Best Payment Processing Software with a Free Trial

NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently.

Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on.

Unlock effortless payment processing solutions with The Card Association. Our comprehensive array of setup options ensures seamless transactions for your business needs. Whether you require traditional card reader payments, convenient mobile payment capabilities, robust e-commerce solutions, or fully integrated POS (point of sale) applications, we have you covered. With our user-friendly interface and versatile platform, you can easily navigate through various payment methods to cater to your diverse clientele. Our team is dedicated to providing you with top-notch support and guidance every step of the way, ensuring a smooth transition and optimal performance. Experience the convenience and efficiency of modern payment processing with The Card Association. Join countless satisfied merchants who have streamlined their transactions and elevated their business operations. Discover why businesses trust us for secure, reliable, and customizable payment solutions.

Autodeals, Inc. is a cloud based dealer management solution provider. Our comprehensive solutions include Dealer Management, Accounting & AutoCollections, Electronic Signatures, Payment Processing, LenderHawk, Messaging & CRM, Websites & Leads, Service Center, and Wholesale Dealers. The primary solutions are augmented by inventory management, forms management, BHPH, Payment Solutions, regulatory compliance, vehicle valuations, vehicle history reports, vehicle specifications, credit reporting, Reynolds & Reynolds Law Contracts and more. Compare us to any platform for ease of use, speed, security, and reliability. Single and multi-location dealerships. Start managing your Dealership for a lifetime of success. Available contracts, forms, taxes and fees in 50 US States.

HoneyBook helps creative entrepreneurs and freelancers book more clients, manage projects and get paid all in one place. With their business management software, you can automate your busy work and stay on top of all your to-dos, saving time and money so you can grow your business. Its like your own personal assistant. This all-in-one management platform streamlines business processes, from first inquiry to final payment, so business owners can spend less time on administrative work and more time focusing on what got them passionate about their business in the first place. With their proposals, invoices, contracts, payments, and scheduling at your fingertips, HoneyBook gives you everything you need to give clients an unforgettable experience.

Square’s free credit card reader works with the free Square Point of Sale app to let everyone accept payments on their smartphone or tablet. Sign up for Square and we’ll drop your free card reader in the mail—no commitments or long-term contracts. Pay 2.6% + 10¢ per swipe for Visa, Mastercard, Discover, and American Express. Get your money as fast as the next business day. With two versions of Square Reader for magstripe—one for a headset jack, the other a Lightning connector—you’re covered. Just pick the credit card reader that works for you. Take payments at the counter or on the go, remotely through invoices, or by manually entering card numbers. Square Point of Sale is a free, easy-to-use app that gives you everything you need to manage your business. Credit card information is encrypted at the moment of swipe. Square doesn’t store card data on your device after a payment has been processed.

BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.

Cutting Edge Payment Processing Gateway with Enterprise Features and Real-Time Metrics

SpotOn is one of the most comprehensive, integrated POS systems on the market. From cloud-based POS to commission-free online ordering and reservations to labor management software, it offers everything the modern restaurateur needs -- with none of the headaches that you get with other big POS companies, like long-term contracts, surprise fees and rate hikes, and impersonal service. SpotOn excels in serving full-service restaurants, bars, and nightlife venues by providing a single, integrated system to run their business. Designed with speed in mind, the SpotOn Restaurant point-of-sale includes easy-to-read table layouts, the ability to quickly add items to an order, and make menu changes on the fly. The platform includes email marketing, review management, and the industry’s best reporting and analytics - all in a single, integrated dashboard that’s available anywhere your business takes you.

Powerful Trucking Software with streamlined necessary tools you need to run your trucking business smoothly. Features such as Assign and Offer Orders, Maps and Routing, Driver App, Document Scanning, Auto Pay (Same Day Funding), Invoice Customers, Driver Payroll, IFTA Mileage and Fuel Sync, Repair, OBDII & Maintenance, Voice and Fax Systems, Brokerage, Electronic Logs, Push to Talk, Two-Way Messaging, Dash Cams, Truck and Trailer Monitors, POD Signatures, Safety and Fleet Compliance, Dispatch Tools, GPS Navigation, Real-Time Updates and more!

SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.

