provides the transparent experience today’s consumers expect. With intelligent rate, consumers are responsible for covering only the costs they create, just like with utility bills and other consumer services. In contrast, a flat-rate service fee forces a consumer with a low-cost card, such as a debit card, to subsidize a consumer who prefers a card that’s more costly to accept.
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    Host Merchant Services

    Host Merchant Services

    Host Merchant Services

    We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions.
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    Tranzila

    Tranzila

    Tranzila

    Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.
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    Payment Nerds

    Payment Nerds

    Payment Nerds

    Payment Nerds is a payment processing tool that helps businesses accept credit and debit card payments across a range of environments including online, in-person, mobile, and mail/telephone orders, offering tailored solutions for low-risk, medium-risk, and high-risk accounts with advanced security, fast onboarding, and seamless integration with existing systems. It provides merchant services such as credit card processing, payment gateways, virtual terminals, integrated POS systems with inventory management and customer analytics, support for multiple payment methods including contactless and digital wallets, and APIs designed for smooth integration with ecommerce and accounting tools. It emphasizes a streamlined setup that can start processing payments in under 24 hours with instant approvals and comprehensive customer support, plus features like real-time transaction monitoring, fraud protection, customizable reporting, and multi-currency acceptance.
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    PayPal Virtual Terminal
    Get paid when sales are made by phone or mail. Use our virtual terminal to process credit card and debit card payments for offline sales. No website or POS system needed. When the order arrives by mail or phone, you can easily accept payment by credit or debit card. No coding is required, and you don’t need any extra software or equipment—just a web browser. Virtual Terminal activity is included in your PayPal reports. Log in to your PayPal Business account from your web browser and open Virtual Terminal from your dashboard or the Business Tools page. Use the optional Quick Order form to save time. Add the shipment or delivery address and other contact details as needed. When the transaction is processed, you can send an email receipt, and print a pre-populated packing slip and a PayPal Shipping label. Once approved, the money shows up in your account, usually within minutes. The transaction will be included in your Activity and other reports.
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    PayPal Here
    Enable your mobile device to accept cards and contactless payments with PayPal Here. Accept major credit and debit cards touch-free, in person, or on-the-go, send invoices, and record cash and check transactions. PayPal and Venmo QR codes, and Apple Pay and Google Pay help give your customers a safe, touch-free, and quick way to pay. Pay as you sell with no monthly fees, setup fees, cancellation fees or processing minimums. PayPal Here card readers, powered by our mobile app, turn your compatible phone or tablet into a point-of-sale system. Now you can accept PayPal and Venmo via touch-free QR codes, helping to make in-person sales safe and simple for you and your customers.
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    Rewards Network

    Rewards Network

    Rewards Network

    Rewards Network partners with the world’s most powerful loyalty programs to attract full-price guests to your restaurant. Our dining members accumulate rewards with world-renowned travel and retail partners for every dollar they spend at your restaurant, no discounts or promotional offers are required. We provide reward currencies from the most influential airline, hotel, and retail brands. To incentivize our exclusive community of 20 million dining members. To spend more within our network of 17,000 restaurants. Spend as much as 24% more on average than other customers within our network of restaurants. Have an annual credit card spend that’s 2.5x more than the average consumer. Write verified online reviews and return to restaurants 20% more when a representative responds to them. Rewards Network members are incentivized to spend, not just cash in on special offers. You only pay us when we attract full-price guests to your restaurant.
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    Finical

    Finical

    Finical

    Finical delivers powerful, cutting-edge payment solutions to help grow your business. Our merchant services will allow you to accept all major credit cards and debit cards, even EBT. Let us show you why smart business owners double down on our expertise. It only takes a few minutes to get set up with your new terminal to start accepting all forms of payments. We’re obsessed with security, fraud prevention, and offering the newest technology to hit the streets. Get access to clear, easy-to-manage reports that give you detailed information about your transactions. At Finical, we understand that your business is one-of-a-kind, and your commitment to your customers is unparalleled. Therefore, we know that you are looking for more than an average, out-of-the-box credit card payment service to help you build your dream.
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    Clearly Payments

    Clearly Payments

    Clearly Payments

    Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com
    Starting Price: $10.00/month
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    Sameless Chex

