Alternatives to Lydia
Compare Lydia alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Lydia in 2026. Compare features, ratings, user reviews, pricing, and more from Lydia competitors and alternatives in order to make an informed decision for your business.
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1
Postepay
Postepay
With IBAN you credit salary or pension directly on the prepaid card, send and receive wire transfers. Give us the utilities and pay for the bulletins. Contactless and online pay with Apple Pay with Google Pay. You pay online and in stores, both in Italy and abroad, using only your smartphone. With IBAN you credit your salary or pension directly on the card, and you have and receive wire transfers. Shop in Italy and abroad, and on VISA-affiliated websites. Pay online and authorize your purchases in the app. Download the Postepay app for free and request the prepaid card that best suits your needs directly in the app. With the Postepay connect offer, you also receive the SIM PosteMobile with the telephone plan you have chosen. Receive your new Postepay prepaid card at the address indicated by you and, if you have chosen the Postepay Connect offer, you also receive the PosteMobile SIM together. Activate them online or in the app and immediately start using them.Starting Price: €5 per month -
2
EziPay
EziPay
Sending money domestically has never been so easy, instant & cheaper. Instant transfers from anywhere in the world to Togo at great prices with your EziPay wallet. EziPay takes the long and tiresome process of receiving money from abroad by making it easier to send money from anywhere in the world. Best of all, it's the safest, most convenient, and cheapest way to send or receive money at great rates. You can transfer money to any mobile money wallet in Togo and pay all your bills from your EziPay mobile wallet. Awesome, isn't it? We exist to provide you with a seamless banking experience. With these great features, you will no longer need to go to a bank to send money home. Add money to your EziPay wallet. Use your Mobile Money, Visa and MasterCard. Transfer money to Mobile Money in Togo through our network of payment methods, including VISA, MasterCard, Flooz and Tmoney. Send money directly to the mobile money and EziPay wallets of your loved ones in Togo. -
3
Maya
Maya
Instantly get a secure Virtual Card for all your online buys just by downloading an app. For faster, more efficient, and cost-effective operations, streamline and simplify your payroll needs with Maya. Download the app, register, and get your very own Visa or Mastercard in a snap! Use your PayMaya app to scan a merchant's QR code to instantly acquire their account details, and send your payment directly to their PayMaya wallet. You can use this card at any establishment both locally and abroad, as long as they accept credit or debit cards. This shares the same balance as your Maya account and has an EMV chip for added security. You can even view your transaction history in the app! Equip your business with an integrated POS, QR acceptance, or online checkout systems. Get the latest innovations in payments systems with Maya. Add money with cash at over 40,000 partner nationwide and get shopping! -
4
Google Pay
Google
Google Pay is the fast, simple way to pay online or make contactless payments with your phone. Your payment info is protected with multiple layers of security so you can pay with peace of mind – all the time. See where you’ve made the most recent transactions, right on your home screen. Find past purchases, loyalty cards, offers - even online ordering - all in one place. Keep credit cards, debit cards, transit passes, and more on your phone for quick, easy access. Bring your accounts together for a clearer view of what you have, what you’ve spent, and recent activity. Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions. -
5
GigaIOT
GigaIOT
Contact your friends and family anywhere for free on an all in one social payments platform. Send text messages, emojis, voice notes, images, videos and files privately to your friends and family. Keep in touch with your favourite groups of people, family, friends and work colleagues. Share text messages, emojis, voice notes, images, videos and files. Platform encryption to protect conversation privacy. Integrate with Visa card, Master card, Paypal, Ecocash etc. Bank-level security, access to bank depository systems, compliance, security. P2P transfer, group transfer, donations, rewards, pay biller, pay merchant, top up mobile balance, pay for utilities. On a social payments platform that offer an open API for business partner integration to deliver more fun. Share your memorable moments and express them in a lot of ways, text, photos, video, voice notes. Your friends can click and purchase commodities you post or share on your moments timeline. -
6
Payconiq
Payconiq
We believe that in an era where digital rules, mobile payments should be the norm. Payconiq eliminates the need for old fashioned payment methods like cash, credit cards and those annoying card readers. We are here to innovate, simplify and deliver. We will not rest until our users can use their smartphone to pay for everything, everywhere at anytime. Payconiq leads the transformation of the payment industry in Europe. We support omnichannel payments: in store, online and between friends. Consumers benefit from quick & easy payments through their smartphone while merchants reduce checkout times. Payconiq adheres to the highest security standards. All data is encrypted and secured by your PIN or fingerprint. We only transfer necessary payment data such as your IBAN, the amount, and the identity of the beneficiary to your bank with the highest level of encryption. Payconiq is ISO 27001 certified. -
