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About

Bright Money is a financial app designed to help users reduce debt and build credit history. By connecting your checking account and credit cards, Bright analyzes your income, spending habits, and debts to create a personalized plan. Utilizing its proprietary MoneyScience system, which comprises 34 algorithms, Bright makes automatic, optimized payments toward your credit cards, ensuring timely payments and minimizing interest charges. This approach not only helps in paying off debt faster but also contributes to improving your credit score by maintaining a positive payment history and lowering credit utilization. Additionally, Bright offers the Bright Builder feature, which sets up a small line of credit used to pay off your credit cards. Bright manages the repayment of this line of credit automatically, building a fresh, positive payment history and improving your credit utilization ratio, both of which can boost your credit score.

About

Managing money is hard, but you don’t have to do it alone. Rocket Money empowers you to save more, spend less, see everything, and take back control of your financial life. Never pay for an unwanted subscription again. Rocket Money instantly finds and tracks your subscriptions. Your concierge is there when you need them to cancel services so you don’t have to. Get an effortless breakdown of your finances to see where your money is going and how to improve. We’ll notify you of important events that need your attention so you’re never caught off guard. Turn on autopilot to save money without thinking about it. Rocket Money learns your habits and saves the right amount at the right time while helping you avoid overdraft fees. Access your complete credit report and history. Get alerted to important changes that impact your score. Our concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Not Supported
Android Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Audience

Individuals searching for a solution to automate their debt repayment and credit-building efforts

Audience

Companies and individuals seeking a solution to track and manage their budget, subscriptions, finances, and savings

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Supported
Online Supported

API

Offers API Not Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free Version Supported
Free Trial Not Supported

Pricing

Free
Free Version Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Overall 1.0 / 5
ease 1.0 / 5
features 3.0 / 5
design 3.0 / 5
support 1.0 / 5

Pros & Cons from Real Users

Pros

  • Used to be a reliable application. Now it is flaky and largely unsupported by the vendor. They acquired a piece of working software - TrueBill - and have just kicked it to the dirt to make money passively and without any effort on their part.

Cons

  • No longer allows even "chat" customer support. Connector software isn't stable anymore which requires perpetual account reconnection, so there's all the username/password/2FA shuck and jive. Certainly not worth any "premium" account payments, and do NOT ask them to "lower your bills".

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Company Information

Bright Money
Founded: 2019
United States
www.brightmoney.co

Company Information

Rocket Money
Founded: 2015
United States
www.rocketmoney.com

Alternatives

Alternatives

Bright Retail

Bright Retail

Bright Solutions
Mint

Mint

Intuit

Categories

Personal Finance Supported

Categories

Budgeting Supported
Personal Finance Supported

Integrations

Trellis Connect Not Supported

Integrations

Trellis Connect Supported
Claim Bright Money and update features and information
Claim Bright Money and update features and information
Claim Rocket Money and update features and information
Claim Rocket Money and update features and information