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About

Bright Money is a financial app designed to help users reduce debt and build credit history. By connecting your checking account and credit cards, Bright analyzes your income, spending habits, and debts to create a personalized plan. Utilizing its proprietary MoneyScience system, which comprises 34 algorithms, Bright makes automatic, optimized payments toward your credit cards, ensuring timely payments and minimizing interest charges. This approach not only helps in paying off debt faster but also contributes to improving your credit score by maintaining a positive payment history and lowering credit utilization. Additionally, Bright offers the Bright Builder feature, which sets up a small line of credit used to pay off your credit cards. Bright manages the repayment of this line of credit automatically, building a fresh, positive payment history and improving your credit utilization ratio, both of which can boost your credit score.

About

A credit report is a track record of both your personal and financial credit information. It includes information taken from public records, personal identification and debt information. Your report will show things like your payment history, your debt balances, items in default, items in collections, and who you owe money to. Credit scores are calculated using a 5-part formula, calculated based on the following factors: payment history, amounts owed, length of credit history, mix of types of credit, and amount of new credit. Your credit scores don’t just influence your ability to get a loan at a good price, however. Employers check credit to make sure that their employees can be trusted with money. Landlords check reports to determine whether or not they are a risky tenants.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Not Supported
Android Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Supported
Linux Not Supported
Cloud Not Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Audience

Individuals searching for a solution to automate their debt repayment and credit-building efforts

Audience

Individuals that need an AI-driven personal credit management system

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Not Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free Version Supported
Free Trial Not Supported

Pricing

$69 per month
Free Version Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Training

Documentation Not Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Company Information

Bright Money
Founded: 2019
United States
www.brightmoney.co

Company Information

The Credit Pros
United States
thecreditpros.com

Alternatives

Alternatives

Bright Retail

Bright Retail

Bright Solutions
Credit Admiral

Credit Admiral

Credit Admiral Software

Categories

Personal Finance Supported

Categories

Credit Repair Supported

Integrations

No info available.

Integrations

No info available.
Claim Bright Money and update features and information
Claim Bright Money and update features and information
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Claim The Credit Pros and update features and information