7
Penta
Penta Fintech
Business banking with company cards. Traditional banks are slow, inefficient and not digital — we are different. Company account within 48 hours instead of waiting for weeks. Online account opening with German IBAN. VISA debit cards for all employees. Get Business Debit Cards for your employees to spend efficiently and avoid passing one card around. Let your team prepare the payments for your approval. Approve batch payments with one TAN. Your employees can now pay with their own Penta card, attach receipts and add notes to transactions. See expenses in real-time, set custom spending limits per card, and get notified when transactions are made. Attach receipt photos and notes to transactions from your desktop or mobile with one click. Let your accountant or finance team categorize all the transactions to match the accounting procedures.Starting Price: €9 per month -
8
Fidesmo Pay
Fidesmo
Trusted by the world’s leading payment schemes – Visa and Mastercard – Fidesmo provides oen of the most simple, scalable and secure platforms for tokenized payment. We enable a secure and convenient way to tokenize payment cards onto a variety of devices containing a secure element. We collaborate with more than 800 issuing banks offering their customers Fidesmo Pay to easily and securely tokenize their payment cards to any device. Fidesmo Pay is a pure software platform that allows device manufacturers to select which secure element they prefer based on their device features. Fidesmo Pay is future-proof and is constantly onboarding more and more banks and payment schemes allowing for device manufacturers to focus on business and commercial development rather than integrations. The Fidesmo Pay platform also for full white label solutions and customisations. -
9
Venmo
PayPal
Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.Starting Price: Free -
10
Paywint
Paywint
Paywint is a Digital Wallet to Request, Send & Receive Money Instantly. Link multiple Bank Accounts and Debit or Credit Cards. Share a unique Payment Link, QR Code, or Pay Tag to receive money from anyone. Download from the Apple Store or Google Play Store, or use a Web Browser online. Ultra Secured with Encryption and AI-powered fraud detection. Integrate Apple Pay, Google Pay, PayPal, CashApp, Zelle, and Venmo seamlessly for real-time funding or withdrawal. Students, Travellers, Workers, and Freelancers can pay Family, Friends, and Business partners in other countries. Small Business Owners can make Vendor Payments, Customer Payments, Payroll etc. Wallet supports Multi Currency and Multi Language. Open a Digital Bank Account and get a Virtual or Physical Card. Group Payments and Bill-splitting with Shared Wallets for Family/Friends/Group Accounts. Real-Time Alerts for every Transaction via Text, Email, Push, etc. Multiple Accounts for Merchants, with Multi-User Access.Starting Price: $0 -
11
Walmart Pay
Walmart
Touch-free payment made easy. Protect yourself and others by using Walmart Pay in stores. Securely store your credit, debit, or gift card and pay quickly and easily using your phone. Walmart Pay. Pay like a pro. Download the latest Walmart app from the App Store™ or Google Play. Open it & sign in. Tap Services, Walmart Pay & add a credit, debit, or gift card. Scan your items, open Walmart Pay & scan the QR code on the register. Your eReceipt will be saved. Leave your wallet behind the Walmart app is all you need to pay touch-free with Walmart Pay. When you're done shopping, go to any checkout lane, scan your items, then hold your phone over the QR code on the register to pay. Walmart Pay can use credit, debit, or gift cards saved to your Walmart account. Bring any paper coupons to the cashier as usual. Easy access to your permanent e-receipts makes returns simple. Every day, millions of customers use the Walmart app, & we're careful to protect their privacy & security. -
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Unified Payments Interface (UPI)
National Payments Corporation of India (NPCI)
Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI) that facilitates seamless and instant transfer of funds between bank accounts through a mobile platform. Launched in 2016, UPI revolutionized digital transactions in India by enabling users to send and receive money, pay bills, and make purchases directly from their smartphones without the need for traditional banking methods or card details. It uses a Virtual Payment Address (VPA) to simplify transactions, eliminating the need to share sensitive bank details. Highly secure and interoperable, UPI integrates multiple banks under one interface and supports features like QR code payments, scheduled transfers, and peer-to-peer payment requests. Its wide adoption has significantly contributed to India’s shift towards a cashless economy. -
13
Joompay
Joompay
