Instant Financial vs. Proliant vs. Refyne Comparison


Instant Financial	Proliant	Refyne	+
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			Related Products Chime Workplace Chime WorkplaceTM is an all-in-one financial wellness platform that helps employees manage money, reduce stress, and build long-term stability. Offered at no cost to employers or employees, it includes: -No-fee earned wage access* -No-fee checking accounts and overdraft protection -Automated savings with high-yield interest -Credit-building tools -For an add-on, employee rewards & loyalty program benefits With seamless payroll integration, real-time insights, and secure infrastructure, Chime WorkplaceTM supports employee well-being while improving retention, engagement, and productivity. *MyPay at Work™ advances are instant and free while you are employed with a Participating Employer. 5 Ratings Visit Website Native Teams Native Teams is a global employment platform that helps businesses hire, onboard, pay, and manage employees and contractors across 95+ countries. 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About Instant Financial offers businesses an earned wage access solution that provides your valuable employees real-time access to their earned wages immediately after they work, without having to wait until payday. By offering this benefit to employees, organizations not only help free employees from the challenges of living paycheck to paycheck, but also see increased retention and lower attrition rates, which helps impact your bottom line. When you put your employees in control of their financial well-being, you'll boost job applicants and cut turnover. See the immediate results you can expect when you offer Instant Pay. Learn how leaders in the service industry have used Instant Pay to directly boost their retention. Understand how our platform integrates with your existing payroll and human resource systems. We help employers increase their job applicants, improve employee retention and decrease absenteeism.	About Powerful payroll software. People Tools that simplify Payroll & HR (and delight your employees). Never miss out on Rockstar talent again with our HR software. Delight your employees with the smoothest onboarding process in your industry. Take back control of your most expensive resource - your labor. Eliminate manual spreadsheet entries and tax compliance headaches forever with our online payroll software. Give your people the peace of mind they need to perform at their peak with our HR payroll benefits software. Keep your employees fully engaged, driven, and performing at their peak. Give your employees early access to earned wages to increase recruitment & retention while eliminating absenteeism.	About India’s first and largest earned wage access platform that empowers full-time and contracted employees with real-time access to pay. Acute financial anxiety among majority of human resource leads to distraction at work, negligence and poor or under-performance. As the financial pressure mounts with time, employees struggle to balance personal issues and workload, which increasingly begins to impact their overall output. Growing debt obligations and liquidity shortfall among employees could stir a spike in demand for salary advances, impacting employers’ working capital. Meanwhile, rising financial anxiety among employed Indians, resulting in absenteeism and rising attrition costs for enterprises. Financial stress can frustrate and hold back even your star employees who receive performance-linked incentives. Organizations must adopt a sound long-term wellness solution that addresses this issue and encourage their workforce to build financial resilience.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Organizations requiring a platform that can give their employees access to their pay minutes after each shift	Audience Companies of all sizes across the United States	Audience Anyone searching for an earned wage access platform
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Supported In Person Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Supported	Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information Instant Financial Founded: 2015 United States www.instant.co	Company Information Proliant Founded: 1993 United States www.proliant.com	Company Information Refyne Founded: 2020 India refyne.co.in/
Alternatives Branch	Alternatives ZayZoon	Alternatives Instant Financial
OrbisPay	Rain	ZayZoon
FlexWage	Dayforce	FlexWage
Rain	rapid! OnDemand rapid!	Jify
Access PayWise+ The Access Group View All	Employment Hero View All	Access PayWise+ The Access Group View All
Categories Earned Wage Access Supported Financial Wellness Supported	Categories Earned Wage Access Supported Human Resources Supported Payroll Supported Time & Attendance Supported	Categories Earned Wage Access Supported Financial Wellness Supported
	Show More Features Human Resources Features 360 Degree Feedback Supported Applicant Tracking Supported Attendance Management Supported Benefits Management Supported Career Development Planning Supported Compensation Management Supported Compliance Management Supported Employee Database Supported Employee Lifecycle Management Supported Onboarding Supported Payroll Management Supported Performance Management Supported Recruiting Management Supported Self Service Portal Supported Succession Planning Supported Time & Attendance Management Supported Time Off Management Supported Timesheets Supported Training Management Supported Payroll Features 401(k) Tracking Supported Attendance Management Supported Benefits Management Supported Check Printing Supported Compensation Management Supported Deductions Management Supported Direct Deposit Supported Multi-Country Not Supported Multi-State Supported Reporting/Analytics Supported Self Service Portal Supported Tax Compliance Supported Vacation / Leave Tracking Supported W-2 and 1099 Preparation Not Supported Wage Garnishment Supported
Integrations BerniePortal Not Supported Bucketlist Rewards Not Supported Carbide Not Supported Disclo Not Supported Ema Not Supported Guru Not Supported Kindo Not Supported OurPeople Not Supported Pereless Systems Not Supported SynergySuite Not Supported ThriveSparrow Not Supported Toast Kitchen Display System Not Supported Toast POS Not Supported Torpago Not Supported Trace Headcount Not Supported Truto Not Supported WorkTango Not Supported Show More Integrations	Integrations BerniePortal Supported Bucketlist Rewards Supported Carbide Supported Disclo Supported Ema Supported Guru Supported Kindo Supported OurPeople Supported Pereless Systems Supported SynergySuite Supported ThriveSparrow Supported Toast Kitchen Display System Supported Toast POS Supported Torpago Supported Trace Headcount Supported Truto Supported WorkTango Supported Show More Integrations View All 23 Integrations	Integrations BerniePortal Not Supported Bucketlist Rewards Not Supported Carbide Not Supported Disclo Not Supported Ema Not Supported Guru Not Supported Kindo Not Supported OurPeople Not Supported Pereless Systems Not Supported SynergySuite Not Supported ThriveSparrow Not Supported Toast Kitchen Display System Not Supported Toast POS Not Supported Torpago Not Supported Trace Headcount Not Supported Truto Not Supported WorkTango Not Supported Show More Integrations View All 2 Integrations
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