Best Payment Processing Software with a Free Trial
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Compare the Top Payment Processing Software with a Free Trial as of October 2026
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What is Payment Processing Software with a Free Trial?
Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software with a Free Trial currently available using the table below. This list is updated regularly.
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1
Convesio
Convesio
ConvesioPay is a modern payment orchestration platform built for agencies, SaaS providers, and businesses operating in complex or regulated industries. It enables secure, compliant payment processing across multiple gateways while simplifying billing, subscriptions, and revenue management. Designed to integrate seamlessly with platforms like CRMs and site builders, ConvesioPay helps businesses reduce payment friction, improve approval rates, and maintain PCI and regulatory compliance. With flexible routing, real-time insights, and support for high-risk or hard-to-place merchants, it’s ideal for companies scaling payments without increasing operational burden. ConvesioPay combines infrastructure, compliance, and flexibility—so you can focus on growth, not payment complexity.Starting Price: $50 per month -
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Blockonomics
Blockonomics
Blockonomics enables online stores to accept bitcoin payments on their website. The payments go directly to your BTC wallet making it completely decentralized. There is no KYC involved and no limitation on the BTC amount that can be received. The entire setup takes less than 5 minutes and you get a beautiful checkout experience with the payment screen that integrates with your website's theme, additionally, there are no redirects to an external page to complete the checkout. Plugins are available for all major website builders and payment API for custom websites. Blockonomics also offer payment buttons that can be embedded on any custom website and payment links that are easily shared online. Additional services include bitcoin invoices and block explorer. There are a variety of tutorials available to get you started plus a 24 X 7 live support. Blockonomics charges a nominal fee of 1% for all transactions with the first 20 transactions free. Download the free plugin now.Starting Price: 20 Free Transactions + 1% Fee -
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Square Card Reader
Block
Square’s free credit card reader works with the free Square Point of Sale app to let everyone accept payments on their smartphone or tablet. Sign up for Square and we’ll drop your free card reader in the mail—no commitments or long-term contracts. Pay 2.6% + 10¢ per swipe for Visa, Mastercard, Discover, and American Express. Get your money as fast as the next business day. With two versions of Square Reader for magstripe—one for a headset jack, the other a Lightning connector—you’re covered. Just pick the credit card reader that works for you. Take payments at the counter or on the go, remotely through invoices, or by manually entering card numbers. Square Point of Sale is a free, easy-to-use app that gives you everything you need to manage your business. Credit card information is encrypted at the moment of swipe. Square doesn’t store card data on your device after a payment has been processed. -
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BILL
BILL
BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.Starting Price: $45 per user per month -
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Quadient AP Automation by Beanworks
Quadient
Quadient AP Automation by Beanworks empowers accounting teams by automating the entire accounts payable workflow, from purchase to payments. We receive and code your invoices, route them for approval, and sync them into your accounting software. Once invoices have been approved, they automatically match to payments, helping eliminate the risk of duplicates and ensuring your vendors get paid on time. By combining AP data, invoice images and reporting, you gain better visibility into outstanding liabilities across all of your legal entities or locations. Quadient AP Automation by Beanworks helps accounting teams: -Increase control over AP -Improve visibility across payables -Eliminate paper & filing cabinets -Improve accountability & easily find invoices -Access and approve invoices from any device Quadient AP Automation by Beanworks integrates with industry-leading accounting software including QuickBooks, Intacct, Sage 100, Sage 300, Sage 50 Canada & US, NetSuite & more -
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Chargebee
Chargebee
Chargebee is a recurring billing and subscription management tool that helps SaaS and SaaS-like businesses streamline Revenue Operations. Chargebee integrates with the leading payment gateways like Stripe, Braintree, PayPal etc. around the world to let you automate recurring payment collection along with invoicing, taxes, accounting, email notifications, SaaS Metrics and customer management. Chargebee handles all your crucial workflows from lead to ledger with power-packed integrations that include Salesforce, Xero, Quickbooks, Avalara, Slack, among others. Deflect cancellations at scale straight from Chargebee with a best-of-breed solution, Chargebee Retention, that provides personalized experiences that get results. Run experiments based on customer and subscription attributes taken straight from Chargebee to ensure you provide a personalized and relevant cancel experience.Starting Price: $299/month -
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Payrexx
Payrexx