With Joompay you can: • Get a virtual debit card for free and use it for safe and secure online shopping. We also support both Google Pay in case you want to add Joompay card to your wallet. • Order our card in plastic. We had so many enquiries about our card in plastic, we could not leave them unanswered! You can pre-order your plastic card now in one of our 3 beautiful colors: alpaca-white, narwhal-blue, flamingo-pink • Enjoy our special offers on shopping. That's why we have an outstanding 5% cashback from your Joom purchases! You will also receive a €10 bonus if your first purchase on Joom costs more than €10. Check our app for more offers available. Limited time only! • Get notified about any activity on your account. Every time you send or receive a transfer, you'll get an instant push notification. You will never miss out on your money moves! • Feel safe and secure. Lost your plastic card? Freeze it right in the app. Found it in your bag? Unfreeze it right away.Starting Price: $0 -
14
GOODPay
GOODPay
When you receive money, including Daily Cash from purchases you make using Credit Card, it’s added to your GOODPay Cash card that lives in the GOODPay Wallet app. You can start using the cash right away with GOODPay in stores, in apps, and on the web. You can also transfer your GOODPay Cash balance to your bank account. GOODPay makes riding trains and buses simple in cities like Chicago, New York, Portland, Tokyo, Shanghai, Beijing, and London. You’ll breeze through the turnstiles just by holding your smartphone up to the reader. When you make a purchase, GOODPay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on GOODPay servers, and when you pay, your card numbers are never shared by GOODPay with merchants. When you pay with a debit or credit card, GOODPay doesn’t keep transaction information that can be tied back to you. -
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Coins.ph
Coins.ph
Coins.ph delivers financial services over mobile to the 300+ million people in Southeast Asia who are currently unserved by traditional banks. Our platform runs on Blockchain technology and is built on top of existing retail infrastructure (30,000+ cash-in/cash-out locations), cutting down on one of the biggest cost components of retail banking. Pay bills, buy load, buy digital currencies and send money, even without a bank account! We're a fast-growing startup looking for passionate, motivated, and exceptional people to join us in doing work that matters. Coins is a Southeast Asian fintech company that enables anyone, including those without a bank account, to easily access financial services directly from their phone. The company has also built one of the country’s largest cash distribution networks, operating through over 33,000 partner locations domestically and over 500,000 locations worldwide. -
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Azimo
Azimo
Faster, cheaper global money transfers, the money transfer service for hard-working people. Instant or one-hour transfers possible to 80+ countries 24/7 delivery to selected countries (no weekend delays). Set up your first transfer in minutes. Your first two transfers are fee-free! Great rates & low fees, save up to 90% compared to banks and traditional money transfer providers. Regulated by financial institutions in the UK and the EU, anti-fraud and encryption technology. Trusted by more than 1 million customers. You can transfer money at home or on the move with our award-winning app. Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian. Email and chat support, with in-app phone support available to customers in some markets. Support centre – answers to frequently asked questions and much more. We are the money transfer service for hard-working people. -
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Airtm
Airtm
Protect your money in digital dollars without losing value from unstable currencies or possible devaluations. Send and receive money anywhere, faster than a bank transfer and with free market rates. Get paid from freelancer platforms or directly from clients. Convert your money stuck in e-wallets to cash in your bank. Keep your digital dollars with you at all times. Make in person purchases for local goods and services. Exchange your dollars for cryptocurrencies. Add and withdraw using your bank account, debit card, BTC, ETH and more. Send money across borders at real exchange rates without restrictions. Escrowed transactions and verified experienced peers. Our support team and peer network at your service. Escrowed transactions and verified experienced peers. Send money across borders at real exchange rates without restrictions. We are regulated in the United States by FinCEN. We have all the security protocols. The best part: your account has no maintenance fees. -
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Zelle
Early Warning Services
Zelle® is a fast, safe, easy and contact-free way to send and receive money with friends, family and others you trust. You can receive money directly into your bank account in minutes. Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle app. Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone1 you know and trust with a bank account in the U.S. Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly. You can send money with Zelle for all kinds of things. And, did we mention it’s fast? Like money-straight-into-your-bank-account-in-minutes fast. Watch to learn more and how you can Pay it Safe when using Zelle. Whether you’re settling up IOUs or splitting the cost of takeout, you can send money to someone you trust in minutes directly to their bank account with Zelle. -
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Apple Pay
Apple
