Question 1

How much can I afford to borrow for a mortgage in Canada?

Accepted Answer

Your mortgage affordability depends on your income, debts, credit score, and down payment. A mortgage pre-approval will give you a clear estimate.

Question 2

Can I get a mortgage if I’m self-employed?

Accepted Answer

Yes, but you’ll need to provide proof of income (like tax returns, NOAs, or business financials). A mortgage broker can help you find lenders that work with self-employed applicants.

Question 3

What makes working with a BRX Mortgage broker like you different from going directly to a bank?

Accepted Answer

As a BRX Mortgage broker, I offer access to 50+ lenders - not just one bank’s limited products. That means better rates, flexible terms, and tailored options that fit your unique financial story, not the bank’s bottom line.

Question 4

Can you help me get pre-approved quickly, even if I have a complex financial situation?

Accepted Answer

Absolutely. With our Get [ your mortgage ] APRVD process, I handle everything from assessment to verification - even for self-employed clients, newcomers, or those with credit challenges - to get you mortgage-ready fast and confidently.

Question 5

Do you offer rate locks or strategies to protect me if rates change suddenly?

Accepted Answer

Yes! I help you lock in competitive rates when they’re low and guide you through options like “float-down” features if better rates appear before closing.

Question 6

Can you structure my mortgage to match both my real estate goals and long-term finances?

Accepted Answer

Definitely. Whether you're buying, refinancing, or investing, I go beyond rates - I structure your mortgage with cash flow, future plans, and tax efficiency in mind, using BRX's innovative lending strategies.

Question 7

Will I get ongoing support after the mortgage closes?

Accepted Answer

100%. I don’t disappear after funding. You’ll receive ongoing advice, annual check-ins, and early renewal strategies to ensure your mortgage keeps working for you long after you’ve moved in.

Vadim Promotorov | REALTOR®

Real Estate Trading & Financing Professional

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