    Sameless Chex

    Sameless Chex

    Seamless Chex is a comprehensive payment processing platform designed to enable businesses to accept and verify checks, ACH payments, and credit cards online or in person. It offers instant setup and approval for all legal U.S. businesses, facilitating fast next-day funding. With Seamless Chex, customers can make payments online or over the phone, eliminating the need for physical checks and reducing processing time. It supports multiple payment methods, including eCheck processing, ACH processing, and credit card processing, all within a single interface. Seamless Chex provides tools such as virtual terminals, hosted payment pages, bulk upload via CSV, and API integrations to accommodate various business needs. Advanced verification tools validate customer funds and account validity in real-time, helping to prevent check fraud and reduce the risk of non-sufficient funds fees.
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    Merchant Industry

    Merchant Industry

    Merchant Industry

    Merchant Industry is a nationwide card-processing and payments solutions provider offering an all-in-one platform for businesses of all sizes. It provides traditional card-processing services, dual-pricing, surcharging models, high-risk processing, equipment financing, and a wide array of hardware and software products, including terminals, POS systems, mobile devices, a payment-gateway API, embedded payments, and virtual-terminal capabilities. It also supports a partnership network of ISOs, agents, ISVs, and developers via a dedicated portal, CRM access, and referral-program channels. Merchant Industry emphasizes personalized support, dedicated account managers, marketing resources, and timely residual payments, and claims to handle high volumes of transaction processing annually. It aims to give merchants flexibility in payment acceptance, integrate with both in-store and online commerce, and offer financing and equipment options to reduce upfront costs.
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    KORT

    KORT

    KORT Payments

    We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions.
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    QuickBooks Payments
    Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates.
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    Processing Solutions

    Processing Solutions

    Processing Solutions

    Payment Processing is just the beginning. Merchant Solutions Virtual Payment processing online or over the phone. Retail. Accept credit cards at your retail & POS locations. Restaurant. Low rates for restaurants and quick-serve merchants. Fair interchange pricing. No surprises, 100% transparency. It’s the fairest pricing model in the industry, with flat and fixed margins, so you always get a fair deal. We strive to be the nations leading processing company without having to deceive merchants to earn their business. We offer no long-term contracts, no hidden fees. Our Brick & Mortar Solutions Always Feature the Latest Equipment and Highest Security. Of Course We still provide our Lowest Rate Guarantee! Credit Card Processing - Restaurants, Bars & QSR Restaurants, bars and quick serves can take advantage of special rates and hardware specific for your credit card processing needs including POS, countertop terminals and mobile solutions. Restaurants, bar and quick-service
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    Nexchar

    Nexchar

    Nexchar

    Nexchar is a POS (point of sale) App that is perfect for retail, restaurants, food trucks, grocery stores, car washes, supermarkets, wholesale shops, beauty salons, small businesses, service businesses and home businesses. You don't have to sign long-term contracts, commit to anything, or pay a monthly fee. Send invoices, track POS payments, accept PayPal payments and accept credit cards and debit cards. Features of Mobile Point of Sales POS System: - Sell from a smartphone or tablet by using Nexchar Point of Sale - Generate electronic receipts billing POS - Add multiple payment methods - POS with Inventory Management - Nexchar Accept Visa, MasterCard, Credit, Debit card and paypal - Process payments right on your device is a point of sale software - Record payments made with cash, gift cards, and other forms of tender - Send and track invoices from your device - Customize your products with photos, names and prices - Cash Register Nexchar card read
    Starting Price: $5 per month
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    Kulturra

    Kulturra

    Kulturra

    Accept credit card and ACH payments anywhere in Salesforce. Send payment requests to your customers so they can pay from their email. Drag and drop payment component or terminal, no coding necessary. Authorize, capture, void, or refund credit cards right from Salesforce. Tokenize credit card information so you don't store sensitive data. Record other types of payments such as checks, cash, wire, etc. Integrated with leading payment processors (use your existing processor or sign up for a new one directly with the processor). Fully customizable invoice templates. Options for discounts, shipping fees, taxes, credit card surcharge, or any other additional charges. Allow for down payments or multiple installments. Print or email multiple invoices at once. Automatic reminders for outstanding invoices. Works natively with Salesforce accounts, contacts, opportunities, quotes, and products. Accept payments using credit card, eCheck/ACH, check, wire transfer, cash, etc.
    Starting Price: $2,999 per year
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    Shopify Payments
    Accept credit cards and other popular payment methods with a payment provider that’s ready to go when you are. Skip lengthy third-party activations and go from setup to selling in one click. Shopify Payments comes with your account, all you need to do is turn it on. Boost conversions when you make shopping simple. Enable popular payment methods and local currencies for smooth checkout experiences. Have a complete view of your finances. Only with Shopify Payments can you track your orders and payments all in one place. Browse articles and learn how to accept credit card payments with Shopify.
    Starting Price: $19/month
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    CDGcommerce