Customers select the desired products, place them in the shopping cart, fill out the predefined form fields with their contact details and proceed to pay - all on one page. Design of every payment tool is fully customizable with corporate logo, colors and fonts, whether it is a Virtual POS, Paylink or One Page Shop. Payrexx payment tools such as One Page Shop, Paylink and Virtual POS automatically adapt to the user's device. Shopping and payment experience will always be convenient for your customers. Use Facebook pixel to track customers on your Payrexx tools. You only need to copy and paste a small amount of code. Create discount coupons with a fixed amount or on percentage basis. During the checkout, your customers can then easily enter the code to apply the discount. Send paylinks to your customers by email either automatically or manually. Decide when you would like to remind your customers to purchase your products or services.Starting Price: $9 per user per month -
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Cutting Edge Payment Processing Gateway with Enterprise Features and Real-Time Metrics
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ALFAcoins
ALFAcoins
ALFAcoins is a secure payment processor and crypto payment gateway for merchants who aim to accept cryptocurrencies. It easily integrates into your website or existing payment flow, with an API, widgets, and e-commerce plugins. • Comprehensive Cryptoprocessing for your Store: Send and receive the most popular cryptocurrencies. • 5 Minute Integration: Drag'n'drop our widget or plug into our feature-rich API. • Accounting Tooling: Export transaction data into your favorite services. • 24/7 SupportStarting Price: 0.99% Fee -
10
Zoho Checkout
Zoho
Zoho Checkout makes online payment collection easier. Zoho Checkout provides businesses the ability to receive one-time and recurring online payments with no fuss and no hassle. Businesses simply have to create their own payment page without writing code; Customize the page for a more personalized brand experience; and finally collect payments. Payment pages created from Zoho Checkout is designed to fit every screen and device.Starting Price: $9.00/month -
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Diamond Mind Payment Processing
Diamond Mind
Diamond Mind Payment Processing is a payment processing solution for schools that offers convenience of digital payments. Diamond Mind Payment Processing simplifies, streamlines, and accelerates payments across the campus. With Diamond Mind Payment Processing, payment data is securely transmitted for processing. Diamond Mind Payment Processing also features easy management, reconciliation, and reporting of all payments.Starting Price: $1.00 -
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GoCardless
GoCardless
Simplify recurring or one-off payment processing with GoCardless, UK's leading online direct debit provider. Cost effective and secure, GoCardless offers a truly paperless Direct Debit set up option, with a simple migration process and transparent fees. The platform also comes with pre-built integrations with leading accountancy, membership and subscription software, including Xero, Quickbooks, Sage, Zuora, Teamup and Online Scout Manager.Starting Price: $0.01/month/user -
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Recurly
Recurly
Thousands of innovative companies across media and entertainment, consumer goods, software, education, health and wellness, and travel and hostpiatlity industries rely on Recurly for faster, more profitable growth. The partnership and platform of Recurly removes the complexities of automating subscription management and recurring billing at scale, enabling teams to manage and optimize their subscriber lifecycles with ease. Category-defining companies including Sling, Twitch, Bark, FabFitFun, Paramount, Lucid, and Sprout Social have chosen Recurly to manage billions of dollars in recurring revenues, future-proof their recurring billing and revenue management, and recover billions of dollars in lost revenue due to churn. Founded in 2009, Recurly is based in San Francisco, with offices in Boulder and London. Recurly | Keep a good thing growingⓇStarting Price: $0.00/month -
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SDK.finance
SDK.finance
SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.Starting Price: Contact us -
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MoonClerk
MoonClerk
MoonClerk is an easy-to-use recurring payment system for professionals, businesses, and organizations of all types and sizes. With MoonClerk, anyone can accept recurring and one-time payments immediately--no coding required. The app lets users embed checkout forms from anywhere and have payments sent directly to their bank accounts.Starting Price: $15.00/month -
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ezyCollect
ezyCollect
If you're looking to improve your accounts receivables and cashflow, turn to to ezyCollect, a secure, cloud-based accounts receivable and debtor management solution. Trusted by more than 1,000 companies worldwide, ezyCollect automates the tedious tasks in accounts receivables so that organizations can spend their precious resources on their core business. It comes with a host of features to help businesses get paid faster and easier, including pre-reminder communications, overdue reminders, online payment processing, and escalation to debt collection. The platform also integrates with leading accounting software, Xero and myob.Starting Price: $25.00/month -
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Payscout
Payscout
Our proprietary Paywire platform was built to handle simple and complex payment needs, with easy integration for both software and web applications. Our partners are able to process more payments by expanding their acceptance channels and adding multiple payment methods. Our platform has the ability to integrate with complex peripherals including EMV readers and check scanners, with support for mobile, web, desktop, and Thin Client solutions. Paywire is a turnkey and flexible solution with multiple interfaces that can accommodate a multitude of payment processing, monitoring, and reporting needs. As an active member of ACA International, and with over 20 years of experience serving the collections industry, we know the operational and compliance needs of your agency. We are a world-leader in secure, flexible, and highly customized ecommerce solutions and our proprietary Paywire platform can be configured to meet your needs.Starting Price: $1.65 per month -
