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About

Gerald is a financial technology app designed to provide users with flexible financial solutions, including interest-free cash advances up to $80, enabling individuals to manage unexpected expenses without incurring additional costs. The app also features a Buy Now, Pay Later option, allowing users to purchase essential household items and mobile plans with the convenience of deferred payments, all without hidden fees or interest. Additionally, Gerald offers a Play to Earn feature, where users can engage in games to earn coins, which can be redeemed for store rewards, further enhancing their purchasing power. Committed to inclusivity, Gerald ensures that both members and non-members have access to affordable household shopping, aiming to empower individuals and families to shop smart, save more, and embrace a brighter financial future.

About

KOHO is one seamless platform for your money and life. We are a forward-thinking fintech company dedicated to financially empowering a generation of Canadians. With a Mastercard and innovative tools, we provide our users with the ability to earn, spend, borrow, build credit, and budget, all in one convenient app. Driven by a genuine desire to help people make financial progress, KOHO has touched the lives of over 1.7 million users. Our mission is to make finance accessible, engaging, and user-friendly, ensuring that everyone has the resources they need to take control of their financial future. We insure deposits up to $100K with CDIC coverage and keep your money locked up tight. We take the necessary steps to protect your account. We use 256-bit encryption, which is exactly what the banks use. We’re proud to offer a product that our users love, and we remain committed to innovating and evolving to meet their needs.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Not Supported
On-Premises Not Supported
iPhone Supported
iPad Not Supported
Android Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Not Supported
Android Supported
Chromebook Not Supported

Audience

Gerald targets individuals and families seeking flexible financial tools, including cash advances, buy-now-pay-later options, and rewards programs, to manage expenses and improve financial well-being

Audience

Canadian users looking for a tool to manage their finances effectively

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Not Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free Version Supported
Free Trial Not Supported

Pricing

$9 per month
Free Version Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Reviews/Ratings

Overall 1.0 / 5
ease 1.0 / 5
features 1.0 / 5
design 1.0 / 5
support 1.0 / 5

Pros & Cons from Real Users

Pros

  • They talked a big game about helping me. and then used their expertise to completely screw up my credit over $100. NOTHING POSITIVE! NO PROS

Cons

  • Just when you thought the banks were scummy, along comes the most scumbag organization I have ever had to deal with. These so called "Credit report" fixers screwed me over $100. I worked for 16 months to fix my credit and without warning, without them contacting me, they have claimed I owe them $100 and registered an R9 on my credit. This amazing corporation that claims to help people in need of credit repair turned around and completely screwed me. Scumbag central, you've all been warned.

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Company Information

Gerald
Founded: 2018
United States
joingerald.com

Company Information

KOHO
Founded: 2014
Canada
www.koho.ca

Alternatives

Alternatives

slice

slice

North East Small Finance Bank Ltd

Categories

Buy Now Pay Later Supported
Cash Advance Supported

Categories

Cash Advance Supported

Integrations

No info available.

Integrations

No info available.
Claim Gerald and update features and information
Claim Gerald and update features and information
Claim KOHO and update features and information
Claim KOHO and update features and information