Looking Forward

Making a better life for me and my kids

Archive for the tag “loan”

Thanks, Asshole.

This is from the online banking page for the Home Equity loan account. This is a loan in both of our names, so when he misses a payment, it kills my credit score. The amount of the line of credit is $10,000. No amount of pleading with the bank will make them remove my name. He needs to refinance this line of credit. He cries about not having money or a job, so he can’t possibly.

What this shows is that the ex made a loan payment on the home equity loan of $73.66, and then another one of $8926.34 on 11/5/12. I have no idea where that kind of money is coming from. He’s a super poor student, remember? He then took  $3000.00 out from that line of credit on 11/21, then another $890.00 on 12/3.

Oddly, my rent check that I mailed on 11/26/12 still hasn’t been cashed.

12/03/2012 Payment 100.00
12/03/2012 Note increase 890.00
11/21/2012 Note increase 3,000.00
11/05/2012 Payment 8,926.34
11/05/2012 Payment 73.66

I have full access to this money. I just need to go to the bank and say I’d like to make a withdrawal from this account, show them my ID and sign a receipt. What a lovely Christmas gift $5000.00 would be. But a better gift would just to be off of this loan all together.

My email to him:

Asshole, (I used his real name, of course)
I continue to have complete withdraw and view access to the HE loan. With your recent deposits, I feel it’s best for you to refinance or pay off the loan as soon as possible, and get my name off of it, as the divorce says to do. 

 I’m sure the email was pointless. We all know you can’t reason with a crazy person. I’m really pissed about this. Thanks for the child support, asshole.

 

 

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