Best Payment Processing Software in Japan
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Compare the Top Payment Processing Software in Japan as of October 2026
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What is Payment Processing Software in Japan?
Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software in Japan currently available using the table below. This list is updated regularly.
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1
Square Payments
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Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on. -
2
Square POS
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Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform. -
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FreshBooks
FreshBooks
Make invoicing and billing painless for your small business with FreshBooks. A top-rated invoice and accounting software for self-employed professionals and small businesses, FreshBooks offers a fast, easy, and secure way of crunching numbers so companies can focus on doing the work they love. It offers a wealth of powerful features that includes invoicing, expense tracking, time tracking, project management, payment processing, and reporting. FreshBooks also lets users work from anywhere with the Freshworks mobile app.Starting Price: $6.30/month -
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Square Card Reader
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Square’s free credit card reader works with the free Square Point of Sale app to let everyone accept payments on their smartphone or tablet. Sign up for Square and we’ll drop your free card reader in the mail—no commitments or long-term contracts. Pay 2.6% + 10¢ per swipe for Visa, Mastercard, Discover, and American Express. Get your money as fast as the next business day. With two versions of Square Reader for magstripe—one for a headset jack, the other a Lightning connector—you’re covered. Just pick the credit card reader that works for you. Take payments at the counter or on the go, remotely through invoices, or by manually entering card numbers. Square Point of Sale is a free, easy-to-use app that gives you everything you need to manage your business. Credit card information is encrypted at the moment of swipe. Square doesn’t store card data on your device after a payment has been processed. -
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BILL
BILL
BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.Starting Price: $45 per user per month -
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Clearly Payments
Clearly Payments
Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.comStarting Price: $10.00/month -
7
Atlantic-Pacific Processing Systems
Atlantic-Pacific Processing Systems
APPS digital platform delivers high end optimization & real-time data to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy. APPS is proud to be Visa’s FINTECH partner. We create the platforms & technology that unite your data into a central command center at your fingertips. Tie the customer’s payment data to your merchant processing platform on a global level with one master login. A true omnichannel experience. APPS is proud to be selected as the North American Acquirer for VISA payment gateways Cybersource and Authorize.net. We provide payment and data-centric acquiring solution platforms throughout North America. APPS digital platform delivers high-end optimization & real-time data. to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy. -
8
Axis TMS
Axis TMS Corp
Powerful Trucking Software with streamlined necessary tools you need to run your trucking business smoothly. Features such as Assign and Offer Orders, Maps and Routing, Driver App, Document Scanning, Auto Pay (Same Day Funding), Invoice Customers, Driver Payroll, IFTA Mileage and Fuel Sync, Repair, OBDII & Maintenance, Voice and Fax Systems, Brokerage, Electronic Logs, Push to Talk, Two-Way Messaging, Dash Cams, Truck and Trailer Monitors, POD Signatures, Safety and Fleet Compliance, Dispatch Tools, GPS Navigation, Real-Time Updates and more!Starting Price: $15/month -
9
SDK.finance
SDK.finance
SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.Starting Price: Contact us -
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Iris Works
Iris Works
Iris Works is an intuitive studio management system built for photographers. Get organized and save time with online booking and automated emails, invoicing, contracts and questionnaires.Starting Price: $25.00/month -
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Payscout
Payscout
Our proprietary Paywire platform was built to handle simple and complex payment needs, with easy integration for both software and web applications. Our partners are able to process more payments by expanding their acceptance channels and adding multiple payment methods. Our platform has the ability to integrate with complex peripherals including EMV readers and check scanners, with support for mobile, web, desktop, and Thin Client solutions. Paywire is a turnkey and flexible solution with multiple interfaces that can accommodate a multitude of payment processing, monitoring, and reporting needs. As an active member of ACA International, and with over 20 years of experience serving the collections industry, we know the operational and compliance needs of your agency. We are a world-leader in secure, flexible, and highly customized ecommerce solutions and our proprietary Paywire platform can be configured to meet your needs.Starting Price: $1.65 per month -