    CDGcommerce

    CDGcommerce

    CDGcommerce provides professional merchant services with a focus on always putting our merchant’s best interests first. We provide solutions that reduce the risk, lower the cost and simplify the process of accepting payments on your website, in-store or on the go. With CDG, you are a name – not just a number. We value each and every merchant relationship regardless of whether you are a brand new startup or process millions of dollars. You’ll get to know our dedicated staff on a first name basis and they will get to know you and your business. If you are accepting credit cards via website or virtual terminal, CDG offers a free gateway that will fit your needs and remove a layer of unnecessary fees. If you operate from a brick and mortar location, we can offer a free terminal placement program that will future proof your equipment. We believe transparency, control, security and helpful team members are crucial to keeping you focused on what you do best - growing your business!
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    ARISE from Aurora Payments
    The ARISE payments platform offers an all-in-one gateway enabling businesses to accept payments, protect revenue, and control finances via a flexible commerce engine. It supports credit cards, debit cards, ACH, checks, and more across online, in-store, invoice, and mobile channels, all unlocked by one integration. It features embedded payments for software vendors, branded invoicing with one-click links, subscriptions/recurring payments, surcharge or cash-discount models to offset fees, and a single dashboard delivering real-time reporting, network tokenization, fraud tools, and 99.99% uptime via a cloud-native active-active architecture. Aurora positions ARISE as a “payment platform built for Main Street commerce,” with same-day virtual-terminal activation, plug-and-play terminal setup, and U.S.-based support. It emphasizes modular expansion (no re-platforming required) for merchants, SaaS platforms, ISVs, and software, enabling quick onboarding.
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    Payfare

    Payfare

    Payfare

    A zero-cost payout solution that allows workers to choose how and when they want to get paid. Through full-service digital banking and optional debit payment cards, 1099 workers benefit from instant access to their earnings and cash-back rewards on everyday purchases. Workers need cash flow to manage daily and unexpected expenses. If the business you work for partners with Payfare, enroll for a free digital banking app and payout debit card that provides faster access to your earnings at zero cost. Avoid payday loans and overdraft fees on top of the costs of maintaining a traditional bank account. Get cash-back rewards that put money back in your pocket. No fees to receive your earnings deposits instantly, a zero-cost payout solution. No monthly or annual fees, no overdraft fees, and no minimum balance required. Empower your workers with instant access to their earnings and a free digital banking solution that fits their financial needs and work lifestyle.
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    High Risk Merchant Account LLC (HRMA-LLC)

    High Risk Merchant Account LLC (HRMA-LLC)

    High Risk Merchant Account LLC

    Payment software for virtual credit card transactions and eCommerce merchants. Process both credit card and debit cards, as well as ACH transactions. High Risk Merchant Account LLC 915 Folly Road, Suite 49, Charleston SC 29412 Phone: (877) 493-4622 hrma-llc.com
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    PaymentCloud

    PaymentCloud

    PaymentCloud

    Here at PaymentCloud Merchant Services, we provide credit card processing for businesses of all types. From Fortune 100 companies to small, local storefronts, ecommerce or retail, and all levels of risk, we can support each and every business. We have a robust toolset of integrations with nearly any platform, shopping cart, and CRM, unified fraud detection software, and chargeback mitigation tools that allow you to reduce your risk and amplify your reward. Talk with one of our dedicated account managers to get personalized care and a real person every single time. PaymentCloud lays the foundation businesses need to thrive. With 50+ years of combined experience within the payments industry, we look forward to paving the way to your business’ success. Free cost comparison. Seamless setup. Chargeback and fraud prevention. Hundreds of integrations. Low risk and hard to place industries accepted.
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    Smartpay

