CARDZ3N vs. ConnectPay vs. INFT vs. Razorpay Comparison


CARDZ3N	ConnectPay	INFT INFT Singapore Pte. Ltd.	Razorpay
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About CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity.	About At ConnectPay, we offer an all-in-one financial platform that’s been purpose-built to help your online business to scale. By providing an all-in-one, easy-to-use financial platform, we take care of payments, accounts, and basically all things finance so you can focus on what you’re passionate about. What makes us special is that not only do we hold an EMI license, but we also offer a comprehensive suite of compliance solutions that come embedded in our platform. With us, you can relax and focus on what you do best while we take care of the complicated things. We also have a proven track record with leading platforms, marketplaces, and other online businesses. In 2023, we processed over 3.6M transactions averaging €1B per month and we held 101M of client funds. This is what we offer: - Embedded finance - Built-in compliance - Multicurrency IBAN accounts - Digital wallets - SEPA transactions - SWIFT payments - Payment cards - Payment gateway - Daily banking	About Our one-stop platform is aimed at reaching out to and filling the financing and banking gap of the 41% (out of more than 70 million) underserved MSMEs in the Southeast Asia region. We offer flexible and secure solutions with competitive and attractive pricing and best-in-class financial solutions to empower entrepreneurs. We offer Digital Business Accounts, Multi-Currency Business Accounts, BNPL, Crowd Funding, Visa Business Card, Local and International Money Transfers, as well as Team & Spend Management, our solutions are all geared towards this empowerment. The main objective of Supply Chain Financing is to help companies like yours free up their cash flow and establish a good relationship with your buyers. When you sign up for our supply chain financing, the manufacturer gets paid upfront for products delivered while the distributor signs on for a monthly repayment scheme. Supply chain finance will sit at the center of your global working capital strategy.	About Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts.
Platforms Supported Windows Supported Mac Supported Linux Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Supported Mac Supported Linux Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Supported	Platforms Supported Windows Supported Mac Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Businesses interested in a solution to accept, process and manage global payments for credit cards	Audience ConnectPay, an all-in-one financial platform, enables the scale of various online businesses – marketplaces, platforms, loyalty programs, lending, P2P, crowdfunding, wealth management, retail companies, fintechs, neobanks, and so on.	Audience Organizations, companies, startups, entrepreneurs, small businesses seeking a solution to manage their financial processes	Audience Companies of all sizes that need a payment gateway solution
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Supported Online Not Supported
API Offers API Supported	API Offers API Supported	API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing We have many different programs. Interchange+, Flat Rate, Membership pricing, Cash Discount, Surcharge and more. Free Version Supported Free Trial Not Supported	Pricing Flexible pricing depends on required financial solutions modules and business type. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Supported Free Trial Not Supported	Pricing 1.8% per Transaction Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 4.3 / 5 ease 4.7 / 5 features 4.3 / 5 design 5.0 / 5 support 4.3 / 5 Read all reviews
			Pros & Cons from Real Users Pros Razorpay makes it fairly easy to manage online payments in one place. The dashboard is useful for checking transactions, tracking payment activity, and getting an overview of payments. I also find the variety of payment methods and integration options helpful for regular business use. Razorpay is truly the future of payments. I am so proud of this made-in-India company! It plays well with UPI, Internet Banking, CC/DC, wallets, Lazypay etc. Great dashboard Easy to use Easy to integrate Variety of payment options Analytics and insights Good customer service Cons Razorpay helps simplify the process of accepting and managing online payments without needing to handle different payment methods separately. Having transactions and payment information available through one platform makes day-to-day payment management more convenient. Nothing to complain about here. All-in-all a great gateway service. Needs more customization options. Lacks robust international payment options.