18
Acceptiva
Acceptiva
Acceptiva provides nonprofits with the ability to accept payments for any need, any time; seamlessly, securely, and affordably. In 2020, Acceptiva was acquired by Qgiv, an industry-leading provider of digital fundraising platforms. Clients now have access to an expanded set of user-friendly fundraising tools including peer-to-peer fundraising, text giving, auctions, and time-saving CRM integrations. Easily access all transaction data by form or across multiple forms. Edit transactions, recharge donor/payers, sort on screen, export in Excel, CSV, or .pdf, and create custom reports to store for future access. Reports can be accessed or restricted by permission and or report type. You have full control over funds management reporting and viewing. Call or email our customer service reps for questions, edits, support or free training. Provide discounted pricing to select groups or members.Starting Price: $99 per month -
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SwipeSum
SwipeSum
Discover the best credit card processing solution for your unique business and eliminate most fees associated with accepting payments. The research required to find the best solution for your unique business can take months, and merchants do not have the upper hand in negotiations. Swipesum solved that. We prove that we're the experts by sourcing the best payments solutions for you, and help pre-negotiate the most favorable terms for free. Our advice is completely free to you. We'll help negotiate and manage your payments solution, so you can focus on the growth of your company. Swipesum combines industry knowledge, proprietary software technology, and dedicated customer service to create a payments solution that will optimize card processing for your business. There is a lot of misinformation and confusion in card processing. The industry tends to obscure pricing while building the appearance of inflexibility and exclusivity into their services.Starting Price: $15 per month -
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MONEI
Microapps sl
MONEI makes everything easy MONEI is a payment gateway that allows you to accept payments either online and offline. MONEI can be integrated directly into your website or online store with just one simple line of code (or not even that). MONEI protects you against fraud, can issue refunds and helps your business succeed. It’s the simplest and cheapest way to start making money on your site. Moving money with ease Move your money online transparently and securely — no paperwork or compliance when accepting payments to start a business. Integrating MONEI as your payment gateway will help you boost your conversion rates. Our features and capabilities are hard to beat. Insanely Simple We designed MONEI in a way that anyone can use it. Today you, tomorrow your six years old child on their way to conquer the business world. Few clicks here and there, and that's all there is to it.Starting Price: $0 -
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Xsolla
Xsolla
Xsolla is the video game ecommerce platform powered by Transaction Engine and Business Engine to help developers and publishers market, sell, connect and optimize their games globally. Serving only the video game industry, the Xsolla Transaction Engine and Business Engine work seamlessly together to solve the complexities of distribution, marketing and monetization so developers, publishers and platform partners can increase their audience, sales and revenue. Market, sell, connect, and optimize your game with one platform, powered by Xsolla Transaction Engine and Business Engine. Accessible solutions that combine our products, industry connections, and expertise to meet your company’s specific needs. Great games can emerge anywhere. We at Xsolla are here to ensure the best ideas get made, get seen, and get played. So we've built a suite of products that remove the barriers between creators and the support they need. -
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SaturnShift
SaturnShift Inc
SaturnShift is a unified payments platform for small businesses. Merchants can send invoices and payment links and accept credit and debit cards, ACH bank payments, and stablecoins including USDC and USDT from one platform. SaturnShift includes automated invoice reminders, customer management, refunds and payment reporting, plus native QuickBooks Online integration that synchronizes customers and invoices and automatically records payments, fees and refunds. A native WooCommerce plugin lets online stores accept supported payment methods directly through their checkout. SaturnShift is designed to simplify payment acceptance and reconciliation without requiring businesses to manage separate systems for traditional and stablecoin payments.Starting Price: $49/month -
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WePay
WePay
We provide payments infrastructure for independent software vendors (ISVs) and software platforms to ensure small businesses get paid quickly and easily. We deliver payments you can bank on. Our APIs make flexible, integrated payments possible via referral, white label or payment facilitator models, so our customers can focus on their core strategy. WePay’s corporate values are core to who we are and how we operate. We endeavor to live up to them every day in our interactions with each other and with our customers and partners. Seamlessly integrate payments into your application; we’ll support you from behind-the-scenes. Leverage the Chase brand & network to maximize adoption of digital payments. -
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OBM Gym Management Software
MoneyMovers