Apple Pay is easy and works with the Apple devices you use every day. You can make contactless, secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is a safer way to pay, and even simpler than using your physical card. Using Apple Pay with your iPhone or Apple Watch is quick and secure. It’s a safer way to pay that helps you avoid touching buttons or exchanging cash. Use Apple Pay on the App Store to buy apps and games, or within apps to pay for a ride, a pizza delivery, or a new pair of sneakers — with just a touch or a glance. You can also use Apple Pay for a subscription to Apple Music, Apple News+, and Apple Arcade. Or for upgraded iCloud storage and other Apple services. When you’re making purchases on the web in Safari on your iPhone, iPad, or Mac, you can use Apple Pay without having to create an account or fill out lengthy forms. -
20
Swiff
Swiff
SwiffPay is the world's first white-label mobile payment platform that offers a patented, bank-standard security. Through Swiff's suite of ecommerce solutions, this innovative and unique technology provides acquiring banks the tools to roll out mobile strategies that enable bank-level secured, authenticated transactions. In addition to traditional payment methods, SwiffPay also supports cryptocurrency payments, allowing users to seamlessly transact with digital currencies. With SwiffPay, you can experience the convenience and security of mobile payments, including the ability to make transactions using cryptocurrencies. Swiff is a mobile payment platform designed to help merchants make and receive credit card payments using mobile devices. Featuring cutting-edge authentication and identification technology, Swiff provides a high level of security unprecedented in the world of mobile payments.Starting Price: Free -
21
letus
letus (previously RentMoola)
Take control of your finances, mitigate risk, open up flexible new ways for tenants to pay--all in one simple platform. The most comprehensive payment network. Contact-free payment options are fast becoming the standard. Through the RentMoola platform, you can enjoy improved liquidity by offering your tenants flexible ways to pay online, phone, or in person. We are partnered with all major credit cards, international payment solutions, banks, stores, and more. For the first time ever, renters can now get access to a credit line that allows them to cover monthly expenses. Property Managers can access working capital to cover expenses in case of emergencies. From payment solutions, to background and credit checks, apartment listing and application management, security deposits, insurance, communcations, and more. RentMoola simplifies the way people manage the way they rent all in one platform. Now more than ever, renters want to manage everything online. -
22
One
One Finance, Inc.
One is a financial technology company, not a bank. One offers a range of features, including debit rewards, early pay, high-yield savings, and no monthly fees. Customers can earn 3% cash back in-store and online at Walmart, up to $50 a year, with eligible deposits. The platform has helped over 500,000 people take control of their credit by providing free weekly credit score insights and a credit builder program with zero fees or interest. One's mobile app is available for download on the App Store and Google Play Store, allowing users to manage their accounts conveniently. The company has partnered with Coastal Community Bank to provide banking services, ensuring that approved deposit accounts are FDIC insured up to $250,000 per depositor through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met.Starting Price: Free -
23
M-PESA
Vodafone
M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.Starting Price: Free -
24
TRASTRA
TRASTRA
A Crypto Debit Card with IBAN Account to receive EUR. Pay with cryptocurrencies or Euros at over 46 million merchants worldwide. The Best App to buy and manage cryptocurrencies. Purchase cryptocurrencies with your bank card or a bank transfer with Zero fees. A secure multi-currency wallet. Functionally, the difference between regular debit cards and crypto debit cards is barely distinguishable, and the TRASTRA debit card issued by Visa proves it. Visa cards that feature crypto wallets are now widely available and offer the same services as regular banking debit cards, but with the highly sought-after option to make purchases with crypto, use crypto as payment for services, and get payouts in fiat without the need to stop by the bank. -
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The Card Association
The Card Association
Unlock effortless payment processing solutions with The Card Association. Our comprehensive array of setup options ensures seamless transactions for your business needs. Whether you require traditional card reader payments, convenient mobile payment capabilities, robust e-commerce solutions, or fully integrated POS (point of sale) applications, we have you covered. With our user-friendly interface and versatile platform, you can easily navigate through various payment methods to cater to your diverse clientele. Our team is dedicated to providing you with top-notch support and guidance every step of the way, ensuring a smooth transition and optimal performance. Experience the convenience and efficiency of modern payment processing with The Card Association. Join countless satisfied merchants who have streamlined their transactions and elevated their business operations. Discover why businesses trust us for secure, reliable, and customizable payment solutions. -