    Smartpay

    Smartpay

    With Smartpay Zero Cost EFTPOS, go from paying transaction fees to not paying a cent for EFTPOS. Process all major debit and credit cards, Visa, MasterCard, EFTPOS, and American Express. Accept contactless payment methods from cards, smartphones, or wearable devices. Our Android machines make contactless payment easy, accepting Mastercard Tap & Go and Visa payWave. Smartpay terminals accept payments from smartphone and watch devices, including Apple Pay, Google Pay, Samsung Pay or Android Pay. Our card reader accepts all major credit and debit cards, including Mastercard or Visa, and the free option to add on American Express. Every month our payment specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today. In Australia, we are a payment facilitator providing credit and debit card acquisition through EFTPOS terminals, challenging the traditional payments space, and delivering business owners with payment products.
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    ipaymy

    ipaymy

    ipaymy

    ipaymy is a digital payments platform that enables individuals, small businesses, and enterprises to pay or collect invoices, rent, salaries, taxes, and other expenses using credit cards, even when their recipients do not accept cards. Users simply enter the recipient and payment amount, schedule one-time or recurring payments, and the platform charges the card while ensuring the recipient receives a bank transfer. By enabling card usage in traditionally non-card-accepting workflows, ipaymy helps extend cash-flow flexibility, unlock working capital, and maximize rewards or miles from card spending. The system supports over 70 currencies and 130+ countries and integrates features like automated scheduling, supplier onboarding, and cross-border payments at competitive rates. Businesses can leverage the platform to streamline accounts payable workflows, use commercial cards for non-card-accepting suppliers, and reduce manual processing and reconciliation time.
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    Curbstone

    Curbstone

    Curbstone Corporation

    Credit Card, ACH, and IVR Payment SaaS for Your IBM i, iSeries, and AS/400. Ensure a simple, stress-free implementation using native RPG APIs for the IBM i, iSeries, and AS/400. Eliminate manual data entry, achieve real-time authorizations, and perform background and recurring charges using cards on file. Take your entire existing infrastructure out of scope for PCI, helping you spend less time on compliance reporting and audits. Reduce your risk – and protect your data – by eliminating sensitive data on your systems with remote payment tokenization. Control your costs with a flat-fee pricing structure. We’ll show you easy ways to improve transaction quality, reduce unnecessary downgrade fees, and secure the best possible credit card processing rates.
    Starting Price: $17,000
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    Dharma Merchant Services

    Dharma Merchant Services

    Dharma Merchant Services

    Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us.
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    Capital One Merchant Services
    Speed up your business's cash flow with secure and reliable merchant services. Capital One has partnered with Worldpay® from FIS, a leading debit and credit card processor, to offer you flexible payment acceptance solutions. We've made getting paid easier, so you can focus on running your business. Accept payments with virtual and smart terminals, hosted web pages, and mobile readers. Enjoy peace of mind with a suite of data security tools. Stay organized with transparent reporting. Take multiple payment methods. Including swipe, EMV, contactless, keyed-in, phone order, email invoicing, PayPal® and more. Accept major credit cards, Visa®, MasterCard®, Discover®, American Express®, as well as gift and loyalty cards. Take advantage of our evolving payment-processing solutions and let us help you strategically manage your cash flow. Capital One Merchant services powered by Worldpay gives you access to new technologies for emerging payments.
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    Virtuous Payments

    Virtuous Payments

    Virtuous Payments

    Virtuous Payments is a leading payment provider in North America, offering transparent pricing and tailored payment processing solutions for businesses across Canada. We provide a variety of smart terminal solutions, including the full suite of Clover terminals, which offer numerous apps alongside full-service and quick-service point-of-sale systems. Their services encompass in-person payment options, smart terminal payment options, and cryptocurrency payment terminals, simplifying the acceptance of payment cards through smart payment terminals. Virtuous Payments is committed to transparent rates, honoring cost-plus pricing by using the pass-through from Visa and Mastercard and adding a small surcharge on top of the whole cost of credit cards. They do not charge setup fees, disagreeing with other providers that impose hefty fees to start a merchant account. With extensive experience, Virtuous Payments serves as a premier provider of merchant services.
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    Valmar Merchant Services