OBM Gym Management Software: An amazing member management software coupled to a powerful PCI-DSS Compliant EFT Payment Gateway! Everything your club needs to make it all work! Let one of our helpful technicians guide you through a complete online demonstration of our software—OR sign up for our mailing list to get all the latest OBM updates. Not all locations need all the bells and whistles of a full-blown Health Club Member Management System. That is why we developed a system that has a cafeteria design to it. You simply choose our Online Business Manager Gym Software Base System for basic Member Management and then include the features you need. Call our office and find out about our competitive pricing and special first time user discounts. -
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Web Payment Software
Mountain Media
Web Payment Software™ offers merchants a cost-plus pricing model that can deliver rates as low as 0.4%. That would be a savings of $2.50 on a $100.00 transaction when compared to the bigger players in the industry. We also don't nickel and dime you with gateway, transaction and batch fees. Or fees for Address Verification Service (AVS) and fraud protection. Learn more about why our merchant accounts cost less. Web Payment Software™ also offers payment features like Payment Pages, Recurring Payments, Virtual Terminal as well as Next Generation Point of Sale solutions that can help streamline your business process.Starting Price: $15.99 per month -
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Bindo POS
Bindo Labs
Bindo provides solutions for the F&B, Retail, Hospitality, and other industries in today’s fast-paced and challenging business environment. With over 10,000 points of sales in 12 countries, Bindo’s solutions are helping businesses increase their revenues, profits, operational efficiency, and grow their customer base in today’s challenging world. Everything you need in order to run your business smoothly and effectively. Automatic and clever - Bindo Smart Register helps increase your sales by recommending relevant products to your customers. During checkout, special discounts and promotions will appear to generate opportunities to upsell. Bindo helps manage the supply chain from the purchase order to stock transfer processes across multiple stores. Advanced features such as ingredient tracking module improves cost control while automatic notifications on low stock ensure that you will never run out of stock. -
27
Engaging Networks
Engaging Networks
Engaging Networks helps nonprofits maximize their impact through a suite of world-class online fundraising and advocacy digital engagement tools. Nonprofits of every size and cause—from human rights to disaster relief—use our platform to raise money, engage their communities, and advance their missions. For over 20 years, we’ve powered tens of millions of donations from over 190 countries and raised over $2 billion for social good. The Engaging Networks platform is updated constantly with new features and upgrades every six to eight weeks so that we can provide an innovative platform that fits every need. We can replace the advocacy, fundraising, email, P2P, events, and data management systems you have, or play nicely with whatever you’d like to keep. We proudly work with a variety of incredible organizations such as The Humane Society of the United States, The Nature Conservancy, Human Rights Campaign, PETA and Amnesty International USA. Today, we have two offices in Washington, D.C. -
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Unity FI Solutions
Unity FI Solutions
Custom payment solutions/technologies for banks, businesses, & educational institutions. 24/7 customer service & technical support for existing merchants. All financial data is protected with contemporary networks and terminals. Offering some of the lowest transactions fees in the business. Apply today for a merchant account and get approved within 24 hours. Uniquely tailored solutions that fit our customers' needs. Using innovation to accelerate account receivable collections. -
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Checkout
Acclivity Group
We will not be updating Checkout beyond the current version (5.1.2) and, therefore, will not be providing compatibility with macOS 11 (Big Sur) or Apple computers with the M1 chip. Additionally, we will not issue updates to ensure future compatibility with Shopify. Your current version of Checkout will continue to work as is on supported operating systems. Run your retail store more efficiently with Checkout, starting at $499. Download the free trial and you'll be selling in minutes. The powerful, easy and affordable point of sale software for the Mac. Sync your Shopify orders to Checkout. Use Checkout to set up your store and send your products, variations, and images to Shopify with the Shopify connector. Checkout is not for restaurants or multi-store chains, but is instead made specifically for single-location boutiques, shops and stores selling goods of any kind.Starting Price: $499 one-time payment -
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Alternative Payments
Alternative Payments
You might be losing a significant percentage of purchases at the checkout, just because you are limiting the choice of how your customers want to pay! Find out with our free report which local payment options your visitors prefer, and allow us to help you reach those customers today! We can supercharge your eCommerce businesses and help meet the needs of millions of customers that don’t use credit cards. A merchant who provides trusted payment methods to prospective buyers is adding trust and a sense of ease through the buying process. These two factors will translate into increased sales. E-commerce merchants based in the US and Canada now have a game-changing advantage to ring up sales from European consumers. Reach your new consumers in Germany, Netherlands, UK and in every part of the world, without worrying about how you will charge them.
