There are a lot of people talking about this who don't know what they're talking about because they've never set foot on a boat, let alone captained one. Here's a very interesting breakdown of the incident from a professional captain. The ship broadcast a Mayday call before the crash and AIS data seem to imply that they ran the engines in reverse as the ship drifted off course. It looks a lot like a failure in the steering system which is all fly-by-wire computer controlled these days.
He also describes the equipment on board - for example, a black box data recorder like airlines have. I hadn't known that commercial ships have those, but do now.
The video does not discuss what I am hearing other places, that there was a power outage on the ship, lasting around a minute. Power came back on, but then failed again. The ship is Singapore flagged, and Singapore has a reputation for strict enforcement of nautical regulations.
My suspicion is that this was a single point of failure, or a situation where redundant systems both failed at the same time.
UPDATE 26 MARCH 2024 16:50: It's confirmed, the MV Dali lost power for a considerable time before impact, and when power was restored both ran the engine in full reverse as well as dropped the port side anchor.
UPDATE 26 MARCH 2024 17:03: There is a lot of buzz supposedly from Port of Baltimore personnel that the Dali had repeated power outages at dock during the two says before setting sail. This is unconfirmed, but interesting.
For sure the ship lost power, as you can see in the second video. When power came back on and the engine ran hard reverse, the "prop walk" kicked the stern to port, taking the ship's heading starboard towards the bridge. Dali is single screw, so prop walk is a real thing here.