Training Documentation Supported Webinars Not Supported Live Online Supported In Person Supported	Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Supported
Company Information CARDZ3N Founded: 2018 United States www.cardz3n.com	Company Information ConnectPay Founded: 2018 Lithuania connectpay.com	Company Information INFT Singapore Pte. Ltd. Founded: 2021 Singapore inft.co	Company Information Razorpay Founded: 2014 India razorpay.com
Alternatives High Risk Pay	Alternatives Intergiro Intergiro Intl AB	Alternatives Brex	Alternatives Bharat Bill Pay NPCI Bharat BillPay
Razorpay	Routefusion	Wallester	BillDesk
BlueSnap	Sila	Finom	Cashfree Payments
Sila	CARDZ3N	Qonto	BlueSnap
Braintree PayPal View All	Razorpay View All	Penta Penta Fintech View All	Sila View All
Categories B2B Payment Supported Business Bank Accounts Supported High-Risk Payment Processors Supported Payment Facilitation (PayFac) Supported Payment Gateways Supported Payment Processing Supported Payroll Supported	Categories B2B Payment Supported Banking as a Service (BaaS) Supported High-Risk Payment Processors Supported Payment Processing Supported	Categories B2B Payment Supported Billing and Invoicing Supported Business Bank Accounts Supported Virtual Credit/Debit Cards Supported	Categories B2B Payment Supported Bank Verification Supported Banking as a Service (BaaS) Supported Embedded Finance Supported Embedded Payments Supported Event Registration Supported Mobile Payment Supported Payment Facilitation (PayFac) Supported Payment Gateways Supported Payment Orchestration Supported Payment Processing Supported Payroll Supported Point of Sale Supported Recurring Billing Supported Retail POS Systems Supported Shopping Cart Supported Subscription Management Supported
Show More Features Business Bank Accounts Features Bank Wires Not Supported Bill Pay Not Supported Billing & Invoicing Supported Business Credit Cards Not Supported Checking Account Supported Checks Not Supported Expense Management Not Supported Instant Payouts Not Supported No Fee Payments Not Supported Rewards Not Supported Savings Account Not Supported Spend Management Not Supported Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Supported Payroll Features 401(k) Tracking Supported Attendance Management Supported Benefits Management Supported Check Printing Supported Compensation Management Supported Deductions Management Supported Direct Deposit Supported Multi-Country Supported Multi-State Supported Reporting/Analytics Supported Self Service Portal Supported Tax Compliance Supported Vacation / Leave Tracking Supported W-2 and 1099 Preparation Supported Wage Garnishment Supported	Show More Features Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Supported Mobile Payments Not Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Not Supported Signature Capture Not Supported		Show More Features Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported
Integrations AccessOwl Not Supported DrapCode Not Supported Edistera Not Supported Genamet Not Supported Guestara Not Supported Hyvikk Fleet Manager Not Supported Jumper.ai Not Supported Little Box Office Not Supported MediaJungle Not Supported NeoFlo Not Supported Ominiflow Not Supported OpenCart Not Supported Samsung Pay Supported Senseforth.ai Not Supported Shopify Not Supported Tradetron Not Supported Vasy Not Supported Verloop.io Not Supported Whelp Not Supported Zuddl Not Supported Show More Integrations View All 6 Integrations	Integrations AccessOwl Not Supported DrapCode Not Supported Edistera Not Supported Genamet Not Supported Guestara Not Supported Hyvikk Fleet Manager Not Supported Jumper.ai Not Supported Little Box Office Not Supported MediaJungle Not Supported NeoFlo Not Supported Ominiflow Not Supported OpenCart Not Supported Samsung Pay Not Supported Senseforth.ai Not Supported Shopify Not Supported Tradetron Not Supported Vasy Not Supported Verloop.io Not Supported Whelp Not Supported Zuddl Not Supported Show More Integrations	Integrations AccessOwl Not Supported DrapCode Not Supported Edistera Not Supported Genamet Not Supported Guestara Not Supported Hyvikk Fleet Manager Not Supported Jumper.ai Not Supported Little Box Office Not Supported MediaJungle Not Supported NeoFlo Not Supported Ominiflow Not Supported OpenCart Not Supported Samsung Pay Not Supported Senseforth.ai Not Supported Shopify Not Supported Tradetron Not Supported Vasy Not Supported Verloop.io Not Supported Whelp Not Supported Zuddl Not Supported Show More Integrations	Integrations AccessOwl Supported DrapCode Supported Edistera Supported Genamet Supported Guestara Supported Hyvikk Fleet Manager Supported Jumper.ai Supported Little Box Office Supported MediaJungle Supported NeoFlo Supported Ominiflow Supported OpenCart Supported Samsung Pay Not Supported Senseforth.ai Supported Shopify Supported Tradetron Supported Vasy Supported Verloop.io Supported Whelp Supported Zuddl Supported Show More Integrations View All 197 Integrations
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