12
SwipeSum
SwipeSum
Discover the best credit card processing solution for your unique business and eliminate most fees associated with accepting payments. The research required to find the best solution for your unique business can take months, and merchants do not have the upper hand in negotiations. Swipesum solved that. We prove that we're the experts by sourcing the best payments solutions for you, and help pre-negotiate the most favorable terms for free. Our advice is completely free to you. We'll help negotiate and manage your payments solution, so you can focus on the growth of your company. Swipesum combines industry knowledge, proprietary software technology, and dedicated customer service to create a payments solution that will optimize card processing for your business. There is a lot of misinformation and confusion in card processing. The industry tends to obscure pricing while building the appearance of inflexibility and exclusivity into their services.Starting Price: $15 per month -
13
Sonder Payments
Sonder Payments
Sonder Payments is a membership-based payment processing solution tailor-made for high-ticket businesses. Sonder Payments does not charge a percentage markup on transactions. Instead, members pay a static monthly fee for access to a dedicated support team, virtual terminal, recurring billing, online invoicing, and more. Sonder Payments is suitable for all business sizes and models. Our software is capable of integrating into numerous payment gateways, eCommerce platforms, and point-of-sale software. No matter how you use Sonder Payments, you'll always know what you pay and get paid fast. In most cases, businesses receive deposits within 5-7 hours. Sonder Payments memberships start at just $49 per month with rates as low as $0.08 per transaction. Visit SonderPayments.com for a free cost-savings analysis.Starting Price: $49/month -
14
Xsolla
Xsolla
Xsolla is the video game ecommerce platform powered by Transaction Engine and Business Engine to help developers and publishers market, sell, connect and optimize their games globally. Serving only the video game industry, the Xsolla Transaction Engine and Business Engine work seamlessly together to solve the complexities of distribution, marketing and monetization so developers, publishers and platform partners can increase their audience, sales and revenue. Market, sell, connect, and optimize your game with one platform, powered by Xsolla Transaction Engine and Business Engine. Accessible solutions that combine our products, industry connections, and expertise to meet your company’s specific needs. Great games can emerge anywhere. We at Xsolla are here to ensure the best ideas get made, get seen, and get played. So we've built a suite of products that remove the barriers between creators and the support they need. -
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CARDZ3N
CARDZ3N
CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity. -
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SumUp
SumUp
Card payments made simple with SumUp. The most affordable way for your business to get paid. Pay only 2.75% per transaction, without any contracts or monthly minimums. Transparent pricing at its best. Best-in-class payment solutions that deliver money directly in your bank account in just 1-2 business days. Get started in less than 5 minutes. Just pair the card reader with any mobile device or tablet and start transacting. At SumUp, we believe in transparent pricing. That’s why you’ll always know exactly what you have to pay. There are no hidden fees, no monthly fee, and best of all no monthly contract. Only pay for what you use. Every day, over a million businesses like yours rely on SumUp to get paid. Find out for yourself how SumUp can help your business grow.Starting Price: 2.75% transaction fee -
17
NDMS Merchant Account
National Discount Merchant Services (NDMS)
National Discount Merchant Services (NDMS) offers a comprehensive suite of payment processing solutions tailored for businesses across various industries. Their services encompass both in-person and online transactions, supporting credit card, debit card, and ACH payments. NDMS provides advanced features such as EMV/chip terminals, virtual terminals, mobile point-of-sale systems, and secure payment gateways. To enhance security and compliance, they offer tokenization, PCI compliance assistance, fraud prevention tools, and a secure vault for storing sensitive data. Additional services include recurring billing, chargeback management, multi-currency processing, and customizable reporting tools. NDMS caters to a wide range of industries, including retail, ecommerce, healthcare, hospitality, and high-risk sectors, ensuring flexible and scalable solutions for businesses of all sizes. Starting Price: $5.00/month -
18
PayXpert
PayXpert
THE PERFECT FORMULA TO INCREASE YOUR SALES Our Payment Gateway together with our Central Panel and our Connect2pay payment page solution are the result of years of experience in the payment industry. We constantly revamp them as our innovative experts come up with new ideas and our clients’ needs grow. With PayXpert, you will benefit from an innovative payment technology. We help you to improve your conversion rate while keeping you safe. Use the advanced payment technological tools that PayXpert team has developed. In accordance with local payments habits, one of the main key to be successful in company internationalization is to have the right payment method to get high volume of sales. With PayXpert, you can go international with local payment methods. Our payment solutions enable our clients to open business worldwide. PayXpert is connected with a large network of acquirers and also with many Alternative Payment Solutions around Europe, Morocco and Asia. & more -