    Valmar Merchant Services

    Valmar Merchant Services

    Valmar Merchant Services offers full-service payment processing solutions covering ACH, debit/credit card processing, push-to-card/instant funding, and eCheck/Check 21 functionality. Its infrastructure is built on direct banking relationships, enabling low overhead, API access to major gateways, and support for “high-risk” industries like CBD, hemp, debt collection, and online lending. They emphasize transparent pricing with no hidden fees, no setup charges, no long-term contracts, and no cancellation penalties. It also provides real-time reporting, fraud detection and mitigation tools, chargeback management, and redundancy across banking partners to minimize downtime. Each merchant is assigned a dedicated client success manager to guide onboarding and ongoing operations, and the system is designed for smooth integration and minimal disruption during setup.
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    CulqiOnline
    What is winning! What is growing up! Do not miss more sales, start card with Visa and Mastercard in your CulqiPos. The payment gateway that your online store needs card Integrate easily and quickly with our plugins and API. Accept payments with all credit, debit and Cash Payment cards. No monthly payments or hidden costs! Pay only for successful sale. Our benefits. Sell more and control your sales better! Get paid with all cards and manage your sales like never before from our CulqiPanel. The solution to accept card payments in your physical business. Start accepting face-to-face payments and cash on delivery with all Visa and Mastercard cards Culqi. The maintenance-free wireless pos that you can take wherever you go Culqi. We accept all Visa and Mastercard cards. Culqi like. We deposit you the same day of your sale. The payment gateway that your online store needs card Integrate easily and quickly with our plugins and API. Accept payments with all credit, debit and Cash Payment
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    NAB Payment Processing

    NAB Payment Processing

    North American Bancard

    At North American Bancard, we make it easy for you to get the payment technology and back-office support you need to grow your business. How? By delivering a true omnicommerce solution that allows you to accept all payment types. Offer a cash discount to non-card users while securing one low rate for every transaction. With our cash flow-generating Edge Program, you could enjoy the same profit margins, regardless of whether customers pay with cash or credit! Edge is even compatible with our entire Pay anywhere Smart Solutions Suite. When you partner with NAB, we take care of everything. We give you access to the latest credit card payment solutions — allowing you to seamlessly accept payments anytime, anywhere. We help you offer a frictionless checkout experience to your customers in your store, online, or on the go. It’s payments made easy, including all the features and support you need to grow your business.
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    VersaCheck X1 Gold
    VersaCheck® X1 Gold 2022 allows you to create and print custom checks, manage all your finances, and process incoming and outgoing payments. gPay Terminal™ allows merchants to accept gCard debit payments from anywhere. Just like a credit card terminal, merchants can simply enter their customers gCard information and process payments, but without any of the credit card fees. The gPay Terminal™ solution saves merchants over 90% on payment processing! VersaCheck's point-and-click interface makes creating custom checks a snap! Just follow the on-screen instructions, type in your information, and print. It's really that simple!
    Starting Price: $99.99 one-time payment
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    TD Bank Merchant Solutions
    Accept your customers’ payments in the ways that work best for them. With same-day set up, start accepting cash, checks, debit and credit cards, plus contactless payments like Apple Pay, Google Pay and more. Then, access those funds fast with next-business-day deposits. To make it even better, when you open a TD Premier Business Checking account, you’ll get your monthly fees waived. Ready to apply? Gather the information you'll need and follow these steps to apply online. Accept cash, checks, debit and credit cards, online payments including Payeezy and Auth.net, and contactless payments like Apple Pay, Google Pay and other mobile wallet apps. Plus, sync apps across all of your Clover® devices in real time with customized solutions from the Clover App Market. Get $500 Cash Back and access funds next-business-day with our merchant services. Accept payments how, where and when you want.
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    Heartland Terminal+
    Serve more customers in more places, curbside, in-store, or at a pop-up shop, with Terminal+. This mobile, modern POS system gives you the freedom to run your business better, all from the palm of your hand. Get set up in a flash with this mobile POS system that pushes the limits of what a terminal can do without being complex. Accept credit and debit card payments with the easy-to-use card reader. Terminal+ works on both Wi-Fi and cell data. Reduce the time you spent on back office tasks like tracking inventory, setting prices and discounts, and tax reporting. Accept all major payment methods, swipe, EMV chip or contactless, and email or print a receipt on the spot. Control expenses and maximize sales using real-time data. The built-in barcode scanner automatically updates stock levels. Manage your price points and set up special discounts from the mobile device with just a few clicks. Set up, track and manage taxes for accounting procedures.
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    Payanywhere

