Best Earned Wage Access Platforms in Canada

FlexEarn is an earned wage access platform built for small and medium-sized businesses. Employees can withdraw a portion of the salary they've already earned before payday, straight from the app, for a flat £1.75 fee with no interest and no credit checks. Employers pay nothing and don't need to change their payroll process; FlexEarn integrates directly with Sage payroll and all other major payroll and timesheet services, and is repaid at company level by direct debit, so setup takes minutes rather than months. The app also includes financial wellbeing tools, including budgeting, savings and free debt advice through FlexEarn's partnership with the charity StepChange. FlexEarn is the only fully automated earned wage access provider serving the UK SME market, with around 25% of eligible employees using it every month.

Flexpay is earn wage access program launches for Canadian businesses. This service, enables employees of partner organizations to access up to 90% of their “Earned Wages” any time before their “Payday”. No monthly fees for employees and it is also FREE for partner organizations. The main objective of earned wages access at any time is to help improve and balance the cashflow of employees viz-a-viz their expenses and to be confident in handling any financial emergencies. Flexpay makes it easy to plan, budget, spend what is necessary and save to live today with dignity, while building secure financial future.