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BLING
BLING
BLING is a financial service designed to alleviate financial stress by offering a transparent account with no hidden fees, a stylish Visa debit card, and the ability to borrow up to €100 for any purpose. The account includes a French IBAN, enabling users to receive salaries, benefits, or refunds seamlessly. Users can access their accounts via mobile devices at any time, ensuring convenience and control over their finances. BLING aims to eliminate excessive bank fees, empowering users to regain control over their financial well-being. Uncover what you pay to your other banks. The BLING account helps you out without any bad surprises. BLING redefines the account to finally put an end to financial stress. BLING is open to everyone, without conditions, even to people who are prohibited from banking. Funds are immediately available by transfer and are repayable within a maximum of 62 days.Starting Price: €9.99 per month -
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PhonePe
PhonePe
PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number. Our goal is to make digital payments so easy, safe & universally accepted that people never feel the need to carry cash or cards again. Invest money, secure your wealth and achieve your financial goals! Pay bills, recharge, send money, buy gold, invest and shop at your favorite stores. Choose from options like BHIM UPI, the PhonePe wallet or your Debit and Credit Card. Book flights, order food or buy groceries. Use all your favorite apps without downloading them. Every day we wake up, learn to navigate life into 'the new normal' and help each other to keep going - all this with a smile behind our masks. Over the next decade, digital payments are going to become more accessible to the next billion users. Our goal is to facilitate this change by building payment solutions for this user base. -
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BHIM
BHIM
Bharat Interface for Money (BHIM) is a payment application developed by the National Payments Corporation of India (NPCI) to facilitate simple, easy, and quick transactions using the Unified Payments Interface (UPI). With BHIM, users can make direct bank payments to anyone on UPI by entering their UPI ID or scanning their QR code. The app also allows users to request money through a UPI ID. Key features of BHIM include the ability to send and request money, scan and pay via QR codes, view transaction history, manage profiles, and link multiple bank accounts. The app supports 24/7 transactions and offers a secure platform for users to manage their finances. Additionally, BHIM provides services like UPI AUTOPAY for setting recurring payments and enabling transactions without an internet connection.Starting Price: Free -
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Cash App
Block, Inc.
The Cash App lets you easily send or receive payments to anyone via a simple mobile application. The Cash App also lets you buy Bitcoin, and the Cash App works without a bank account. Send and receive money anytime, anywhere. It’s fast and free, and a $cashtag is all you need to get started. With a Cash App account, you can receive paychecks up to 2 days early. Get 3 free ATM withdrawals per month when you have at least $300 coming in each month. Whether you’re just getting started or already a pro, Cash App makes it easy to invest in stocks and bitcoin. Cash App uses advanced security features to protect millions of people and payments each year. From verification locks to data encryption, we take steps to make sure your money and information are safe. -
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Samsung Pay
Samsung
If you have a business, accept Samsung Pay. It works on most of the terminals you already use, accept payments easily and conveniently. Up the screen of your Smartphone and select a card. Place your fingerprint on the Smartphone reader. Bring your Smartphone 1 cm from the terminal to make the payment. Las transacciones son validadas con tu huella digital, PIN o escáner de iris para asegurar que sólo tú puedas confirmar el pago. Samsung Pay uses secure data transmission technology. In each transaction carried out, the system creates a security token that guarantees that the information cannot be used again. Constantly monitor your Smartphone and protect you with its high security platform against any cyber attack. Samsung Pay is accepted practically everywhere that accept bank cards. It works in more places than any other mobile payment service. Know some establishments where you can use it. -
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PayPal
PayPal
9 million merchants rely on PayPal to build, run, and grow their business. Get the tools, products, financing, and support you need to help establish or grow your business – from processing payments and building a website to shipping and marketing. We even give you access to business loans* that can provide merchant funding to help you start and drive future growth. Get paid online or in-person. Whether you need online invoicing, a customized checkout for your website, or a card reader for processing on-the-go transactions, we have a solution for your business. Choose from a selection of products and services designed to simplify your day-to-day operations, like tools for tracking payments, printing shipping labels, and so much more. Explore merchant lending options that can provide you with fast access to the money your business needs now, plus a way to offer your customers financing that lets them pay over time, while you get paid upfront.Starting Price: Free -
