Qonto

What does it take to transform Qonto into an AI-first company? In this new behind-the-scenes series, we’re spotlighting the teams and projects making that journey real. First up: Joséphine Berviller from Qonto’s Anti-Financial Crime team, who built IRIS, an AI agent designed to support analysts during investigations. By bringing together information from multiple systems, identifying relevant signals, and drafting investigation reports, IRIS helps teams move faster while keeping human judgment at the center of every decision. The results? ⏱️ 4x to 5x faster investigation times, with improved quality 💪 More focus on complex cases that require deep expertise. 🛡️ Stronger protection for our customers. Watch the video to see how Qonto leverages AI to stay safe, compliant, and trustworthy as we grow!

Wether you're running solo or not, paying a supplier bill shouldn’t feel like a complex finance workflow. It’s a task you just want to knock off your list so you can get back to work. Watch how you can settle a SaaS bill or pay a subcontractor in under 50 seconds. Because your money is already in Qonto, the invoice and the payment live in the exact same place. Collect → Pay → Already matched. Clean records for your accountant without any of the extra steps.

Il 45% delle PMI italiane usa già l'AI in modo regolare, risparmiando tempo operativo. La nuova ricerca Qonto evidenzia che le imprese più mature sono anche le più pronte a innovare, con la maggiore adozione dell'AI e la più alta propensione a delegare decisioni finanziarie agli strumenti digitali. Sullo sfondo, un quadro macroeconomico che pesa: il 52% degli imprenditori considera l'Italia meno competitiva rispetto a Francia, Germania e Spagna. Il report completo è nel primo commento 👇 #PMI #Fintech #Qonto

72 hours. Real data. Real problems. 🚀 When we teamed up with Anthropic for our MCP Hackathon, we asked you to build the finance workflow you’ve always wished existed. The question wasn't whether financial data exists in your Qonto account. It was what you could do with it. The winner is Argentier, built by Kevin M., and it works like a financial advisor for your business. What makes it a game-changer? 🔎 True Visibility: It separates flows by nature and reveals your true controllable run-rate. 📉 Cost optimization: It spots duplicate tools, benchmarks prices on the live web, and helps surface VAT you might be missing. ✍️ Action-Ready: It drafts cancellation and renegotiation letters as a starting point for quick wins. 🔒 Secure by Design: Built on the Qonto MCP and Linkup MCP, it never moves money and never sends anything on its own. Huge congratulations to Kevin for winning our first hackathon that challenged builders to create with Qonto MCP! Swipe through the carousel below to see how Argentier works!

Chi ha una PMI o lavora come libero professionista lo sa: proteggere la propria attività conta quanto farla crescere. Da oggi puoi farlo con Qonto: lanciamo l'Insurance Hub, la nuova sezione che ti dà accesso a prodotti assicurativi selezionati per aziende e professionisti. Grazie alla partnership con Expèrtas, broker assicurativo del gruppo Facile.it, puoi richiedere un preventivo, scegliere la polizza più adatta e gestire contratti e attestati direttamente dalla tua dashboard Qonto. Le prime soluzioni disponibili: 🛡️ Linea Vita, per garantire un sostegno finanziario a chi ami 🩹 Assicurazione Infortuni, per proteggerti da imprevisti sul lavoro e non solo Un passo in più verso un'unica soluzione finanziaria per la tua attività: dal conto alla contabilità, fino alla protezione. #PMI #Assicurazioni #Fintech #Qonto

Building the business finance solution and becoming the bank of the future for European SMEs means being accountable for our own footprint. Our ESG strategy runs on five pillars: Climate, Circular Economy, People & Culture, Customer Engagement, and Responsible Governance. For this, our Sustainability Report is out, covering FY2025. It is built on the CSRD framework, which we started applying in 2024. We’re not legally required to publish under CSRD yet. We do it because 600,000+ European SMEs trust us with their finances, and that comes with an obligation to be transparent about ours. Publishing this report is a cross-company effort. It brings together expertise from teams across Qonto and reflects that ESG only creates real impact when it is embedded beyond one team. Learn more about our ESG commitments: https://lnkd.in/eUSb-P7K And if you want to read our ESG report : https://lnkd.in/e8hp-fmP

Late payments can be a self-inflicted wound. Ambiguous invoices give clients a reason to delay. Here are five common mistakes — and the one-line fix for each — that protect your cash flow. Is there one in particular you already did?👇

A startup's biggest advantage is velocity: shipping at speed, learning fast, while staying close to your customers. That edge is the hardest thing to protect as a company scales because more people, more process, and more layers naturally pull against it. That's the thing Carl Anderson set out to protect when he joined Qonto as VP Engineering a few months ago. He started by tearing up the org chart, so every engineering team could keep creating value for our customers and see the impact of their work. Want to join the adventure? Open roles in comments.

Your Qonto account is already full of data. So is every founder's, every finance manager's, every builder we know. The question isn't whether that data exists. It's what you do with it. This July 10th, we're running a 72-hour hackathon with Anthropic to find out. Build the finance workflow you’ve always wished existed. Real data. Real problems. Your bet. Winner gets mentorship from both teams + permanent GitHub fame. 72 hours. Online. No gatekeeping. Reserve your spot → https://luma.com/497kgbv7

"I am paying myself this month," said every small business owner everywhere. 😉 If you've ever confidently told yourself this while quietly reducing your own salary transfer to cover a supplier invoice or a software subscription...welcome to the club. Our latest research at Qonto reveals that 46% of solo entrepreneurs across Europe skip or cut their own paycheck at least once a year to keep the lights on and the business running. But here's the real plot twist: despite cash flow being a massive operational headache, 45% of small businesses have never even looked for external financing. In fact, over a third think taking on debt is a sign of poor management. Why do we treat "just managing" as a badge of honor when it's actively stalling our growth? We surveyed 1,600+ founders across France, Germany, Italy, and Spain to uncover the silent struggle of small business financing, the heavy stigma around debt, and how to actually fix it. Check out the full Qonto Financing study 2026 for a reality check: https://lnkd.in/emHYD5Fs Be honest, have you ever sacrificed your own salary to keep the business momentum going? Let us know in the comments. 👇