About
Credit cards, invoice management, and digital financial processes drive efficiency across your entire business. Whether it's cash transactions or mileage reimbursement: All out-of-pocket expenses that employees bear can be easily accounted for and reimbursed with Moss. Gain more focus and save time and effort through automated processes in accounting, and accelerate the month-end closing. Due to integration with your accounting software, data can be exported with one click. Moss provides a smooth invoicing process that benefits the entire team. Digital, automated and centralized in one place. With automated spend and approval processes, Moss helps you make the most of your time. With set approval limits, corporate credit cards for employees allow a new level of control. Track all employee spending in Moss, freeze cards and flexibly adjust limits. Moss shows you all employee expenses in one place and always in real time. This makes every payment trackable.
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About
Ramp is a finance operations platform that automates the full spend lifecycle, from corporate cards and expense management to accounts payable, procurement, travel, and business banking. Corporate cards come with built-in spend controls, merchant blocking, and policy enforcement at the point of purchase. On the expense side, automated policy reviews handle transaction matching, receipt collection, and accounting field coding without manual intervention. Ramp Bill Pay processes invoices with near-perfect OCR accuracy, with support for ACH, same-day ACH, check, wire, and card payments globally. Procurement compresses intake-to-approval cycles with AI-parsed contracts, parallel routing across finance, IT, legal, and security, and vendor benchmarking against anonymized spend data from thousands of businesses. Travel enforces policy at booking, supports dynamic per diems, and automatically rebooks hotels when prices drop. Ramp Treasury lets businesses earn yield on idle cash through.
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About
Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently.
What we do:
1️⃣ White-Label Solution with Embedded Finance
Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support.
2️⃣ Wallester Business: Corporate Expense Management
Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control.
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Platforms Supported
Windows
Not Supported
Mac
Not Supported
Linux
Not Supported
Cloud
Supported
On-Premises
Not Supported
iPhone
Not Supported
iPad
Not Supported
Android
Not Supported
Chromebook
Not Supported
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Platforms Supported
Windows
Not Supported
Mac
Not Supported
Linux
Not Supported
Cloud
Supported
On-Premises
Not Supported
iPhone
Not Supported
iPad
Not Supported
Android
Not Supported
Chromebook
Not Supported
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Platforms Supported
Windows
Supported
Mac
Supported
Linux
Supported
Cloud
Supported
On-Premises
Not Supported
iPhone
Supported
iPad
Supported
Android
Supported
Chromebook
Supported
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Audience
Financial institutions looking for an all-in-one Spend Management platform
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Audience
For SMEs looking for a spend management and reimbursement solution
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Audience
Any-size business
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Support
Phone Support
Supported
24/7 Live Support
Not Supported
Online
Supported
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Support
Phone Support
Supported
24/7 Live Support
Not Supported
Online
Not Supported
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Support
Phone Support
Supported
24/7 Live Support
Not Supported
Online
Supported
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API
Offers API
Not Supported
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API
Offers API
Not Supported
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API
Offers API
Supported
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Screenshots and Videos |
Screenshots and Videos |
Screenshots and Videos |
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Pricing
€12 per user per month
Free Version
Not Supported
Free Trial
Not Supported
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Pricing
No information available.
Free Version
Supported
Free Trial
Supported
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Pricing
$0
Free Version
Supported
Free Trial
Not Supported
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Reviews/
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Reviews/
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Reviews/
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Pros & Cons from Real UsersPros
Cons
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Pros from Real UsersPros
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Training
Documentation
Supported
Webinars
Not Supported
Live Online
Supported
In Person
Not Supported
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Training
Documentation
Supported
Webinars
Supported
Live Online
Supported
In Person
Supported
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Training
Documentation
Supported
Webinars
Not Supported
Live Online
Supported
In Person
Supported
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Company InformationMoss
Founded: 2019
Germany
www.getmoss.com
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Company InformationRamp Financial
Founded: 2019
United States
www.ramp.com
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Company InformationWallester
Founded: 2016
Estonia
business.wallester.com
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Alternatives |
Alternatives |
Alternatives |
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Categories |
CategoriesRamp provides a unified finance platform that automates accounts payable for global enterprises, replacing disconnected legacy tools with a single, AI-powered system. The platform streamlines the entire intake-to-pay lifecycle, allowing finance teams to process bills in seconds while enforcing custom approval flows and spend policies automatically. With deep integrations into major ERPs like NetSuite and Sage Intacct, Ramp ensures real-time financial accuracy and accelerates the month-end close. Enterprises benefit from a scalable solution that manages corporate cards, bill payments, and global reimbursements across 195 countries, all while providing comprehensive visibility into corporate spend. Ramp is a finance operations platform that automates the full spend lifecycle, from corporate cards and expense management to accounts payable, procurement, travel, and business banking. Corporate cards come with built-in spend controls, merchant blocking, and policy enforcement at the point of purchase. On the expense side, automated policy reviews handle transaction matching, receipt collection, and accounting field coding without manual intervention. Ramp Bill Pay processes invoices with near-perfect OCR accuracy, with support for ACH, same-day ACH, check, wire, and card payments globally. Procurement compresses intake-to-approval cycles with AI-parsed contracts, parallel routing across finance, IT, legal, and security, and vendor benchmarking against anonymized spend data from thousands of businesses. Travel enforces policy at booking, supports dynamic per diems, and automatically rebooks hotels when prices drop. Ramp Treasury lets businesses earn yield on idle cash. |
Categories |
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Expense Report Features
Approval Process Control
Supported
Invoice Management
Not Supported
Multi-Currency
Supported
Receipt Management
Supported
Reimbursement Management
Not Supported
Spend Control
Supported
Time Tracking
Not Supported
Workflow Management
Supported
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Expense Report Features
Approval Process Control
Supported
Invoice Management
Not Supported
Multi-Currency
Supported
Receipt Management
Supported
Reimbursement Management
Not Supported
Spend Control
Supported
Time Tracking
Not Supported
Workflow Management
Supported
Spend Management Features
Approval Workflow
Supported
Budgeting / Forecasting
Supported
Expense Tracking
Supported
Multi-Currency
Supported
Prepaid Cards
Supported
Procurement Management
Supported
Receipt Management
Supported
Spend Analysis
Supported
Spend Control
Supported
Supplier Management
Supported
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Integrations
AgentKit
Not Supported
Alloy
Not Supported
Cobot
Not Supported
Digits
Not Supported
DualEntry
Not Supported
Fulfil
Not Supported
Gravity Software
Not Supported
Haiko
Not Supported
Mesh
Not Supported
Nango
Not Supported
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Integrations
AgentKit
Supported
Alloy
Supported
Cobot
Supported
Digits
Supported
DualEntry
Supported
Fulfil
Supported
Gravity Software
Supported
Haiko
Supported
Mesh
Supported
Nango
Supported
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Integrations
AgentKit
Not Supported
Alloy
Not Supported
Cobot
Not Supported
Digits
Not Supported
DualEntry
Not Supported
Fulfil
Not Supported
Gravity Software
Not Supported
Haiko
Not Supported
Mesh
Not Supported
Nango
Not Supported
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