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paysley
paysley
Paysley allows you to send secure payment requests to your customers using text messaging, picture messaging, and email. Your customers can also access any custom payment page on their mobile devices by scanning a unique QR code that you can display anywhere. Your customers do not need to download an app or register to make a payment. Paysley offers the most straightforward and convenient way to make payments. No card readers or special devices required. Cardholders make payments from their own mobile devices. No customer app download, no account registration, and no password, or login. No redirect to a service provider website. Paysley is a direct, tokenized payment option. You never have to ask for a customer’s card information again. Paysley is secure and your business is automatically PCI compliant. Upload and manage your customer information directly on your Paysley Portal. Your customer database isn’t limited to just contact information.Starting Price: $15 per month -
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Splitwise
Splitwise
Keep track of expenses and balances shared with roommates, travel partners, groups, friends, and family. Control shared expenses and balances and who owes whom. Divide expenses with any group, travel, roommates, friends, and family. Add expenses quickly on the go before forgetting who has paid. Settle debts with friends and record any cash or online payments. Get better organized with receipt scanning, charts and tables, currency conversion, and more. Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Add expenses, IOUs, or informal debts in any currency, with support for offline entry. Expenses are backed up online so everyone can log in, view their balances, and add expenses.Starting Price: Free -
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PayID
PayID
PayID is a fast and secure payment service that allows you to use your mobile number, email address, Australian Business Number (ABN), or identifier to receive payments. By registering a PayID with your bank, you can link it to your preferred bank account, making it easier for others to send you money without needing your BSB and account number. When someone pays to your PayID, they will see the name associated with it, ensuring the funds are sent to the correct recipient. Payments made using PayID are typically processed in under a minute, even between different banks, though some transactions may be subject to security checks that could cause slight delays. PayID is offered by over 100 banks, credit unions, building societies, and other organizations, and can be managed through your online banking platform. You can create multiple PayIDs linked to different accounts, providing flexibility in managing your finances. -
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Sentz
Sentz
Sentz is a global digital wallet that allows users to send, receive, save, and earn money instantly using stablecoins. It enables users to hold and transact in eUSD, a stablecoin designed to maintain a 1:1 value with the US dollar. With Sentz, users can send and receive money globally in seconds using just a phone number, without needing a traditional bank account. The platform offers low transaction fees, helping users keep more of their money. Sentz Earn allows users to grow their balance by earning up to 8% annually with no lockups and full control over their funds. Funds can be deposited or withdrawn via local banks or USDT and USDC. Built with end-to-end encryption, Sentz prioritizes privacy, security, and ease of use.Starting Price: Free -
36
Swish
Swish
8 million Swedes have Swish, from friends and families to large companies and small associations, who appreciate simple, fast, and secure payments in their everyday lives. Money straight into your bank account. Forget about long account numbers. With Swish, payments are made with your phone number. Avoid long queues and misspelled numbers by letting customers scan your QR code. Here you can generate your own QR codes for download or print. The banks are responsible for designing offers, conditions, and any fees for Swish to their customers. You will find more information about the terms and conditions that apply to your bank on their website. With 8 million private users and over 300,000 connected companies, Swish is the most popular mobile payment service in Sweden. Connect your phone number to your bank account and enjoy the possibility of sending real-time payments, anywhere, anytime.Starting Price: Free -
37
Yoyo Wallet
Yoyo
Make use of QR codes and get used to simple, easy payments. Transform customer and basket data into actionable insights that you can quickly segment and turn into personalized marketing campaigns. From sign up to referral rewards; to location and interest focused offers. Data helps you create campaigns that connect. Identify, target and up-sell slipping customers and get them back in-store with a unique reward that makes you top of mind. Understand your customers, not just through our data insights, but by engaging with them and getting direct feedback. Every product feature has been conceptualized and built to enhance your customers’ lives and build your business. It’s what takes it from a simple incentive program to a powerful rewards solution. One quick scan of the QR code gives you instant, contactless payment, reward redemption, and delivery of an itemized digital receipt. -