    Payanywhere

    Payanywhere

    Payanywhere makes payments easy for business owners, employees, and customers. Accept payments any way your customer wants to pay. Accept credit cards in your store, on the job site, and online. Use one of our devices or your own. Payanywhere works around you. Use a Payanywhere device to accept payments at your location. Send invoices, accept phone orders, and more from your back office. Take your business with you with a Payanywhere mobile reader connected to your own smart device. Use every transaction to power your business. Payanywhere goes beyond payments, informing smarter business decisions that save you time and money. We just need some basic info about you and your business. Pay as you go or custom pricing for any business type. Choose a countertop or mobile device, or use your own. Payanywhere is designed to be flexible for you and your customers. Accept nearly any payment method in your store, on the go, and online.
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    QuickBooks GoPayment
    Online or on-site, card or eCheck. Always have just the way to let customers pay, no matter how or where you work. Pair Payments with a QuickBooks Checking account for Instant Deposit at no added fee (if eligible), and a seamless way to spend, stash, and grow your money from one place. Get paid on your schedule, not theirs. See your money sooner and get the cash you need to keep business going strong. If you’ve been using a QuickBooks Payments account with QuickBooks Desktop or GoPayment, you can link it to your QuickBooks Online account. All of your bank and credit card transactions automatically sync to QuickBooks to help you seamlessly track your income & expenses. Get paid on your schedule, not theirs. See your money sooner and get the cash you need to keep business going strong. Have money on hand when you need it. Eligible payments are deposited next business day, or instantly for an extra 1%.
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    Cashflows

    Cashflows

    Cashflows

    Cashflows is a payment processing platform designed to help businesses accept and manage payments securely across online and in-person channels. It offers a reliable payment gateway that delivers a smooth checkout experience for customers while keeping businesses in control of their transactions. Cashflows supports fast payouts, including real-time payments to Visa cards, helping businesses improve cash flow and customer satisfaction. The platform processes the majority of applications within 24 hours, allowing companies to get up and running quickly. Through the Cashflows Portal, businesses can manage payments, view data, and monitor performance from a single intuitive dashboard. Cashflows supports all major payment methods, including Visa, Mastercard, American Express, Apple Pay, Google Pay, PayPal, and Samsung Pay. With a strong focus on security, compliance, and customer experience, Cashflows serves businesses across retail, financial services, and insurance.
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    eMerchantGateway

    eMerchantGateway

    eMerchantGateway

    Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.
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    Gotmerchant.com

    Gotmerchant.com

    Gotmerchant.com

    Gotmerchant.com is a credit card processing provider for Visa, MasterCard, Discover & Amex. We offer a wide variety of credit card equipment so your business can accept cards. We have been providing a level of personal service unmatched by most merchant providers since 1998. Sign up today by filling out our online application and receive approval within 24 hours! We are now offering the fully loaded Harbortouch POS system for free and it doesn't matter how many you need. Why not upgrade to a POS system and take advantage of this offer! Many retailers sign up for our Casio electronic cash register with integrated credit card processing. It acts as a register while giving you the ability to take credit card payments. Internet and ecommerce merchants can accept credit cards using an Internet gateway service such as Authorize.net. It also includes the virtual terminal feature.
    Starting Price: $39.00/month
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    Recivr

    Recivr

    Recivr

    Recivr is a real-time card processing fee calculation and cost intelligence platform built as the “intelligence layer” of the payments stack that helps businesses understand, predict, and optimize the costs associated with card transactions. It offers a fast, reliable API that calculates accurate tier-based interchange and scheme fees for Visa, Mastercard, Amex, and other networks using up-to-date logic tailored to each transaction’s characteristics, so developers and financial teams can know every fee breakdown before it hits their systems. Recivr also provides transaction fee analytics, advanced fee and invoice insights, merchant profitability analysis, fee optimization tools, and a Scheme Fees Explorer to visualize fees by region, card type, and merchant category; its dashboard and reports reveal patterns and opportunities to reduce costs and improve pricing decisions.
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    MagicPay

    MagicPay

    MagicPay Merchant Services

    Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.
    Starting Price: $15 per month