Links and offers are all current as of 03/25/2026. Please email me if something appears to be off: fuuunfix17@gmail.com

FunFix17 | Linktree

Referral Here

Acc: Elite Investment Checking

Fees: $20 or $5k Daily Balance

Warning Service: EWS, unclear if Chex too

CC Funding: $500 (as of 3/25/26)

Native: 4x DD Totaling $10k in 90d

Referral (Stack): 1x DD of $300

EACF: $25 w/i 90d

Academy Bank | $500 Native + $50 Ref 4U&I

Apply Here and Use Code qwqyhqcp

Crypto Bonus through Rakuten and stacks with Referral. 

My Kraken Referral code is qwqyhqcp

Elevated Rakuten offers seem to be $50 during the week and then are elevated to $150 on the weekend. I just completed my trades this morning (11/16/25) and am awaiting Rakuten to go pending. 

The referral bonus is tiered: 
Trade $100 → earn $15
Trade $300 → earn +$20 (=$35 total)
Trade $500 → earn +$40 (=$75 total)
Trade $5000 → earn +$75 (=$150 total)

Orders have to be placed in non-stable coin, such as BTC or ETH. I did $5000 of ETH and lost about $100 buying and then selling 15 minutes later. So will still be +$200 with Rakuten, but reader be warned. 

Additionally, funds will be locked in Kraken for 7 days. So will wait to push my money elsewhere. 

Kraken | Raku $50-150 | Ref $15-150

Apply Here

Be quick! Elevated offer ends 11/11/2025! Use Code GARRETTF476 or the link below.

Make one DD of +$200 in 45d!



Current | $30 Rakuten + $100 Referral

"Download Upside with my link or use my code GARRETT38956 to get 15¢ per gallon extra cash back on your first gas fill-up and 10% extra cash back on your first restaurant or grocery purchase."

Link a card and then just tell the app that you're claiming an offer when filling up at a gas station within their network. Potential to also stack with Rakuten and Swagbucks $10 offer. So I would download the app through Swagbucks and then apply my promo code in the app. 

Upside | 15¢/gal extra cash back

DoorDash | $20

Email fuuunfix17@gmail.com

OOS Elig, Chex inquiry, but not sensitive. 

I applied when >10/1 for inquires and they asked why I had so many. I said I was very disatisfied with my home bank and was shopping for new products. They liked that and opened the account.

$500 CC Funding. My HA Personal (Barclays) card posted as a purchase.

Requirements:

1) Email me (fuuunfix17@gmail.com) your name and I will fill out a form on their website that will send you a link to apply through. Also, be sure to use promo code RAF25 and my name, which I will email to you. 
2) Open an account and fund with $500 CC.
3) Direct deposit $1k/mo for 6mo. 

Bonus will pay out in $50 chunks per month you hit the DD requirement. If you DD before the 15th of the month, your $50 bonus will post on the 1st of the following month. If you DD after the 15th, your bonus will post on the 15th of the following month. If you miss a month then the "qualification period" is over and you can no longer get $50 bonuses. 

KeyPoint CU | OOS Elig | $300 Bonus 

No Chex, No EWS, Likely Credit Soft Pull

No CC Funding

Rakuten is currently showing a $125 Bonus for 3x DD of $500 each within 90 days. 

Referral bonus is achieved by activting Cash+ by November 15th (also the end date of this promo). Cash+ can be activated by having a $500 DD in a given month or ending the month with a balance of $5k. 

Fake DDs I've seen that work: Chase Biz and Wise (Maybe?).

Let me know if you have any questions!

OnePay | $125 Rakuten Bonus + $50 Referral Bonus

$50 for you, and $50 for me, when you spend $50!

Rakuten | $50 4U&I when you spend $50

Current Offers (10/16/2025):

C1V1: 
C1V:
C1VX: 


C1 Venture | $300 Add'l Travel Portal Credit for you

Current Offers (10/16/2025): 

UN Gateway: 30k Pts / $1k Spend / 3mo -> $0 AF
UN Explorer: 60k Pts / $3k Spend / 3mo -> $0 Intro AF, $150 after
UN Quest: 70k Pts + 1k PQP / $4k Spend / 3mo -> $350 AF
UN Club: 80k Pts / $5k Spend / 3mo -> $695 AF

UN Biz: 100k Pts + 2k PQP/ $5k Spend / 3mo -> $150 AF
UN Club Biz: 100k Pts + 2k PQP/ $5k Spend / 3mo -> $695 AF

UN MileagePlus Cards (Chase) | Click for Current Offers

Current Offers (10/16/2025): 

SW RR Plus: 50k Pts / $1k Spend / 3mo -> $99 AF
SW RR Premier: 50k Pts / $1k Spend / 3mo -> $149 AF
SW RR Priority: 50k Pts / $1k Spend / 3mo -> $229 AF

SW RR Premier Biz: 60k Pts / $3k Spend / 3mo -> $149 AF
SW RR Performance Biz: 120k Pts / $10k Spend / 3mo -> $299 AF

SW RR Cards (Chase) | Click for Current Offers

Current Offers: 

CFF: $200/20k Pts / $500 Spend / 3mo -> $0 AF
CFU: $200/20k Pts / $500 Spend / 3mo -> $0 AF

Chase Freedom Cards (CFU/CFF) | Click for Current Offers

CC funded $1k with HA Personal Card (Barclays), coded as a purchase.

Requirements:
1) Fund with $?
2) DD $250 in 60d.
3) 15x Debit Card Transactions in 60d.

OnPath FCU | OOS Elig | $150 VGC Bonus 

On Tap CU (CO) | OOS Elig with a $5 donation

Apply with my referral code and promo code CHECKING150 for this bonus. 

Each account you open can be CC funded with $1k. I used my SW RR Plus (Chase), and it coded as a purchase. 

Requirements: 
1) Open and fund with $?
2) 10x Debit Card Transactions in 90d.
3) DD $500/mo for 6mo. 



On Tap CU | CO, OOS Elig Possibly | $50 Bonus

Personal Checking

Fintech - Nationwide

No CC Funding

Requirements: 
1) Open checking account and don't have to fund.
2) DD $500 in 45d.
3) 

Varo | $150 Referral Bonus - Elevated!

Credit Cards

Shopping/Misc

Wise | $115

Current Offers: 

CSP: 75k Pts / $5k Spend / 3mo -> $95 AF
CSR: 125k Pts / $6k Spend / 3mo -> $795 AF

Chase Sapphire Cards (CSP/CSR) | Click for Current Offers

CO Only 

No CC Funding

Requirements: 
1) Open No Strings Checking & Primary Savings
2) Have aggregate of $100 dollars in the Checking account and $5 in the savings.
3) Activate Debit Card.
4) My payout was the day after I activated my debit card but YMMV.

Ent CU | CO Only | $200 Bonus + $50 Referral

Unclear if OOS elig as I am within CO footprint

CC Funding up to $1k. My SW RR Plus coded as a purchase.

Requirements:
1) Open MyChoice Checking and fund with $50 minimum
2) 2x DD totaling $800 in 90d.
3) Have a balance of $50 on day 90. 
4) Bonus pays out 90d+15d from account opening.