38
MSS Payments
MSS Payments
MSS Payments digital wallet has both a software and information component. The software provides security and encryption for the personal information and for the actual transaction. Our Digital Wallets offer real-time transactions to ease up our clients payment processes. Apart from digitized payments, our digital wallets are easily self-maintained and fully compatible with most e commerce/m commerce websites. Our Digital Wallet ensures the safety of your money and also offers various perks such as reward coupons, loyalty points, membership and score value prepaid cards. You can avoid the hassle of mobile bills and visiting shops for prepaid top-ups. You can top up mobile airtime anywhere through your phones, handsets, across carriers as well as in real time. You can explore business opportunities and expand your network and connect with banks, retailers and carriers to open up engagement opportunities. -
39
Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
40
Chipper
Chipper Cash
Send and receive money across Africa the fast and easy way. Enjoy free transfers and the lowest cross-border rates. Move money across town, across Africa or across an ocean. Chipper Cash is the borderless way to send and receive money. Join over 4 million people securely sending and receiving money with Chipper Cash. More money stays in your pocket, and more money arrives in theirs. Just say no to transfer fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Move your money between Chipper Cash and any bank, or mobile money account absolutely free! Pay instantly with Chipper and save big on transaction fees. Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! -
41
TrueMoney
TrueMoney
TrueMoney is Thailand’s leading financial application for all mobile network users (AIS, Dtac, TrueMove H). Our all-in-one app lets you securely make cashless and cardless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more. Enrich your daily life, and enjoy exclusive promotions and discounts across a wide variety of merchants and services. Simplify your finances for more possibilities with a high-yield saving account with cashback after spending, buy now pay later, insurance, and investment in various assets. We also empower businesses of all sizes and help SME entrepreneurs to grow their businesses. Pay with confidence knowing that your information is fully encrypted, secured, and protected. Pay with your wallet balance, link a credit/debit card shop at offline stores, or pay bills. Pay online with confidence as you can control payment within the amount that you top-up.Starting Price: Free -
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Smocup Pay
Smocup
Smocup Pay is a digital service developed by Smocup to facilitate everyday transactions and provide users with flexible, secure, and accessible payment solutions. Designed for individuals and businesses, Smocup Pay enables users to send and receive funds, access virtual and physical card services, and manage their transactions through a simple and intuitive platform. The service also supports online payments, subscriptions, and digital commerce, helping users operate efficiently in a connected environment. Smocup Pay offers tools for account management, user verification, transaction monitoring, and customer support, ensuring a smooth and reliable experience. Businesses can leverage Smocup Pay to accept payments, track activity, and integrate payment services into their operations. Built with scalability, security, and user experience in mind, Smocup Pay reflects Smocup’s commitment to delivering practical digital solutions that adapt to evolving market needs. -
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Skrill
Skrill
With Skrill you have an online wallet. You can pay online, send money, have a Skrill card, and a loyalty programme. Skrill has been helping to make it, send it and spend it for millions of customers since 2001. So wherever you are and whatever you want to do with your money, just skrill it. -
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Walletku
Walletku
Walletku is an application-based electronic financial service that will make your financial transactions easier digitally. Walletku aims to help you, especially MSMEs who do not have a bank account / unbankable to sell their daily transaction needs via Mobile Phone. Get a variety of conveniences and enjoy multiple benefits by making transactions using Walletku. Available Data Plans include all mobile operators with various nominal denom. Without the hassle of going to the bank, enjoy the ease and security of transacting using the WCash feature. Free yourself from the risk of receiving counterfeit money, the worry of keeping cash safe and the hassle of finding a refund. Join with us! Get a variety of conveniences and advantages. Enjoy a variety of exciting events that are always organized by each community. WCommunity helps digitally manage communities. Manage members, host events, sell event tickets, interact with members and grow your community through just one app. -
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Intergiro
Intergiro Intl AB