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IntelliPay
Convenient Brands
IntelliPay — Cloud-Based Payment Processing & Recurring Billing. PCI DSS Level 1-certified payment platform for SaaS, subscription, healthcare, government, and service-based businesses. Operating since 2004, IntelliPay processes billions annually across thousands of U.S. organizations. Features: Online, virtual, EMV, mobile, ACH/eCheck, recurring billing, installment plans, text-to-pay, IVR, kiosk, and custom branded payment portals — all from one dashboard. No-Cost Processing: Keep 100% of every sale by shifting card fees to the cardholder via dual pricing, surcharging, or convenience fee models. Traditional processing also available. Integrations: REST API, QuickBooks Online, and prebuilt plugins for most platforms. Why IntelliPay: 20+ years in payments 70+ years combined team experience Google Cloud-hosted, end-to-end encryption Transparent interchange-plus pricing, no hidden fees U.S.-based support -
20
PayNet Cloud
PayNet Systems
Our Low code solution is quick to deploy and adapts to the requirements of your growing business. We are highly flexible and can be tailored to meet the demands of your business. Interface easily with existing IT infrastructure and external tech partners using any standard protocols like REST, SOAP, ISO 20022, ISO 8583 etc. Centrally customize and monitor and all products, users type and transactions. Aggregate customer data from other systems like CRM, Trade & Finance, and aggregators and BI systems. We are enabling the retail banking industry with the digital-first approach by providing digital-first solutions. Create a unique digital experience for your customer's unique needs your bank. -
21
Gigwell
Gigwell
Gigwell is changing the way live entertainment bookings are made globally through our collaborative booking platform. We are the first cloud-based booking platform that integrates end-to-end workflow automation for booking and management agencies. We provide a simple solution to manage all artist logistics, collect and track payments electronically, negotiate contracts, talent availabilities, and monitor revenue goals. Leveraging a network of thousands of industry professionals and talent buyers, Gigwell is hyper-tailored to the workflow of a $200B industry still predominantly operating on excel spreadsheets and word documents. Gigwell has been featured in Billboard, Techcrunch, DJ Mag, Hypebot, DJ Times, Magnetic Mag and awarded the most notable startup from SF MusicTech’s StartUp Innovators Challenge.Starting Price: $33.00/month/user -
22
Nuvei
Nuvei
One platform. One partner. Limitless global possibilities. Bring it all together through one end-to-end payment technology platform. Take advantage of all Nuvei has to offer without changing provider. That’s right. We believe in choice, flexibility and redundancy. Add us to your gateway stack for faster growth and geographic coverage, or take advantage of our full platform for maximum benefits. Leverage our connections with 200+ global acquirers to capture every payment opportunity, increase acceptance rates, and reduce operating costs. Reach a new level of payment processing capability with our extensive flexibility and customization. Start processing fast. Our payment platform easily integrates with multiple gateways, platform partners and eCommerce plugins. Take advantage of all Nuvei has to offer without changing providers. That’s right. We believe in choice, flexibility and redundancy. -
23
CardConnect
CardConnect
As a leading credit card payment processor, you can leverage our experience and expertise to meet the unique needs of your business across all industries and verticals. Beyond providing secure payment acceptance integrations, it’s our priority to give your business the best support and resources available, so you can keep growing. Clover Connect offers seamless payment integration for B2B software companies. Through customized payment solutions and personalized integration support, Clover Connect scales with the journey of our software partners. Give your business users more than just payment acceptance. Clover POS systems are fully customizable and come equipped with tons of business management apps for the most efficient operations possible. Beyond providing secure payment processing integrations, it’s our priority to give your business the best support and resources available, so you can keep growing. -
24
Preferred Payments
Preferred Payments
A secure platform and API to accept payments, grow revenue and scale your business. Straight forward API documentation and dedicated developer support to integrate ECRYPT's powerful payment solutions to your software. Accept payments, manage customers and build a powerful payment stack on the ECRYPT platform. Integrate secure and simple card-present payment solutions with ECRYPT’s Cloud EMV devices. Secure hosted payment fields for software applications and websites. Reduces PCI scope and offers more customization. A secure solution to manage customers, store payment methods and keep sensitive financial data safe. Secure and store sensitive payment data with ECRYPT’s tokenization and P2PE solutions. A payment platform built for enterprises, developers and innovators. ECRYPT gives businesses the tools to manage, scale and monetize payments services. Card-present transactions are now easier and faster than ever before. -
