Best High-Risk Payment Processors with a Free Trial

Compare the Top High-Risk Payment Processors with a Free Trial as of February 2026

What are High-Risk Payment Processors with a Free Trial?

High-risk payment processors, also known as high-risk merchant account providers, provide specialized services for merchants who process payments for high-risk businesses. These businesses typically have difficulty in obtaining services from traditional payment processing providers due to the associated risks. High-risk payment processors usually charge higher fees to cover their own risk and provide additional technical support. They generally offer a range of solutions tailored to meet the specific needs of each merchant, such as fraud protection, data security, and dispute resolution. Compare and read user reviews of the best High-Risk Payment Processors with a Free Trial currently available using the table below. This list is updated regularly.

  • 1
    Shift4Shop
    Shift4Shop makes it easy to build the perfect website for your business and start selling your products or services online. Our turnkey eCommerce solution includes a feature-rich website builder, product and order management, customer marketing tools and more. Choose from dozens of professionally designed, industry-specific templates, all of which are mobile-friendly, SEO optimized and highly customizable. Customize your site using our intuitive web design tool, edit the HTML and CSS directly, or access our network of web design experts to build your online shop. Access hundreds of powerful features like product and order management, SEO tools, email and social media marketing, and much more. Seamlessly and securely accept credit cards and digital wallets with our integrated payment processing solution. Shift4Shop provides all the tools you need to launch, grow, and manage your online business.
    Starting Price: Free*
  • 2
    Payscout

    Payscout

    Payscout

    Our proprietary Paywire platform was built to handle simple and complex payment needs, with easy integration for both software and web applications. Our partners are able to process more payments by expanding their acceptance channels and adding multiple payment methods. Our platform has the ability to integrate with complex peripherals including EMV readers and check scanners, with support for mobile, web, desktop, and Thin Client solutions. ‍Paywire is a turnkey and flexible solution with multiple interfaces that can accommodate a multitude of payment processing, monitoring, and reporting needs. As an active member of ACA International, and with over 20 years of experience serving the collections industry, we know the operational and compliance needs of your agency. We are a world-leader in secure, flexible, and highly customized ecommerce solutions and our proprietary Paywire platform can be configured to meet your needs.
    Starting Price: $1.65 per month
  • 3
    AxxonPay

    AxxonPay

    AxxonPay

    AxxonPay is a premier payment solutions provider and a direct bank card acquirer for high risk merchants. We offer a range of payment services, including Visa, Mastercard, JCB, UnionPay, and alternative payment methods to clients across the globe. Our data-driven technologies are customized to suit the needs of our e-commerce clients, making online payments simple, secure and hassle-free. Our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, over 100 payment methods, mass payouts, and technological innovation within a single, seamless integration. AxxonPay guarantees swift money movement in a single click. Our clients benefit from reduced operational costs, reduced time-to-market for business expansion, and the perfect balance between conversion and security. With over 700 employees, AxxonPay has a global presence with four offices worldwide. We are licensed by the FCP of the UK.
    Starting Price: $0
  • 4
    SecurionPay

    SecurionPay

    Online Payments Group AG

    SecurionPay is a technologically advanced online payment platform with a strong focus on customer experience and first-rate solutions. The team of professionals understands merchants’ needs and pain points — from superior user experience, top-level security and smooth payments to mobile conversion, chargebacks, and fraud issues. Cutting-edge technology and versatile APIs give our clients ultimate freedom, flexibility and full control over both the development process (no matter of the merchant’s technology stack) and every payment activity.
    Starting Price: $0.25/one-time
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