Whether you are automating your business finances or providing banking services to your customers, Intergiro's APIs give you the financial toolkit to build, adapt and thrive. Intergiro is business-shaped banking: multi-currency accounts, cards, business banking APIs, payment processing and embedded financial services via API. Get access to SWIFT/ SEPA and make and receive payments locally and internationally. Save up to 7x compared to the banks when you send money abroad. Hold and switch between multiple currencies in seconds with low, transparent fees. FX with spot pricing and instant settlement, without paying hidden fees. Sign up and get verified online — without visiting a local branch. Receive payment like a local in 8+ currencies. Go global fast with multi-currency payments using local rails. Get a EUR IBAN and a multi-currency IBAN with us to unlock all benefits of international trade for your business.Starting Price: €9 per month -
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Touch 'n Go
Touch 'n Go
Touch ‘n Go app allows you to take all your retail needs online. Order food delivery, buy tickets to your next getaway or weekend activity, upgrade your app collection, or even shop on one of the biggest ecommerce platforms in Malaysia all through the app. Your online shopping experience has just gotten better with a simple and secure purchase process. There is no longer a need to leave your home and face crowds when it all can be done through your phone. Have access to some of Malaysia’s most sought-after brands and stores when you shop through the Touch ‘n Go app. You can now enjoy the convenience of transferring funds from participating banks directly to the account of loved ones simply by entering their mobile phone number or account number. Plan your next activity with the Touch ‘n Go app. With just the recipient’s mobile phone number, you can make an instant fund transfer to your family & friends.Starting Price: $44.93 per month -
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Strike
Strike
A more connected financial world. Send money instantly, with no added fees, anywhere in the world. Send and receive instant and secure borderless payments from your fingertips, with no added fees. Strike offers the easiest way to buy bitcoin. Skip fees and stack sats, the right way. Put the power of your money back into your pocket. Convert your paycheck to bitcoin with no added fees. We work directly with popular brands to bring you savings on thousands of products. Earn up to 15% cash back on the things you buy every day. -
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Tendy
Tendy
The quickest way to tip or pay, without sharing personal info. Tendy works like cash. You can use it to quickly pay someone, or give someone a tip, without having to exchange sensitive personal info like your name, phone number, or email. Tendy works like cash. You can use it to quickly pay someone, or give someone a tip, without having to exchange personal info like your name, phone number, or email. Input payment amount, show it to the recipient, and tell them to scan or photo in their camera app. It’s fast, like cash. Avoid “stranger danger” by paying someone without giving them your name, contact info, or username. Recipients can quickly cash out using Venmo or PayPal. Free for them, and they don’t even need the app! Finally, a mobile way to pay someone right from your bank, with all the familiar benefits of cash. Tendy is fast, secure, and will finally eliminate those pesky trips to the ATM. -
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Boku
Boku
Boku is a payment technology company providing a global network of localized payment solutions for international merchants, including DAZN, Meta, Google, Microsoft, Netflix, Sony, Spotify, and Tencent. Boku’s payment network has the world’s largest selection of local payment methods, such as Alipay, Pix, PayPay, UPI, and Twint. Our global network helps merchants to reach new users in over 60 countries through a single integration. The technology platform supporting the network gives merchants access to recurring billing and tokenization flows, as well as customized merchant integrations. Boku also offers services to help merchants maximize the profitability of the payment connections they use, including partner marketing programs, benchmarking and payment optimization analysis. Boku also facilitates payment settlement, compliance, tax and fraud mitigation, and operates a global network of licenses, entities and bank accounts. -
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QFPay
QFPay
We enable local and cross-border mobile payments for online and offline retailers around the world. Process payments via all sales channels. We provide solutions for an omnichannel shopping experience. Enrich the customer experience with digital payment methods at every touchpoint which allow for quick and convenient purchases. Accept all payment methods your customers like. Our gateway provides access to domestic and international digital wallets as well as credit cards. Serve both your local audience and tourists from around the world with a push of a few buttons. Customers spend more if they can pay for purchases with their phones. We combine payments with powerful marketing that makes your presence more visible to locals and travellers. Grow sales revenue by enhancing the checkout experience. QF Pay has been established since 2011 and over the years we have built a global network of merchants, customers, mobile wallets and financial institutions.
