Klarna Reviews in 2026

Audience

Online retailers that want to be paid in full upfront, but let their customers pay over time

About Klarna

The shortcut to shopping. Get personalized inspiration, exclusive deals and the freedom to pay how you prefer. Only in the Klarna app. Payment experiences shoppers love. America’s biggest brands use Klarna to elevate their shopping experiences. Our services are built to create a smoooth (yes, with 3 o's) shopping experience from beginning to end. Plus, we offer more ways to pay than any other provider. This means more conversions and bigger basket values for you. You get paid right away, in full, while your customers get the option to pay later. When you team up with Klarna you get more than just a set of modern payment methods. We work to enhance the full customer shopping journey. We follow your global enterprise anywhere across the world, making sure you offer a payment solution that supports you, is locally adapted, and delights your users as much as your wares do.

Other Popular Alternatives & Related Software

Zinia

Zinia is the new ‘Buy Now, Pay Later’ platform of the Santander Group with over two million customers across Europe. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way. The platform is available both for in-store and online purchases at participating businesses with offline functionality coming soon. Make your products more affordable with our interest free payment solutions. Increase sales by offering customers more flexibility when paying. Our flexible payment options increase average spending at your checkout. Keep customers coming back. Our simple, fast and transparent payment solutions make shopping easier. Single platform solution to expand internationally our services to all Santander Consumer Finance units.

Learn more

Zip

Instantly boost sales with Zip (formerly Quadpay). Integrate Zip's “pay later” platform in 10 minutes, no APIs required. Reap the rewards. Customers love the flexibility of splitting their payments into 4 installments over 6 weeks. In turn, Zip's partner merchants enjoy higher AOV and conversion, more repeat purchases, and immediate payment. Zip exclusive merchants. Here are just a few of our over 3,000 incredible merchant partners. Join the Zip brand community. Our buy now, pay later platform is designed to give savvy shoppers  more freedom and flexibility. Easy front-end integration. Use a few lines of javascript code or one of our eCommerce platform plugins. Zip In-Store. A seamless in-store POS solution with zero IT support required. Customers pay with the Zip app in-store. If you accept Visa, you’re already capable of accepting Zip today. Just scan the QR code to process payment. No code changes or integrations with POS systems required

Learn more

Affirm

(1 Rating)

Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales. Affirm provides the tools merchants need to easily integrate pay-over-time options for shoppers. Here's how it works: 1. Your customer enters a few top-of-mind pieces of information for a real-time decision. 2. Flexible payments. Customers pick their payment plan, with options ranging from 3‑36 months. 3. We settle within one business day and take on risk, from costly chargebacks to fraud. Zero risk to you.

Learn more

Apruve

Apruve enables global enterprises to transform their B2B trade credit, accounts receivable, and collections process by offering net terms as easy as accepting a credit card. Apruve automates your enterprise's high volume, routine B2B invoicing by combining embedded trade credit & A/R automation with guaranteed next-day financing. Whether your enterprise is looking to drive efficiencies in their long-tail cohort of smaller buyers, extend lines of credit to online customers, or needs help to expand internationally, Apruve can build the right financed credit and A/R program customized to your markets, customers, and goals.

Learn more

Integrations

See Integrations

Ratings/Reviews

Overall 0.0 / 5

ease 0.0 / 5

features 0.0 / 5

design 0.0 / 5

support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Videos and Screen Captures

Other Useful Business Software

Managed MySQL, PostgreSQL, and SQL Databases on Google Cloud

Get back to your application and leave the database to us. Cloud SQL automatically handles backups, replication, and scaling.

Cloud SQL is a fully managed relational database for MySQL, PostgreSQL, and SQL Server. We handle patching, backups, replication, encryption, and failover—so you can focus on your app. Migrate from on-prem or other clouds with free Database Migration Service. IDC found customers achieved 246% ROI. New customers get $300 in credits plus a 30-day free trial.

Try Cloud SQL Free

Product Details

Platforms Supported

Cloud

iPhone

iPad

Android

Training

Documentation

Support

24/7 Live Support

Online

Compare This Software

Affirm

Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales....

Compare
Afterpay

We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins. Unlike other buy-now-pay-later solutions, Afterpay offers one transparent solution to shoppers with no...

Compare
Zip

Instantly boost sales with Zip (formerly Quadpay). Integrate Zip's “pay later” platform in 10 minutes, no APIs required. Reap the rewards. Customers love the flexibility of splitting their payments into 4 installments over 6 weeks. In turn, Zip's partner merchants enjoy higher AOV and...

Compare
Sezzle

Based in Minneapolis, Minnesota, Sezzle is a public-benefit corporation on a mission to financially empower the next generation. Sezzle’s #1-shopper-rated Buy Now, Pay Later product enables millions of shoppers across the United States and Canada to take control of their spending, be more...

Compare
Planet Payments

Accept payments in every way, shape and form. If you struggle with too many different reports, back office recons that are a nightmare and disconnected systems, then you have come to the right place. Planet’s Single Payment Platform has you covered; online, in-store, via a payment link or even...

Compare
Sofort

Let your customers pay now with the safety and simplicity of online banking. Trusted by more than 85 million users and available in 15 countries. In case you’re wondering why you’re here when you were expecting something more orange, something exciting has happened. The payment method “Sofort”...

Compare
xPay

xPayCheckout is a cross-border payment gateway and international billing operations platform designed to help businesses accept and manage payments globally with minimal complexity by providing a unified solution for payment processing, subscriptions, invoicing, and receivables management that...

Compare
SplitPay

Providing your customers a little credit at the checkout has been shown to generate a significant uplift in sales, bigger basket sizes, and a reduction in cart abandonment. SplitPay allows your customers to pay later in 4 equal monthly installments. We pay you in full before the goods ship and...

Compare
FormPay

FormPay is an all‑in‑one payments solution for HubSpot CRM that lets you connect any gateway, such as Stripe, Razorpay, PayPal, Apple Pay, Google Pay, Adyen, Authorize.Net, Amazon Pay, PayU, Klarna, and more, to collect, track, manage, and automate one‑time or recurring payments without leaving...

Compare

Recommended Software

Affirm

Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales....

See Software
Afterpay

We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins. Unlike other buy-now-pay-later solutions, Afterpay offers one transparent solution to shoppers with no...

See Software
Bread

Sell more. Grow faster. Bread’s full-funnel approach helps you reach more shoppers by giving them the option to apply and check out with financing anywhere on your site. Give your shoppers access to greater purchasing power with the ability to pre-qualify for financing and check out from any...

See Software
Planet Payments

Accept payments in every way, shape and form. If you struggle with too many different reports, back office recons that are a nightmare and disconnected systems, then you have come to the right place. Planet’s Single Payment Platform has you covered; online, in-store, via a payment link or even...

See Software
Sofort

Let your customers pay now with the safety and simplicity of online banking. Trusted by more than 85 million users and available in 15 countries. In case you’re wondering why you’re here when you were expecting something more orange, something exciting has happened. The payment method “Sofort”...

See Software
xPay

xPayCheckout is a cross-border payment gateway and international billing operations platform designed to help businesses accept and manage payments globally with minimal complexity by providing a unified solution for payment processing, subscriptions, invoicing, and receivables management that...

See Software