Financial Advice That Feels Lighter
EvoAdvisors is a Fee-Only financial advisory firm for people whose financial lives are growing more complex. Whether you’ve never had a financial advisor, or your current advice hasn’t kept pace, we offer You-Only Advice® — no commissions — delivered in plain English. Our investing approach is research-driven and built to support confident decisions rather than reactions to headlines. And with steady, proactive communication, your plan stays current, coordinated, and ready for what comes next — so you can finally exhale.
- You-Only Advice ®: We build custom plans that are appropriate for your needs only.
- Fee-Only Fiduciaries: Our fee-only service model aligns our interests with yours and reinforces that we put your interests first.
- The Evo Experience: Life evolves, and your financial plan should, too. Because we are boutique by design, we can offer concierge-level planning and the bandwidth to follow through on every detail.
- Established Richmond Roots: Our approachable, local team is proud to have called Richmond home for over 20 years of service.
Co-founders John Clair, CFP® and David O’Brien, MBA, CFP®, and principal Stephen Fletcher, MBA, CFP®.
Your story evolves, we connect the dots.
Investment
Management
Stay steady through market noise
Risk
Management
Forecast and evaluate financial risks and identify ways to avoid or minimize their impact
Estate
Planning
Designate who will receive your assets in the event of your death or incapacity
Tax
Planning
Maximize tax breaks and minimize tax liabilities by analyzing your specific financial situation
Retirement
Planning
The transition from working and saving to living off of your savings is often stressful.
Cash
Flow
Understand and optimize the amount of money moving in and out of your accounts
Simplify, Amplify, and Quantify Your 401(k) Experience
Simplify
Your Experience
At EvoAdvisors, we can help you find the simplest, most cost-effective way to achieve your retirement plan objectives, giving you more time to run your business.
Amplify
Your Experience
Receive proactive support and at-a-glance reference tools to meet plan deadlines and ERISA reporting requirements. Your plan participants can obtain advice from a CFP® professional about their 401(k) based on their unique circumstances at no additional cost.
Quantify
Your Experience
Our goal is to help you understand and control what you’re paying and who is paying it.
Your Goals, Our Full Attention
Confidently Manage Your Finances
Your life is busy, and handling your financial situation can seem daunting. You could go at it alone if you really want to, but why try to handle it yourself when an experienced advisor can do it with confidence?
Streamlined Process, No Industry Jargon
Our streamlined process allows you to jump straight to living your best life while we keep an ever-watchful eye on your financial wellness. We offer smart, straight talk, with less industry jargon so you won’t be in the dark.
No Comissions, No Confusion
- We operate on a unique flat fee basis, which means you know exactly what you will pay each year.
- An annual flat fee means we make recommendations in your best interest, not because of hidden compensation for us.
- Our flat fee schedule determines our fee but may be adjusted for clients with more complex planning needs.
You are more than the size of your portfolio. At Evo, we have no minimum portfolio size.
Our Fees
News, Podcasts, & Insights
Tax Tax Deductions, and Who Gets Them
InvestingTax How does the 2025 Tax Bill Impact You?
Estate Planning 4 Estate Planning Pitfalls
Future-proof your finances. Let's Connect.