If you're looking to improve your accounts receivables and cashflow, turn to to ezyCollect, a secure, cloud-based accounts receivable and debtor management solution. Trusted by more than 1,000 companies worldwide, ezyCollect automates the tedious tasks in accounts receivables so that organizations can spend their precious resources on their core business. It comes with a host of features to help businesses get paid faster and easier, including pre-reminder communications, overdue reminders, online payment processing, and escalation to debt collection. The platform also integrates with leading accounting software, Xero and myob.

Our proprietary Paywire platform was built to handle simple and complex payment needs, with easy integration for both software and web applications. Our partners are able to process more payments by expanding their acceptance channels and adding multiple payment methods. Our platform has the ability to integrate with complex peripherals including EMV readers and check scanners, with support for mobile, web, desktop, and Thin Client solutions. ‍Paywire is a turnkey and flexible solution with multiple interfaces that can accommodate a multitude of payment processing, monitoring, and reporting needs. As an active member of ACA International, and with over 20 years of experience serving the collections industry, we know the operational and compliance needs of your agency. We are a world-leader in secure, flexible, and highly customized ecommerce solutions and our proprietary Paywire platform can be configured to meet your needs.

Zangerine, a Descartes all-in-one ecommerce and inventory management solution, helps growing distributors and online retailers simplify operations while scaling efficiently. Designed for small to mid-sized businesses, Zangerine replaces scattered tools and spreadsheets with a centralized platform that unifies inventory management, order fulfillment, purchasing, and accounting integrations. Its automated workflows handle pick/pack/ship, barcode scanning, kitting, and QuickBooks syncing, reducing manual effort and costly errors. By consolidating your ecommerce channels, Zangerine eliminates the chaos of managing multiple systems for web stores, warehouses, and suppliers. The result is faster order processing, more accurate inventory control, and greater visibility into every aspect of your business. With Zangerine, you can finally focus on growth instead of managing disconnected software or spreadsheet overload.

Discover the best credit card processing solution for your unique business and eliminate most fees associated with accepting payments. The research required to find the best solution for your unique business can take months, and merchants do not have the upper hand in negotiations. Swipesum solved that. We prove that we're the experts by sourcing the best payments solutions for you, and help pre-negotiate the most favorable terms for free. Our advice is completely free to you. We'll help negotiate and manage your payments solution, so you can focus on the growth of your company. Swipesum combines industry knowledge, proprietary software technology, and dedicated customer service to create a payments solution that will optimize card processing for your business. There is a lot of misinformation and confusion in card processing. The industry tends to obscure pricing while building the appearance of inflexibility and exclusivity into their services.

THE PERFECT FORMULA TO INCREASE YOUR SALES Our Payment Gateway together with our Central Panel and our Connect2pay payment page solution are the result of years of experience in the payment industry. We constantly revamp them as our innovative experts come up with new ideas and our clients’ needs grow. With PayXpert, you will benefit from an innovative payment technology. We help you to improve your conversion rate while keeping you safe. Use the advanced payment technological tools that PayXpert team has developed. In accordance with local payments habits, one of the main key to be successful in company internationalization is to have the right payment method to get high volume of sales. With PayXpert, you can go international with local payment methods. Our payment solutions enable our clients to open business worldwide. PayXpert is connected with a large network of acquirers and also with many Alternative Payment Solutions around Europe, Morocco and Asia. & more

FTNI's ETran Online Payment solutions deliver multiple ways to securely accept one-time and recurring online ACH and credit/debit card payments and automatically post transaction details to your back-office accounting, ERP or CRM platform(s). With three different online solution offerings—Fully-Hosted, DirectForm, and DirectPost—you are able to implement and integrate the solution that fits your unique business processes, workflows and desired user experience. Give your organization, and customers, the control and oversight needed by leveraging a seamlessly scalable SaaS platform with industry leading security and compliance. Featuring three unique online payment solutions, FTNI's ETran platform delivers the flexibility to utilize your existing bank, merchant processor and back-office relationships to manage the complete payment acceptance, management and cash application lifecycle on a single platform in a convenient, contactless manor.

Top Choice Payments is a Top Rated Merchant Account Solution Provider for any business type (In-store, Mobile, Online, eCommerce, or MOTO), Trusted by small businesses everywhere. Reliable and easy-to-use products at some of the lowest rates with Next Day Funding options. Accept all major payment types including Apple Pay™, Google Pay™, and Samsung Pay with rates as low as .35%.