25
Prolitus Crypto Payment Gateway
Prolitus Technologies
Providing End-to-end NFT token development services to ensure users can tokenize their rare items or collectibles assets. World-class Metaverse NFT marketplace development services offered to help users create a perfect, virtual new world and also customize their own Metaverses. Create your own crypto tokens that are fungible and have legal compliance with our offerings of comprehensive SFT token development services. Unlock the benefits of DeFi yield farming strategies to generate more cryptos with existing cryptos. Launch your own DeFI wallets to enjoy complete freedom, transparency, security and accessibility of your digital assets. Peer-to-peer decentralized Applications or Dapps can enhance security of your systems and also bring about more transparency in the ecosystem. -
26
Merchant One
Merchant One
We use state-of-the-art technology, and make compliance a top priority. We’re here to stay. We aren’t brokers, so you’ll be dealing directly with the source. We understand what it takes for merchants to be successful online. The Merchant One payment gateway offers data security, fraud detection, and lots of options for ease of use and, ultimately, your success. Virtual Terminal: Key in or swipe sales through our secure payment portal. Credit and ACH payments. If you prefer to do your own EMV Level 3 processor certification, you can interface directly with our unified payment enablement platform using our API. We’ll provide you with integration examples for your own applications as well as our integration guide and API documentation. Unlike with our SDKs, any development using our APIs will require additional processor certifications for your chosen payment device. -
27
SkySystemz
SkySystemz
Payment Processing, Cloud POS, & Business Management Software. No contract. No monthly fees. The lowest flat rates in the industry.. All the features your business needs to grow and save money. We only make money when you process payments, which makes us highly incentivized for your success. We are partners with TSYS and Wells Fargo and all merchants utilize our own proprietary software. We are available to contact 24/7 and will go above and beyond to ensure you are satisfied. HadePay has the tools needed for your company to reach its full potential. Process payments from your tablet, smartphone, or computer and access powerful features and services to take your business further. Set up your new merchant account in 10 minutes and begin accepting card payments. Accept Visa, Mastercard, American Express, and Discover with HadePay Systems. Applicants are typically approved the same day. Your business can access and leverage all our innovative payment technology. -
28
Midax
Midax
Since 1998 Midax has been providing robust loyalty and payment solutions for the grocery, C-Store and petroleum industries. MIDAX has continued to evolve with customer-facing touch points for communicating with the customer with POS, mobile ordering, and self-checkout, with one common user experience across all platforms. Midax distributes its products directly, providing the hardware, installation and maintenance services. Midax, Inc. is a Virginia-based software development company focused on retail technology, anchored in grocery and C-stores. We are pioneers in building integrated EFT and loyalty solutions, dating back to 1998 when the company was founded by Jim Nevill. MIDAX's strength is moving data reliably and with the industry’s best tracing and audit controls, allowing us to collect and distribute data reliably and consistently. While we are most known for deploying these skills in loyalty and payment processing and interfacing into multiple POS, and third-party services. -
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EVO Payments
EVO Payments
EVO differentiates itself through our four distinct business channels, each with sales and operations teams delivering expert payment solutions and services. ISV and reseller partnerships that accelerate technology solutions at the point of sale. Payment solutions for large merchants with A/R automation and ERP integrations. Merchant relationships focused predominantly on the internet to conduct business. Small- to medium-sized businesses that sell primarily in brick and mortar storefronts. Countertop terminals that accept all payment methods, including EMV, chip and PIN, magstripe, and NFC/Contactless. The fastest way for POS developers to integrate advanced security, features, and functionality into their payment solutions. EVO Payments offers a range of semi-integrated solutions that allow merchants to accept EMV payments easily and affordably. Secure mobile payment solutions that include PCI-compliant wireless terminals, handheld devices, and tablet solutions. -
30
Top Choice Payments
Top Choice Payments
Top Choice Payments is a Top Rated Merchant Account Solution Provider for any business type (In-store, Mobile, Online, eCommerce, or MOTO), Trusted by small businesses everywhere. Reliable and easy-to-use products at some of the lowest rates with Next Day Funding options. Accept all major payment types including Apple Pay™, Google Pay™, and Samsung Pay with rates as low as .35%.
