Compare the Top Free Payment Processing Software as of October 2026

What is Free Payment Processing Software?

Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Free Payment Processing software currently available using the table below. This list is updated regularly.

  • 1
    MySchoolBucks

    MySchoolBucks

    MySchoolBucks

    From the cafeteria to the classroom, pay anytime, anywhere from your mobile phone or computer. Download the MySchoolBucks app and get convenient access to meal balances, and purchases, and make payments right from your phone. View your student's meal purchases and current account balance at a glance. We'll even send you a reminder when their balance gets low. Quickly pay for fees assigned to your student or browse the school store to find items available for purchase. Schedule recurring payments and never worry about lunch money again. Receive automatic notifications when meal balances get low. Protecting your account information and privacy is our top priority. Call or live chat with us whenever you need help. Create your free account to pay for meals and more. Please contact your school directly for information regarding the balance of your account, refunds, balance transfers, etc.
    Starting Price: Free
  • 2
    Cheddar Up

    Cheddar Up

    Cheddar Up

    No matter the size of your group or organization, Cheddar Up lets you collect money and forms online. Collecting money online has never been easier. Simply create a page, add items or form fields, and share the link. Payments start coming in. We track everything for you and you can conveniently withdraw to your bank account for free. Every day groups find and use Cheddar Up in new and creative ways to collect money from their community. Membership fees, HOA dues, tuition, spirit wear, troop dues, group gifts, after-school programs, events, fundraisers, and beyond. Wow your community with a seamless, beautiful paying experience, no app or account necessary. Professional-looking payments out of the box or customize the look for your group, easily. Accept in-person payments with ease. Whether online or in-person, our mobile apps and Bluetooth card readers let you keep all your payments within Cheddar Up.
    Starting Price: $10 per month
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